Is MGIC Investment Stock a Good Investment?
MGIC Investment Investment Advice | MTG |
- Examine MGIC Investment's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research MGIC Investment's leadership team and their track record. Good management can help MGIC Investment navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Commercial & Residential Mortgage Finance space and any emerging trends that could impact MGIC Investment's business and its evolving consumer preferences.
- Compare MGIC Investment's performance and market position to its competitors. Analyze how MGIC Investment is positioned in terms of product offerings, innovation, and market share.
- Check if MGIC Investment pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about MGIC Investment's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MGIC Investment Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MGIC Investment Corp is a good investment.
Sell | Buy |
Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine MGIC Investment Stock
Researching MGIC Investment's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.11. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MGIC Investment Corp has Price/Earnings To Growth (PEG) ratio of 1.54. The entity last dividend was issued on the 18th of February 2025. The firm had 2:1 split on the 3rd of June 1997.
To determine if MGIC Investment is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MGIC Investment's research are outlined below:
| Over 98.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: MGIC Upgraded to Buy Heres What You Should Know |
MGIC Investment uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MGIC Investment Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MGIC Investment's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 31st of January 2024 Upcoming Quarterly Report | View | |
| 1st of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 31st of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact MGIC Investment's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MGIC Investment's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-07-16 | 2014-06-30 | 0.14 | 0.12 | -0.02 | 14 | ||
2014-01-23 | 2013-12-31 | -0.03 | -0.01 | 0.02 | 66 | ||
2016-10-18 | 2016-09-30 | 0.17 | 0.14 | -0.03 | 17 | ||
2021-02-23 | 2020-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2016-04-19 | 2016-03-31 | 0.22 | 0.18 | -0.04 | 18 | ||
2015-01-20 | 2014-12-31 | 0.15 | 0.19 | 0.04 | 26 | ||
2017-07-20 | 2017-06-30 | 0.25 | 0.3 | 0.05 | 20 | ||
2015-07-16 | 2015-06-30 | 0.23 | 0.28 | 0.05 | 21 |
MGIC Investment Target Price Consensus
MGIC target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. MGIC Investment's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 7 | Buy |
Most MGIC analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand MGIC stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of MGIC Investment Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationMGIC Investment Target Price Projection
MGIC Investment's current and average target prices are 24.38 and 26.29, respectively. The current price of MGIC Investment is the price at which MGIC Investment Corp is currently trading. On the other hand, MGIC Investment's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
MGIC Investment Market Quote on 25th of March 2025
Target Price
Analyst Consensus On MGIC Investment Target Price
MGIC Investment Analyst Ratings
MGIC Investment's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about MGIC Investment stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of MGIC Investment's financials, market performance, and future outlook by experienced professionals. MGIC Investment's historical ratings below, therefore, can serve as a valuable tool for investors.Know MGIC Investment's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as MGIC Investment is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MGIC Investment Corp backward and forwards among themselves. MGIC Investment's institutional investor refers to the entity that pools money to purchase MGIC Investment's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2024-12-31 | 4.5 M | Northern Trust Corp | 2024-12-31 | 4.5 M | Norges Bank | 2024-12-31 | 3.6 M | Arrowstreet Capital Limited Partnership | 2024-12-31 | 3.1 M | American Century Companies Inc | 2024-12-31 | 3 M | Goldman Sachs Group Inc | 2024-12-31 | 2.9 M | Aqr Capital Management Llc | 2024-12-31 | 2.7 M | Bank Of New York Mellon Corp | 2024-12-31 | 2.7 M | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 2.6 M | Vanguard Group Inc | 2024-12-31 | 34.3 M | Blackrock Inc | 2024-12-31 | 26.4 M |
MGIC Investment's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 5.84 B.Market Cap |
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MGIC Investment's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.12 | 0.10 | |
| Return On Capital Employed | 0.20 | 0.21 | |
| Return On Assets | 0.12 | 0.07 | |
| Return On Equity | 0.15 | 0.15 |
Determining MGIC Investment's profitability involves analyzing its financial statements and using various financial metrics to determine if MGIC Investment is a good buy. For example, gross profit margin measures MGIC Investment's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MGIC Investment's profitability and make more informed investment decisions.
