Is Guild Holdings Stock a Good Investment?
Guild Holdings Investment Advice | GHLD |
- Examine Guild Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Guild Holdings' leadership team and their track record. Good management can help Guild Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Guild Holdings' business and its evolving consumer preferences.
- Compare Guild Holdings' performance and market position to its competitors. Analyze how Guild Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Guild Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Guild Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Guild Holdings Co stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Guild Holdings Co is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Insignificant | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Guild Holdings Stock
Researching Guild Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 52.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.71. Some equities with similar Price to Book (P/B) outperform the market in the long run. Guild Holdings last dividend was issued on the 17th of March 2025.
To determine if Guild Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Guild Holdings' research are outlined below:
| Guild Holdings Co currently holds about 263.68 M in cash with (659.62 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.33. | |
| Guild Holdings has a frail financial position based on the latest SEC disclosures | |
| Roughly 52.0% of the company shares are held by company insiders | |
| Latest headline from thelincolnianonline.com: GoodHaven Capital Management LLC Sells 4,344 Shares of Guild Holdings |
Guild Holdings Quarterly Accounts Payable |
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Guild Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Guild Holdings Co. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Guild Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of March 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Guild Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Guild Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-08-03 | 2023-06-30 | 0.1 | 0.15 | 0.05 | 50 | ||
2024-03-12 | 2023-12-31 | 0.14 | 0.2 | 0.06 | 42 | ||
2024-05-09 | 2024-03-31 | 0.21 | 0.13 | -0.08 | 38 | ||
2022-11-03 | 2022-09-30 | 0.31 | 0.4 | 0.09 | 29 | ||
2021-08-11 | 2021-06-30 | 0.77 | 0.87 | 0.1 | 12 | ||
2023-05-08 | 2023-03-31 | 0.08 | -0.04 | -0.12 | 150 | ||
2022-05-06 | 2022-03-31 | 0.36 | 0.53 | 0.17 | 47 | ||
2024-08-08 | 2024-06-30 | 0.27 | 0.49 | 0.22 | 81 |
Know Guild Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Guild Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Guild Holdings Co backward and forwards among themselves. Guild Holdings' institutional investor refers to the entity that pools money to purchase Guild Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Blackrock Inc | 2024-12-31 | 86.4 K | State Street Corp | 2024-12-31 | 59.9 K | Alliancebernstein L.p. | 2024-12-31 | 40 K | Renaissance Technologies Corp | 2024-12-31 | 36.6 K | Northern Trust Corp | 2024-12-31 | 22.4 K | Schonfeld Strategic Advisors Llc | 2024-12-31 | 17.2 K | Citadel Advisors Llc | 2024-12-31 | 16.8 K | Millennium Management Llc | 2024-12-31 | 15.4 K | Royal Bank Of Canada | 2024-12-31 | 7.5 K | Bayview Asset Management, Llc | 2024-12-31 | 1.6 M | Bridges Investment Management Inc | 2024-12-31 | 704.7 K |
Guild Holdings' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 893.27 M.Market Cap |
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Guild Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | (0.05) | (0.04) | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.08 | 0.07 |
Determining Guild Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Guild Holdings is a good buy. For example, gross profit margin measures Guild Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Guild Holdings' profitability and make more informed investment decisions.
Please note, the presentation of Guild Holdings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Guild Holdings' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Guild Holdings' management manipulating its earnings.
