Is RBB Bancorp Stock a Good Investment?
RBB Bancorp Investment Advice | RBB |
- Examine RBB Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research RBB Bancorp's leadership team and their track record. Good management can help RBB Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact RBB Bancorp's business and its evolving consumer preferences.
- Compare RBB Bancorp's performance and market position to its competitors. Analyze how RBB Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if RBB Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about RBB Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in RBB Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if RBB Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Average | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine RBB Bancorp Stock
Researching RBB Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 49.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.61. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. RBB Bancorp last dividend was issued on the 31st of January 2025.
To determine if RBB Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding RBB Bancorp's research are outlined below:
| RBB Bancorp generated a negative expected return over the last 90 days | |
| RBB Bancorp has high likelihood to experience some financial distress in the next 2 years | |
| RBB Bancorp has 136.25 M in debt with debt to equity (D/E) ratio of 0.27, which may show that the company is not taking advantage of profits from borrowing. RBB Bancorp has a current ratio of 0.13, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for RBB to invest in growth at high rates of return. | |
| Latest headline from simplywall.st: RBB Bancorp Full Year 2024 Earnings EPS Misses Expectations |
RBB Bancorp Quarterly Liabilities And Stockholders Equity |
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RBB Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in RBB Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to RBB Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of April 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 27th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact RBB Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises RBB Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-01-22 | 2017-12-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2024-07-22 | 2024-06-30 | 0.34 | 0.39 | 0.05 | 14 | ||
2020-07-27 | 2020-06-30 | 0.29 | 0.34 | 0.05 | 17 | ||
2018-07-23 | 2018-06-30 | 0.49 | 0.54 | 0.05 | 10 | ||
2020-04-20 | 2020-03-31 | 0.41 | 0.35 | -0.06 | 14 | ||
2022-01-24 | 2021-12-31 | 0.73 | 0.81 | 0.08 | 10 | ||
2021-04-26 | 2021-03-31 | 0.55 | 0.63 | 0.08 | 14 | ||
2021-01-25 | 2020-12-31 | 0.48 | 0.56 | 0.08 | 16 |
RBB Bancorp Target Price Consensus
RBB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. RBB Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 5 | Hold |
Most RBB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand RBB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of RBB Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationRBB Bancorp Target Price Projection
RBB Bancorp's current and average target prices are 17.07 and 23.90, respectively. The current price of RBB Bancorp is the price at which RBB Bancorp is currently trading. On the other hand, RBB Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
RBB Bancorp Market Quote on 21st of March 2025
Target Price
Analyst Consensus On RBB Bancorp Target Price
RBB Bancorp Analyst Ratings
RBB Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about RBB Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of RBB Bancorp's financials, market performance, and future outlook by experienced professionals. RBB Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.Know RBB Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as RBB Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading RBB Bancorp backward and forwards among themselves. RBB Bancorp's institutional investor refers to the entity that pools money to purchase RBB Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 160.4 K | Northern Trust Corp | 2024-12-31 | 128.3 K | Bridgeway Capital Management, Llc | 2024-12-31 | 121.6 K | Arrowstreet Capital Limited Partnership | 2024-12-31 | 118.9 K | Jpmorgan Chase & Co | 2024-12-31 | 101.1 K | Goldman Sachs Group Inc | 2024-12-31 | 59.5 K | Bank Of New York Mellon Corp | 2024-12-31 | 57.8 K | Empowered Funds, Llc | 2024-12-31 | 55.8 K | Nuveen Asset Management, Llc | 2024-12-31 | 52.9 K | Fj Capital Management Llc | 2024-12-31 | 1.6 M | Blackrock Inc | 2024-12-31 | 1.3 M |
RBB Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 307.79 M.Market Cap |
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RBB Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.05 | 0.05 | |
| Return On Capital Employed | (0.25) | (0.24) | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.05 | 0.07 |
Determining RBB Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if RBB Bancorp is a good buy. For example, gross profit margin measures RBB Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of RBB Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of RBB Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, RBB Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of RBB Bancorp's management manipulating its earnings.
