Is West Bancorporation Stock a Good Investment?
West Bancorporation Investment Advice | WTBA |
- Examine West Bancorporation's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research West Bancorporation's leadership team and their track record. Good management can help West Bancorporation navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact West Bancorporation's business and its evolving consumer preferences.
- Compare West Bancorporation's performance and market position to its competitors. Analyze how West Bancorporation is positioned in terms of product offerings, innovation, and market share.
- Check if West Bancorporation pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about West Bancorporation's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in West Bancorporation stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if West Bancorporation is a good investment.
Sell | Buy |
Strong Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine West Bancorporation Stock
Researching West Bancorporation's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 47.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.55. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. West Bancorporation last dividend was issued on the 6th of November 2024. The entity had 105:100 split on the 22nd of July 2004.
To determine if West Bancorporation is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding West Bancorporation's research are outlined below:
| On 20th of November 2024 West Bancorporation paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from news.google.com: West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call - Marketscreener.com |
West Bancorporation Quarterly Liabilities And Stockholders Equity |
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West Bancorporation uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in West Bancorporation. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to West Bancorporation's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact West Bancorporation's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises West Bancorporation's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-07-29 | 2011-06-30 | 0.1 | 0.12 | 0.02 | 20 | ||
2012-04-26 | 2012-03-31 | 0.2 | 0.23 | 0.03 | 15 | ||
2010-07-30 | 2010-06-30 | 0.15 | 0.12 | -0.03 | 20 | ||
2008-10-30 | 2008-09-30 | -0.05 | -0.02 | 0.03 | 60 | ||
2008-07-31 | 2008-06-30 | 0.23 | 0.26 | 0.03 | 13 | ||
2024-10-24 | 2024-09-30 | 0.31 | 0.35 | 0.04 | 12 | ||
2023-10-26 | 2023-09-30 | 0.31 | 0.35 | 0.04 | 12 | ||
2017-07-27 | 2017-06-30 | 0.35 | 0.39 | 0.04 | 11 |
West Bancorporation Target Price Consensus
West target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. West Bancorporation's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Hold |
Most West analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand West stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of West Bancorporation, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationWest Bancorporation Target Price Projection
West Bancorporation's current and average target prices are 21.35 and 25.00, respectively. The current price of West Bancorporation is the price at which West Bancorporation is currently trading. On the other hand, West Bancorporation's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
West Bancorporation Market Quote on 7th of January 2025
Target Price
Analyst Consensus On West Bancorporation Target Price
West Bancorporation Analyst Ratings
West Bancorporation's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about West Bancorporation stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of West Bancorporation's financials, market performance, and future outlook by experienced professionals. West Bancorporation's historical ratings below, therefore, can serve as a valuable tool for investors.Know West Bancorporation's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as West Bancorporation is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading West Bancorporation backward and forwards among themselves. West Bancorporation's institutional investor refers to the entity that pools money to purchase West Bancorporation's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 182.4 K | Northern Trust Corp | 2024-09-30 | 132.3 K | American Century Companies Inc | 2024-09-30 | 121.5 K | Bank Of New York Mellon Corp | 2024-09-30 | 106.9 K | U.s. Bancorp | 2024-09-30 | 55.2 K | Royal Bank Of Canada | 2024-09-30 | 53.7 K | Nuveen Asset Management, Llc | 2024-09-30 | 45.8 K | Charles Schwab Investment Management Inc | 2024-09-30 | 45.1 K | Ubs Group Ag | 2024-09-30 | 44.4 K | Fmr Inc | 2024-09-30 | 1.3 M | Blackrock Inc | 2024-09-30 | 1.3 M |
West Bancorporation's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 364.43 M.Market Cap |
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West Bancorporation's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.15 |
Determining West Bancorporation's profitability involves analyzing its financial statements and using various financial metrics to determine if West Bancorporation is a good buy. For example, gross profit margin measures West Bancorporation's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of West Bancorporation's profitability and make more informed investment decisions.
Please note, the presentation of West Bancorporation's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, West Bancorporation's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of West Bancorporation's management manipulating its earnings.