Evaluate Guild Holdings' management efficiency
Guild Holdings has return on total asset (ROA) of 0.0352 % which means that it generated a profit of $0.0352 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0795 %, meaning that it created $0.0795 on every $100 dollars invested by stockholders. Guild Holdings' management efficiency ratios could be used to measure how well Guild Holdings manages its routine affairs as well as how well it operates its assets and liabilities. As of March 23, 2025, Return On Tangible Assets is expected to decline to 0.02. The current year's Return On Capital Employed is expected to grow to -0.04. At present, Guild Holdings' Other Current Assets are projected to decrease significantly based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 23.08, whereas Non Current Assets Total are forecasted to decline to about 296.6 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 20.42 | 11.65 | |
| Tangible Book Value Per Share | 16.74 | 17.58 | |
| Enterprise Value Over EBITDA | 42.69 | 44.83 | |
| Price Book Value Ratio | 0.69 | 1.33 | |
| Enterprise Value Multiple | 42.69 | 44.83 | |
| Price Fair Value | 0.69 | 1.33 |
The decision-making processes within Guild Holdings are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Forward Dividend Yield 0.0419 | Beta 1.006 |
Basic technical analysis of Guild Stock
As of the 23rd of March, Guild Holdings retains the Downside Deviation of 2.15, market risk adjusted performance of 0.2153, and Risk Adjusted Performance of 0.0674. Guild Holdings technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Guild Holdings standard deviation, value at risk, kurtosis, as well as the relationship between the jensen alpha and semi variance to decide if Guild Holdings is priced fairly, providing market reflects its last-minute price of 14.43 per share. Given that Guild Holdings Co has jensen alpha of 0.2289, we strongly advise you to confirm Guild Holdings's regular market performance to make sure the company can sustain itself at a future point.Guild Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Guild Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Guild Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Guild Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Guild Holdings' Outstanding Corporate Bonds
Guild Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Guild Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Guild bonds can be classified according to their maturity, which is the date when Guild Holdings Co has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Guild Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Guild Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0674 | |||
| Market Risk Adjusted Performance | 0.2153 | |||
| Mean Deviation | 1.97 | |||
| Semi Deviation | 1.97 | |||
| Downside Deviation | 2.15 | |||
| Coefficient Of Variation | 1461.27 | |||
| Standard Deviation | 2.66 | |||
| Variance | 7.1 | |||
| Information Ratio | 0.09 | |||
| Jensen Alpha | 0.2289 | |||
| Total Risk Alpha | 0.3747 | |||
| Sortino Ratio | 0.1112 | |||
| Treynor Ratio | 0.2053 | |||
| Maximum Drawdown | 13.33 | |||
| Value At Risk | (3.66) | |||
| Potential Upside | 4.72 | |||
| Downside Variance | 4.64 | |||
| Semi Variance | 3.89 | |||
| Expected Short fall | (2.68) | |||
| Skewness | 0.6497 | |||
| Kurtosis | 2.11 |
| Risk Adjusted Performance | 0.0674 | |||
| Market Risk Adjusted Performance | 0.2153 | |||
| Mean Deviation | 1.97 | |||
| Semi Deviation | 1.97 | |||
| Downside Deviation | 2.15 | |||
| Coefficient Of Variation | 1461.27 | |||
| Standard Deviation | 2.66 | |||
| Variance | 7.1 | |||
| Information Ratio | 0.09 | |||
| Jensen Alpha | 0.2289 | |||
| Total Risk Alpha | 0.3747 | |||
| Sortino Ratio | 0.1112 | |||
| Treynor Ratio | 0.2053 | |||
| Maximum Drawdown | 13.33 | |||
| Value At Risk | (3.66) | |||
| Potential Upside | 4.72 | |||
| Downside Variance | 4.64 | |||
| Semi Variance | 3.89 | |||
| Expected Short fall | (2.68) | |||
| Skewness | 0.6497 | |||
| Kurtosis | 2.11 |
Consider Guild Holdings' intraday indicators
Guild Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Guild Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Guild Holdings Corporate Filings
| 7th of March 2025 Other Reports | ViewVerify | |
8K | 6th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 17th of January 2025 Other Reports | ViewVerify | |
| 14th of January 2025 Other Reports | ViewVerify |
Guild Stock media impact
Far too much social signal, news, headlines, and media speculation about Guild Holdings that are available to investors today. That information is available publicly through Guild media outlets and privately through word of mouth or via Guild internal channels. However, regardless of the origin, that massive amount of Guild data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Guild Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Guild Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Guild Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Guild Holdings alpha.
Guild Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Guild Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Guild Holdings Corporate Management
| David Battany | Executive Markets | Profile | |
| Terry Schmidt | President Director | Profile | |
| Patrick Duffy | Chairman of the Board | Profile | |
| Edward Bryant | Independent Director | Profile | |
| Michael Meyer | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Guild Holdings Co. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Guild Holdings. If investors know Guild will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Guild Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 1.56 | Revenue Per Share | Quarterly Revenue Growth 4.419 | Return On Assets | Return On Equity |
The market value of Guild Holdings is measured differently than its book value, which is the value of Guild that is recorded on the company's balance sheet. Investors also form their own opinion of Guild Holdings' value that differs from its market value or its book value, called intrinsic value, which is Guild Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Guild Holdings' market value can be influenced by many factors that don't directly affect Guild Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Guild Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Guild Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Guild Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.