Is Mainstreet Bank Stock a Good Investment?
Mainstreet Bank Investment Advice | MNSB |
- Examine Mainstreet Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Mainstreet Bank's leadership team and their track record. Good management can help Mainstreet Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Mainstreet Bank's business and its evolving consumer preferences.
- Compare Mainstreet Bank's performance and market position to its competitors. Analyze how Mainstreet Bank is positioned in terms of product offerings, innovation, and market share.
- Check if Mainstreet Bank pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Mainstreet Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Mainstreet Bank stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Mainstreet Bank is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Mainstreet Bank Stock
Researching Mainstreet Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 49.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mainstreet Bank recorded a loss per share of 1.6. The entity last dividend was issued on the 10th of February 2025. The firm had 105:100 split on the 6th of April 2018.
To determine if Mainstreet Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Mainstreet Bank's research are outlined below:
| Mainstreet Bank generated a negative expected return over the last 90 days | |
| Mainstreet Bank has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 134.62 M. Net Loss for the year was (9.98 M) with profit before overhead, payroll, taxes, and interest of 59.06 M. | |
| Mainstreet Bank has a strong financial position based on the latest SEC filings | |
| Latest headline from MacroaxisInsider: Acquisition by Echlov Russell of 100 shares of Mainstreet Bank at 22.52 subject to Rule 16b-3 |
Mainstreet Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Mainstreet Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Mainstreet Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of April 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 27th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Mainstreet Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Mainstreet Bank's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-07-20 | 2018-06-30 | 0.29 | 0.26 | -0.03 | 10 | ||
2019-07-15 | 2019-06-30 | 0.38 | 0.42 | 0.04 | 10 | ||
2019-10-16 | 2019-09-30 | 0.4 | 0.45 | 0.05 | 12 | ||
2022-04-19 | 2022-03-31 | 0.56 | 0.64 | 0.08 | 14 | ||
2024-10-21 | 2024-09-30 | 0.06 | -0.04 | -0.1 | 166 | ||
2024-04-22 | 2024-03-31 | 0.52 | 0.36 | -0.16 | 30 | ||
2021-04-21 | 2021-03-31 | 0.48 | 0.65 | 0.17 | 35 | ||
2022-10-17 | 2022-09-30 | 0.78 | 0.97 | 0.19 | 24 |
Know Mainstreet Bank's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Mainstreet Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Mainstreet Bank backward and forwards among themselves. Mainstreet Bank's institutional investor refers to the entity that pools money to purchase Mainstreet Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Millennium Management Llc | 2024-12-31 | 58.3 K | Bridgeway Capital Management, Llc | 2024-12-31 | 57.3 K | Mendon Capital Advisors Corp | 2024-12-31 | 51.4 K | Susquehanna International Group, Llp | 2024-12-31 | 50.2 K | Salzhauer Michael | 2024-12-31 | 42 K | Empowered Funds, Llc | 2024-12-31 | 33.1 K | Renaissance Technologies Corp | 2024-12-31 | 32.3 K | Qube Research & Technologies | 2024-12-31 | 25.3 K | Stonex Group Inc | 2024-12-31 | 23.9 K | Banc Funds Co Llc | 2024-12-31 | 651 K | Alliancebernstein L.p. | 2024-12-31 | 648.8 K |
Mainstreet Bank's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 133.54 M.Market Cap |
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Mainstreet Bank's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Equity | (0.05) | (0.05) |
Determining Mainstreet Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Mainstreet Bank is a good buy. For example, gross profit margin measures Mainstreet Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Mainstreet Bank's profitability and make more informed investment decisions.
Please note, the presentation of Mainstreet Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Mainstreet Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Mainstreet Bank's management manipulating its earnings.
Evaluate Mainstreet Bank's management efficiency
The current year's Return On Capital Employed is expected to grow to 0.06, whereas Return On Tangible Assets are projected to grow to (0). At present, Mainstreet Bank's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 2.2 B, whereas Non Current Assets Total are forecasted to decline to about 12.6 M. Mainstreet Bank's management efficiency ratios could be used to measure how well Mainstreet Bank manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.34 | 36.62 | |
| Tangible Book Value Per Share | 27.34 | 36.47 | |
| Enterprise Value Over EBITDA | 4.80 | 7.55 | |
| Price Book Value Ratio | 0.66 | 1.07 | |
| Enterprise Value Multiple | 4.80 | 7.55 | |
| Price Fair Value | 0.66 | 1.07 | |
| Enterprise Value | 163.2 M | 171.3 M |
Leadership at Mainstreet Bank emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Basic technical analysis of Mainstreet Stock
As of the 22nd of March, Mainstreet Bank secures the Risk Adjusted Performance of (0.11), mean deviation of 1.18, and Standard Deviation of 1.72. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mainstreet Bank, as well as the relationship between them.Mainstreet Bank's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Mainstreet Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Mainstreet Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Mainstreet Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Mainstreet Bank's Outstanding Corporate Bonds
Mainstreet Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Mainstreet Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Mainstreet bonds can be classified according to their maturity, which is the date when Mainstreet Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Understand Mainstreet Bank's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Mainstreet Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.42) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (743.71) | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.97 | |||
| Information Ratio | (0.10) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.43) | |||
| Maximum Drawdown | 8.59 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 2.46 | |||
| Skewness | (1.44) | |||
| Kurtosis | 7.69 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.42) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (743.71) | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.97 | |||
| Information Ratio | (0.10) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.43) | |||
| Maximum Drawdown | 8.59 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 2.46 | |||
| Skewness | (1.44) | |||
| Kurtosis | 7.69 |
Consider Mainstreet Bank's intraday indicators
Mainstreet Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Mainstreet Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Mainstreet Bank Corporate Filings
10K | 20th of March 2025 An amendment to a previously filed Form 10-K | ViewVerify |
10K | 14th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 4th of March 2025 Other Reports | ViewVerify | |
F4 | 3rd of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Mainstreet Stock media impact
Far too much social signal, news, headlines, and media speculation about Mainstreet Bank that are available to investors today. That information is available publicly through Mainstreet media outlets and privately through word of mouth or via Mainstreet internal channels. However, regardless of the origin, that massive amount of Mainstreet data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Mainstreet Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Mainstreet Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Mainstreet Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Mainstreet Bank alpha.
Mainstreet Bank Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Mainstreet Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Mainstreet Bank Corporate Management
| Michael Baboval | Chief Officer | Profile | |
| Mike Rudolph | Executive Lender | Profile | |
| Richard Vari | Senior Officer | Profile | |
| Trish Smith | Executive Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mainstreet Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For information on how to trade Mainstreet Stock refer to our How to Trade Mainstreet Stock guide.You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mainstreet Bank. If investors know Mainstreet will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mainstreet Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.68) | Dividend Share 0.4 | Earnings Share (1.60) | Revenue Per Share | Quarterly Revenue Growth (0.24) |
The market value of Mainstreet Bank is measured differently than its book value, which is the value of Mainstreet that is recorded on the company's balance sheet. Investors also form their own opinion of Mainstreet Bank's value that differs from its market value or its book value, called intrinsic value, which is Mainstreet Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mainstreet Bank's market value can be influenced by many factors that don't directly affect Mainstreet Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Mainstreet Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Mainstreet Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mainstreet Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.