Is Peapack Gladstone Stock a Good Investment?
Peapack Gladstone Investment Advice | PGC |
- Examine Peapack Gladstone's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Peapack Gladstone's leadership team and their track record. Good management can help Peapack Gladstone navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Peapack Gladstone's business and its evolving consumer preferences.
- Compare Peapack Gladstone's performance and market position to its competitors. Analyze how Peapack Gladstone is positioned in terms of product offerings, innovation, and market share.
- Check if Peapack Gladstone pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Peapack Gladstone's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Peapack Gladstone Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Peapack Gladstone Financial is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Peapack Gladstone Stock
Researching Peapack Gladstone's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 80.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Peapack Gladstone has Price/Earnings To Growth (PEG) ratio of 0.68. The entity last dividend was issued on the 6th of February 2025. The firm had 105:100 split on the 7th of July 2009.
To determine if Peapack Gladstone is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Peapack Gladstone's research are outlined below:
| Peapack Gladstone generated a negative expected return over the last 90 days | |
| Peapack Gladstone has a strong financial position based on the latest SEC filings | |
| Over 80.0% of the company shares are owned by institutional investors | |
| On 21st of February 2025 Peapack Gladstone paid $ 0.05 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Peapack-Gladstone Financial Co. CEO Douglas L. Kennedy Sells 5,000 Shares - MarketBeat |
Peapack Gladstone uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Peapack Gladstone Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Peapack Gladstone's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Peapack Gladstone's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Peapack Gladstone's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-02-01 | 2009-12-31 | 0.14 | 0.11 | -0.03 | 21 | ||
2015-04-28 | 2015-03-31 | 0.29 | 0.33 | 0.04 | 13 | ||
2014-10-22 | 2014-09-30 | 0.28 | 0.32 | 0.04 | 14 | ||
2016-10-28 | 2016-09-30 | 0.38 | 0.43 | 0.05 | 13 | ||
2016-07-28 | 2016-06-30 | 0.35 | 0.4 | 0.05 | 14 | ||
2014-07-28 | 2014-06-30 | 0.27 | 0.32 | 0.05 | 18 | ||
2024-10-22 | 2024-09-30 | 0.37 | 0.43 | 0.06 | 16 | ||
2018-01-29 | 2017-12-31 | 0.47 | 0.53 | 0.06 | 12 |
Know Peapack Gladstone's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Peapack Gladstone is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Peapack Gladstone Financial backward and forwards among themselves. Peapack Gladstone's institutional investor refers to the entity that pools money to purchase Peapack Gladstone's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Synergy Financial Management, Llc | 2024-12-31 | 349.4 K | American Century Companies Inc | 2024-12-31 | 339.1 K | Philadelphia Trust Co | 2024-12-31 | 326.7 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 253.1 K | Basswood Capital Management Llc | 2024-12-31 | 247.4 K | Goldman Sachs Group Inc | 2024-12-31 | 205.3 K | Jpmorgan Chase & Co | 2024-12-31 | 202.9 K | Prudential Financial Inc | 2024-12-31 | 158.7 K | Northern Trust Corp | 2024-12-31 | 151.2 K | Blackrock Inc | 2024-12-31 | 1.8 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.1 M |
Peapack Gladstone's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 511.17 M.Market Cap |
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Peapack Gladstone's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.05 | 0.10 |
Determining Peapack Gladstone's profitability involves analyzing its financial statements and using various financial metrics to determine if Peapack Gladstone is a good buy. For example, gross profit margin measures Peapack Gladstone's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Peapack Gladstone's profitability and make more informed investment decisions.
Please note, the presentation of Peapack Gladstone's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Peapack Gladstone's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Peapack Gladstone's management manipulating its earnings.