Evaluate RBB Bancorp's management efficiency
At present, RBB Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.04, whereas Return On Capital Employed is projected to grow to (0.24). At present, RBB Bancorp's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 3.6 M, whereas Total Assets are forecasted to decline to about 611.9 M. RBB Bancorp's management efficiency ratios could be used to measure how well RBB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 28.51 | 33.57 | |
| Tangible Book Value Per Share | 24.39 | 30.81 | |
| Enterprise Value Over EBITDA | 6.58 | 6.91 | |
| Price Book Value Ratio | 0.72 | 0.68 | |
| Enterprise Value Multiple | 6.58 | 6.91 | |
| Price Fair Value | 0.72 | 0.68 | |
| Enterprise Value | 697.3 M | 732.1 M |
RBB Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of RBB Stock
As of the 21st of March, RBB Bancorp owns the coefficient of variation of (376.35), and Market Risk Adjusted Performance of (0.48). In respect to fundamental indicators, the technical analysis model allows you to check possible technical drivers of RBB Bancorp, as well as the relationship between them.RBB Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific RBB Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on RBB Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases RBB Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
RBB Bancorp's Outstanding Corporate Bonds
RBB Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. RBB Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most RBB bonds can be classified according to their maturity, which is the date when RBB Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand RBB Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing RBB Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.23) | |||
| Market Risk Adjusted Performance | (0.48) | |||
| Mean Deviation | 1.2 | |||
| Coefficient Of Variation | (376.35) | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.63 | |||
| Information Ratio | (0.23) | |||
| Jensen Alpha | (0.37) | |||
| Total Risk Alpha | (0.30) | |||
| Treynor Ratio | (0.49) | |||
| Maximum Drawdown | 7.07 | |||
| Value At Risk | (2.87) | |||
| Potential Upside | 2.06 | |||
| Skewness | (1.06) | |||
| Kurtosis | 3.13 |
| Risk Adjusted Performance | (0.23) | |||
| Market Risk Adjusted Performance | (0.48) | |||
| Mean Deviation | 1.2 | |||
| Coefficient Of Variation | (376.35) | |||
| Standard Deviation | 1.62 | |||
| Variance | 2.63 | |||
| Information Ratio | (0.23) | |||
| Jensen Alpha | (0.37) | |||
| Total Risk Alpha | (0.30) | |||
| Treynor Ratio | (0.49) | |||
| Maximum Drawdown | 7.07 | |||
| Value At Risk | (2.87) | |||
| Potential Upside | 2.06 | |||
| Skewness | (1.06) | |||
| Kurtosis | 3.13 |
Consider RBB Bancorp's intraday indicators
RBB Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of RBB Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 17.07 | |||
| Day Typical Price | 17.07 | |||
| Price Action Indicator | (0.14) | |||
| Period Momentum Indicator | (0.29) | |||
| Relative Strength Index | 34.87 |
RBB Bancorp Corporate Filings
10K | 17th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 10th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 3rd of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 7th of February 2025 Other Reports | ViewVerify |
RBB Stock media impact
Far too much social signal, news, headlines, and media speculation about RBB Bancorp that are available to investors today. That information is available publicly through RBB media outlets and privately through word of mouth or via RBB internal channels. However, regardless of the origin, that massive amount of RBB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of RBB Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of RBB Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to RBB Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive RBB Bancorp alpha.
RBB Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards RBB Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
RBB Bancorp Corporate Management
| Lissette Duran | Senior Operations | Profile | |
| Serban Popesco | Senior Officer | Profile | |
| Gary Fan | Executive Officer | Profile | |
| Joyce Gimbert | Senior Operations | Profile | |
| Sophy Chu | Senior Officer | Profile | |
| Doris Yung | Senior Officer | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in RBB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade RBB Stock refer to our How to Trade RBB Stock guide.You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of RBB Bancorp. If investors know RBB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about RBB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.61) | Dividend Share 0.64 | Earnings Share 1.47 | Revenue Per Share | Quarterly Revenue Growth (0.32) |
The market value of RBB Bancorp is measured differently than its book value, which is the value of RBB that is recorded on the company's balance sheet. Investors also form their own opinion of RBB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is RBB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because RBB Bancorp's market value can be influenced by many factors that don't directly affect RBB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between RBB Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if RBB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, RBB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.