Evaluate West Bancorporation's management efficiency
The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.03. At present, West Bancorporation's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 899.1 M, whereas Other Assets are forecasted to decline to about 1.6 B. West Bancorporation's management efficiency ratios could be used to measure how well West Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 12.08 | 22.82 | |
| Tangible Book Value Per Share | 12.08 | 18.27 | |
| Enterprise Value Over EBITDA | 26.62 | 16.07 | |
| Price Book Value Ratio | 1.82 | 2.26 | |
| Enterprise Value Multiple | 26.62 | 16.07 | |
| Price Fair Value | 1.82 | 2.26 | |
| Enterprise Value | 659.1 M | 692.1 M |
West Bancorporation's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of West Stock
As of the 7th of January, West Bancorporation maintains the Downside Deviation of 1.65, mean deviation of 1.55, and Market Risk Adjusted Performance of 1.33. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of West Bancorporation, as well as the relationship between them.West Bancorporation's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific West Bancorporation insiders, such as employees or executives, is commonly permitted as long as it does not rely on West Bancorporation's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases West Bancorporation insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
West Bancorporation's Outstanding Corporate Bonds
West Bancorporation issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. West Bancorporation uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most West bonds can be classified according to their maturity, which is the date when West Bancorporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand West Bancorporation's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing West Bancorporation's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1014 | |||
| Market Risk Adjusted Performance | 1.33 | |||
| Mean Deviation | 1.55 | |||
| Semi Deviation | 1.54 | |||
| Downside Deviation | 1.65 | |||
| Coefficient Of Variation | 853.52 | |||
| Standard Deviation | 2.37 | |||
| Variance | 5.64 | |||
| Information Ratio | 0.1053 | |||
| Jensen Alpha | 0.2645 | |||
| Total Risk Alpha | 0.2152 | |||
| Sortino Ratio | 0.1514 | |||
| Treynor Ratio | 1.32 | |||
| Maximum Drawdown | 18.0 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.84 | |||
| Downside Variance | 2.73 | |||
| Semi Variance | 2.36 | |||
| Expected Short fall | (1.93) | |||
| Skewness | 2.2 | |||
| Kurtosis | 10.68 |
| Risk Adjusted Performance | 0.1014 | |||
| Market Risk Adjusted Performance | 1.33 | |||
| Mean Deviation | 1.55 | |||
| Semi Deviation | 1.54 | |||
| Downside Deviation | 1.65 | |||
| Coefficient Of Variation | 853.52 | |||
| Standard Deviation | 2.37 | |||
| Variance | 5.64 | |||
| Information Ratio | 0.1053 | |||
| Jensen Alpha | 0.2645 | |||
| Total Risk Alpha | 0.2152 | |||
| Sortino Ratio | 0.1514 | |||
| Treynor Ratio | 1.32 | |||
| Maximum Drawdown | 18.0 | |||
| Value At Risk | (2.14) | |||
| Potential Upside | 3.84 | |||
| Downside Variance | 2.73 | |||
| Semi Variance | 2.36 | |||
| Expected Short fall | (1.93) | |||
| Skewness | 2.2 | |||
| Kurtosis | 10.68 |
Consider West Bancorporation's intraday indicators
West Bancorporation intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of West Bancorporation stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
West Bancorporation Corporate Filings
F4 | 21st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 29th of August 2024 Other Reports | ViewVerify | |
| 26th of July 2024 Other Reports | ViewVerify |
West Stock media impact
Far too much social signal, news, headlines, and media speculation about West Bancorporation that are available to investors today. That information is available publicly through West media outlets and privately through word of mouth or via West internal channels. However, regardless of the origin, that massive amount of West data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of West Bancorporation news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of West Bancorporation relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to West Bancorporation's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive West Bancorporation alpha.
West Bancorporation Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards West Bancorporation can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
West Bancorporation Corporate Management
| Jane CPA | Treasurer VP | Profile | |
| Melissa JD | Assistant VP | Profile | |
| Marc Meyer | Senior Bank | Profile | |
| Han Wu | Senior Bank | Profile | |
| Keith Kurth | Vice Bank | Profile |
Already Invested in West Bancorporation?
The danger of trading West Bancorporation is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of West Bancorporation is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than West Bancorporation. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile West Bancorporation is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether West Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of West Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of West Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on West Bancorporation Stock: Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in West Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade West Stock refer to our How to Trade West Stock guide.You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of West Bancorporation. If investors know West will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about West Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 1 | Earnings Share 1.25 | Revenue Per Share | Quarterly Revenue Growth 0.055 | Return On Assets |
The market value of West Bancorporation is measured differently than its book value, which is the value of West that is recorded on the company's balance sheet. Investors also form their own opinion of West Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is West Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because West Bancorporation's market value can be influenced by many factors that don't directly affect West Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between West Bancorporation's value and its price, as these two are different measures arrived at by various means. Investors typically determine if West Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, West Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.