Evaluate Peapack Gladstone's management efficiency
At present, Peapack Gladstone's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.1, whereas Return On Capital Employed is projected to grow to (0.01). At present, Peapack Gladstone's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 6.4 B, whereas Non Current Assets Total are forecasted to decline to about 124.9 M. Peapack Gladstone's management efficiency ratios could be used to measure how well Peapack Gladstone manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 34.30 | 21.34 | |
| Tangible Book Value Per Share | 31.75 | 19.08 | |
| Enterprise Value Over EBITDA | 32.16 | 33.77 | |
| Price Book Value Ratio | 0.93 | 0.89 | |
| Enterprise Value Multiple | 32.16 | 33.77 | |
| Price Fair Value | 0.93 | 0.89 | |
| Enterprise Value | 808.2 M | 848.6 M |
At Peapack Gladstone, effective management practices are pivotal to sustaining long-term profitability. We delve into financial metrics and market conditions to provide a comprehensive analysis of the stock's prospects.
Basic technical analysis of Peapack Stock
As of the 27th of March, Peapack Gladstone holds the Risk Adjusted Performance of (0.06), coefficient of variation of (1,237), and Variance of 3.5. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Peapack Gladstone, as well as the relationship between them.Peapack Gladstone's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Peapack Gladstone insiders, such as employees or executives, is commonly permitted as long as it does not rely on Peapack Gladstone's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Peapack Gladstone insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Peapack Gladstone's Outstanding Corporate Bonds
Peapack Gladstone issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Peapack Gladstone uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Peapack bonds can be classified according to their maturity, which is the date when Peapack Gladstone Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Peapack Gladstone's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Peapack Gladstone's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.47 | |||
| Coefficient Of Variation | (1,237) | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.5 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.16) | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 8.95 | |||
| Value At Risk | (3.01) | |||
| Potential Upside | 3.21 | |||
| Skewness | 0.122 | |||
| Kurtosis | (0.08) |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.47 | |||
| Coefficient Of Variation | (1,237) | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.5 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.16) | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 8.95 | |||
| Value At Risk | (3.01) | |||
| Potential Upside | 3.21 | |||
| Skewness | 0.122 | |||
| Kurtosis | (0.08) |
Consider Peapack Gladstone's intraday indicators
Peapack Gladstone intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Peapack Gladstone stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Peapack Gladstone Corporate Filings
F4 | 24th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 12th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 13th of February 2025 Other Reports | ViewVerify | |
| 31st of January 2025 Other Reports | ViewVerify |
Peapack Stock media impact
Far too much social signal, news, headlines, and media speculation about Peapack Gladstone that are available to investors today. That information is available publicly through Peapack media outlets and privately through word of mouth or via Peapack internal channels. However, regardless of the origin, that massive amount of Peapack data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Peapack Gladstone news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Peapack Gladstone relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Peapack Gladstone's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Peapack Gladstone alpha.
Peapack Gladstone Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Peapack Gladstone can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Peapack Gladstone Corporate Executives
Elected by the shareholders, the Peapack Gladstone's board of directors comprises two types of representatives: Peapack Gladstone inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Peapack. The board's role is to monitor Peapack Gladstone's management team and ensure that shareholders' interests are well served. Peapack Gladstone's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Peapack Gladstone's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeffrey Carfora | CFO, Chief Accounting Officer, Sr. Executive VP, CFO of Peapack-Gladstone Bank and Sr. Executive VP of Peapack-Gladstone Bank | Profile | |
| Frank Cavallaro | Senior CFO | Profile | |
| Frank CPA | Senior CFO | Profile | |
| Robert Plante | Executive COO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Peapack Gladstone Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peapack Gladstone. If investors know Peapack will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peapack Gladstone listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.088 | Dividend Share 0.2 | Earnings Share 1.85 | Revenue Per Share | Quarterly Revenue Growth 0.217 |
The market value of Peapack Gladstone is measured differently than its book value, which is the value of Peapack that is recorded on the company's balance sheet. Investors also form their own opinion of Peapack Gladstone's value that differs from its market value or its book value, called intrinsic value, which is Peapack Gladstone's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peapack Gladstone's market value can be influenced by many factors that don't directly affect Peapack Gladstone's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Peapack Gladstone's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Peapack Gladstone is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peapack Gladstone's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.