Is Kearny Financial Stock a Good Investment?
Kearny Financial Investment Advice | KRNY |
- Examine Kearny Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kearny Financial's leadership team and their track record. Good management can help Kearny Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Kearny Financial's business and its evolving consumer preferences.
- Compare Kearny Financial's performance and market position to its competitors. Analyze how Kearny Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Kearny Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kearny Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kearny Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kearny Financial Corp is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Kearny Financial Stock
Researching Kearny Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 64.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.55. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kearny Financial Corp recorded a loss per share of 1.13. The entity last dividend was issued on the 12th of February 2025. The firm had 13804:1000 split on the 15th of May 2015.
To determine if Kearny Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kearny Financial's research are outlined below:
| Kearny Financial generated a negative expected return over the last 90 days | |
| Kearny Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 140.6 M. Net Loss for the year was (86.67 M) with profit before overhead, payroll, taxes, and interest of 148.07 M. | |
| About 64.0% of the company shares are owned by institutional investors | |
| On 26th of February 2025 Kearny Financial paid $ 0.11 per share dividend to its current shareholders | |
| Latest headline from news.google.com: AlphaQuest LLC Takes Position in Kearny Financial Corp. - MarketBeat |
Kearny Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kearny Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kearny Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 25th of July 2024 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 30th of June 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Kearny Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Kearny Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-24 | 2024-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
2018-04-27 | 2018-03-31 | 0.07 | 0.08 | 0.01 | 14 | ||
2018-01-30 | 2017-12-31 | 0.07 | 0.06 | -0.01 | 14 | ||
2017-10-30 | 2017-09-30 | 0.06 | 0.07 | 0.01 | 16 | ||
2017-07-28 | 2017-06-30 | 0.06 | 0.05 | -0.01 | 16 | ||
2017-04-27 | 2017-03-31 | 0.06 | 0.05 | -0.01 | 16 | ||
2017-01-30 | 2016-12-31 | 0.05 | 0.06 | 0.01 | 20 | ||
2016-05-05 | 2016-03-31 | 0.06 | 0.05 | -0.01 | 16 |
Know Kearny Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kearny Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kearny Financial Corp backward and forwards among themselves. Kearny Financial's institutional investor refers to the entity that pools money to purchase Kearny Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Rhino Investment Partners, Inc. | 2024-12-31 | 599.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 594.6 K | Jacobs Levy Equity Management, Inc. | 2024-12-31 | 566.4 K | Northern Trust Corp | 2024-12-31 | 530.8 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 509.9 K | Barclays Plc | 2024-12-31 | 458.1 K | Millennium Management Llc | 2024-12-31 | 433.5 K | American Century Companies Inc | 2024-12-31 | 407.9 K | Two Sigma Investments Llc | 2024-12-31 | 393.9 K | Blackrock Inc | 2024-12-31 | 8.7 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 3.6 M |
Kearny Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 421.06 M.Market Cap |
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Kearny Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | 0.03 | 0.02 | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.12) | (0.13) |
Determining Kearny Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Kearny Financial is a good buy. For example, gross profit margin measures Kearny Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kearny Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Kearny Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Kearny Financial Corp. Check Kearny Financial's Beneish M Score to see the likelihood of Kearny Financial's management manipulating its earnings.
Evaluate Kearny Financial's management efficiency
Return On Tangible Assets is likely to rise to -0.01 in 2025. Return On Capital Employed is likely to drop to 0.02 in 2025. At this time, Kearny Financial's Non Current Assets Total are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 7.5 B in 2025, whereas Total Assets are likely to drop slightly above 4.7 B in 2025. Kearny Financial's management efficiency ratios could be used to measure how well Kearny Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 10.86 | 12.20 | |
| Tangible Book Value Per Share | 9.20 | 10.98 | |
| Enterprise Value Over EBITDA | 29.04 | 30.49 | |
| Price Book Value Ratio | 0.57 | 0.54 | |
| Enterprise Value Multiple | 29.04 | 30.49 | |
| Price Fair Value | 0.57 | 0.54 | |
| Enterprise Value | 1.2 B | 1.3 B |
Leadership effectiveness at Kearny Financial Corp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Basic technical analysis of Kearny Stock
As of the 25th of March, Kearny Financial secures the Mean Deviation of 1.63, risk adjusted performance of (0.13), and Standard Deviation of 2.13. Kearny Financial Corp technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices.Kearny Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kearny Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kearny Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kearny Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kearny Financial's Outstanding Corporate Bonds
Kearny Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kearny Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kearny bonds can be classified according to their maturity, which is the date when Kearny Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Kearny Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kearny Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.13) | |||
| Market Risk Adjusted Performance | 1.72 | |||
| Mean Deviation | 1.63 | |||
| Coefficient Of Variation | (660.96) | |||
| Standard Deviation | 2.13 | |||
| Variance | 4.52 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.25) | |||
| Treynor Ratio | 1.71 | |||
| Maximum Drawdown | 9.59 | |||
| Value At Risk | (3.65) | |||
| Potential Upside | 3.01 | |||
| Skewness | (0.42) | |||
| Kurtosis | 0.6086 |
| Risk Adjusted Performance | (0.13) | |||
| Market Risk Adjusted Performance | 1.72 | |||
| Mean Deviation | 1.63 | |||
| Coefficient Of Variation | (660.96) | |||
| Standard Deviation | 2.13 | |||
| Variance | 4.52 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.34) | |||
| Total Risk Alpha | (0.25) | |||
| Treynor Ratio | 1.71 | |||
| Maximum Drawdown | 9.59 | |||
| Value At Risk | (3.65) | |||
| Potential Upside | 3.01 | |||
| Skewness | (0.42) | |||
| Kurtosis | 0.6086 |
Consider Kearny Financial's intraday indicators
Kearny Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kearny Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Kearny Financial Corporate Filings
| 14th of February 2025 Other Reports | ViewVerify | |
F4 | 10th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 6th of February 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 30th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Kearny Stock media impact
Far too much social signal, news, headlines, and media speculation about Kearny Financial that are available to investors today. That information is available publicly through Kearny media outlets and privately through word of mouth or via Kearny internal channels. However, regardless of the origin, that massive amount of Kearny data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Kearny Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kearny Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kearny Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kearny Financial alpha.
Kearny Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Kearny Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Kearny Financial Corporate Management
| Erika Parisi | Executive VP, Branch Administrator, Executive VP of Kearny Federal Savings Bank and Branch Administrator of Kearny Federal Savings Bank | Profile | |
| Patrick Joyce | Chief Lending Officer, Executive VP, Chief Lending Officer of Kearny Federal Savings Bank and Executive VP of Kearny Federal Savings Bank | Profile | |
| John Dunne | Executive Officer | Profile | |
| Taryn Rockwell | IR Contact Officer | Profile | |
| Timothy Swansson | Executive Officer | Profile |
Additional Tools for Kearny Stock Analysis
When running Kearny Financial's price analysis, check to measure Kearny Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kearny Financial is operating at the current time. Most of Kearny Financial's value examination focuses on studying past and present price action to predict the probability of Kearny Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kearny Financial's price. Additionally, you may evaluate how the addition of Kearny Financial to your portfolios can decrease your overall portfolio volatility.