Evaluate MGIC Investment's management efficiency
MGIC Investment Corp has Return on Asset of 0.0959 % which means that on every $100 spent on assets, it made $0.0959 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.149 %, implying that it generated $0.149 on every 100 dollars invested. MGIC Investment's management efficiency ratios could be used to measure how well MGIC Investment manages its routine affairs as well as how well it operates its assets and liabilities. At this time, MGIC Investment's Return On Capital Employed is most likely to increase slightly in the upcoming years. The MGIC Investment's current Return On Equity is estimated to increase to 0.15, while Return On Tangible Assets are projected to decrease to 0.1. At this time, MGIC Investment's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The MGIC Investment's current Asset Turnover is estimated to increase to 0.26, while Total Assets are projected to decrease to roughly 5.8 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 19.77 | 18.41 | |
| Tangible Book Value Per Share | 19.77 | 16.79 | |
| Enterprise Value Over EBITDA | 6.79 | 6.45 | |
| Price Book Value Ratio | 1.20 | 2.08 | |
| Enterprise Value Multiple | 6.79 | 6.45 | |
| Price Fair Value | 1.20 | 2.08 | |
| Enterprise Value | 4.1 B | 2.8 B |
Understanding the operational decisions made by MGIC Investment management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Basic technical analysis of MGIC Stock
As of the 25th of March, MGIC Investment secures the risk adjusted performance of (0.01), and Mean Deviation of 1.06. In connection with fundamental indicators, the technical analysis model lets you check helpful technical drivers of MGIC Investment Corp, as well as the relationship between them. Please verify MGIC Investment Corp standard deviation and value at risk to decide if MGIC Investment Corp is priced fairly, providing market reflects its recent price of 24.38 per share. Given that MGIC Investment Corp has information ratio of 0.0031, we recommend you to check MGIC Investment's last-minute market performance to make sure the company can sustain itself in the future.MGIC Investment's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MGIC Investment insiders, such as employees or executives, is commonly permitted as long as it does not rely on MGIC Investment's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MGIC Investment insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MGIC Investment's Outstanding Corporate Bonds
MGIC Investment issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MGIC Investment Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MGIC bonds can be classified according to their maturity, which is the date when MGIC Investment Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| MGIC INVT P Corp BondUS552848AG81 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand MGIC Investment's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing MGIC Investment's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.02) | |||
| Mean Deviation | 1.06 | |||
| Coefficient Of Variation | (6,333) | |||
| Standard Deviation | 1.4 | |||
| Variance | 1.96 | |||
| Information Ratio | 0.0031 | |||
| Jensen Alpha | 0.0036 | |||
| Total Risk Alpha | 0.0245 | |||
| Treynor Ratio | (0.03) | |||
| Maximum Drawdown | 7.24 | |||
| Value At Risk | (2.44) | |||
| Potential Upside | 2.17 | |||
| Skewness | (0.49) | |||
| Kurtosis | 0.7457 |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.02) | |||
| Mean Deviation | 1.06 | |||
| Coefficient Of Variation | (6,333) | |||
| Standard Deviation | 1.4 | |||
| Variance | 1.96 | |||
| Information Ratio | 0.0031 | |||
| Jensen Alpha | 0.0036 | |||
| Total Risk Alpha | 0.0245 | |||
| Treynor Ratio | (0.03) | |||
| Maximum Drawdown | 7.24 | |||
| Value At Risk | (2.44) | |||
| Potential Upside | 2.17 | |||
| Skewness | (0.49) | |||
| Kurtosis | 0.7457 |
Consider MGIC Investment's intraday indicators
MGIC Investment intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MGIC Investment stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MGIC Investment Corporate Filings
| 21st of March 2025 Other Reports | ViewVerify | |
F4 | 6th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 26th of February 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 11th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
MGIC Stock media impact
Far too much social signal, news, headlines, and media speculation about MGIC Investment that are available to investors today. That information is available publicly through MGIC media outlets and privately through word of mouth or via MGIC internal channels. However, regardless of the origin, that massive amount of MGIC data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MGIC Investment news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MGIC Investment relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MGIC Investment's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MGIC Investment alpha.
MGIC Investment Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards MGIC Investment can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
MGIC Investment Corp Historical Investor Sentiment
Investor biases related to MGIC Investment's public news can be used to forecast risks associated with an investment in MGIC. The trend in average sentiment can be used to explain how an investor holding MGIC can time the market purely based on public headlines and social activities around MGIC Investment Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
MGIC Investment's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for MGIC Investment and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average MGIC Investment news discussions. The higher the estimate score, the more favorable the investor's outlook on MGIC Investment.
MGIC Investment Maximum Pain Price Across June 20th 2025 Option Contracts
MGIC Investment's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of MGIC Investment close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of MGIC Investment's options.
MGIC Investment Corporate Directors
| Sheryl Sculley | Independent Director | Profile | |
| Chuck Chaplin | Independent Director | Profile | |
| Timothy Holt | Independent Director | Profile | |
| Mark Zandi | Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MGIC Investment Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MGIC Investment. If investors know MGIC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MGIC Investment listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.088 | Dividend Share 0.49 | Earnings Share 2.89 | Revenue Per Share | Quarterly Revenue Growth 0.062 |
The market value of MGIC Investment Corp is measured differently than its book value, which is the value of MGIC that is recorded on the company's balance sheet. Investors also form their own opinion of MGIC Investment's value that differs from its market value or its book value, called intrinsic value, which is MGIC Investment's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MGIC Investment's market value can be influenced by many factors that don't directly affect MGIC Investment's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between MGIC Investment's value and its price, as these two are different measures arrived at by various means. Investors typically determine if MGIC Investment is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MGIC Investment's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.