Is FS Bancorp Stock a Good Investment?
FS Bancorp Investment Advice | FSBW |
- Examine FS Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research FS Bancorp's leadership team and their track record. Good management can help FS Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact FS Bancorp's business and its evolving consumer preferences.
- Compare FS Bancorp's performance and market position to its competitors. Analyze how FS Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if FS Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about FS Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in FS Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if FS Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine FS Bancorp Stock
Researching FS Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.98. Some equities with similar Price to Book (P/B) outperform the market in the long run. FS Bancorp last dividend was issued on the 6th of February 2025. The entity had 2:1 split on the 15th of July 2021.
To determine if FS Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding FS Bancorp's research are outlined below:
| FS Bancorp generated a negative expected return over the last 90 days | |
| About 72.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: FS Bancorp Full Year 2024 Earnings Revenues Beat Expectations, EPS Lags |
FS Bancorp Quarterly Liabilities And Stockholders Equity |
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FS Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in FS Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to FS Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact FS Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises FS Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-04-26 | 2018-03-31 | 0.51 | 0.57 | 0.06 | 11 | ||
2017-04-26 | 2017-03-31 | 0.37 | 0.43 | 0.06 | 16 | ||
2019-10-24 | 2019-09-30 | 0.71 | 0.79 | 0.08 | 11 | ||
2017-07-27 | 2017-06-30 | 0.47 | 0.56 | 0.09 | 19 | ||
2022-04-28 | 2022-03-31 | 0.71 | 0.81 | 0.1 | 14 | ||
2024-07-23 | 2024-06-30 | 1.02 | 1.13 | 0.11 | 10 | ||
2020-01-28 | 2019-12-31 | 0.78 | 0.65 | -0.13 | 16 | ||
2023-01-25 | 2022-12-31 | 1.11 | 0.97 | -0.14 | 12 |
Know FS Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as FS Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading FS Bancorp backward and forwards among themselves. FS Bancorp's institutional investor refers to the entity that pools money to purchase FS Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2024-12-31 | 80.3 K | Stilwell Value Llc | 2024-12-31 | 78 K | Northern Trust Corp | 2024-12-31 | 66.5 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 58.4 K | Bank Of New York Mellon Corp | 2024-12-31 | 57.7 K | Raymond James & Associates | 2024-09-30 | 38.6 K | Jpmorgan Chase & Co | 2024-12-31 | 37.5 K | Empowered Funds, Llc | 2024-12-31 | 36.2 K | Aristides Capital Llc | 2024-12-31 | 31.7 K | T. Rowe Price Investment Management,inc. | 2024-12-31 | 1 M | Blackrock Inc | 2024-12-31 | 530.4 K |
FS Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 295.07 M.Market Cap |
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FS Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.06 |
Determining FS Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if FS Bancorp is a good buy. For example, gross profit margin measures FS Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of FS Bancorp's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in FS Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FS Bancorp. Check FS Bancorp's Beneish M Score to see the likelihood of FS Bancorp's management manipulating its earnings.
Evaluate FS Bancorp's management efficiency
FS Bancorp has return on total asset (ROA) of 0.0117 % which means that it generated a profit of $0.0117 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.125 %, meaning that it created $0.125 on every $100 dollars invested by stockholders. FS Bancorp's management efficiency ratios could be used to measure how well FS Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to climb to 0.06 in 2025, whereas Return On Tangible Assets are likely to drop 0.01 in 2025. At this time, FS Bancorp's Total Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to climb to about 3 B in 2025, whereas Other Assets are likely to drop slightly above 145.7 M in 2025.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 38.53 | 39.92 | |
| Tangible Book Value Per Share | 36.28 | 38.76 | |
| Enterprise Value Over EBITDA | 10.28 | 7.44 | |
| Price Book Value Ratio | 1.07 | 0.87 | |
| Enterprise Value Multiple | 10.28 | 7.44 | |
| Price Fair Value | 1.07 | 0.87 | |
| Enterprise Value | 301.5 M | 316.5 M |
FS Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of FSBW Stock
As of the 20th of March, FS Bancorp owns the Market Risk Adjusted Performance of (0.26), standard deviation of 2.08, and Information Ratio of (0.1). FS Bancorp technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm FS Bancorp risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if FS Bancorp is priced fairly, providing market reflects its prevailing price of 37.62 per share. Given that FS Bancorp has information ratio of (0.1), we urge you to verify FS Bancorp's latest market performance to make sure the company can sustain itself sooner or later.FS Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific FS Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on FS Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases FS Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
FS Bancorp's Outstanding Corporate Bonds
FS Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. FS Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most FSBW bonds can be classified according to their maturity, which is the date when FS Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| US302635AG21 Corp BondUS302635AG21 | View | |
| FSK 2625 15 JAN 27 Corp BondUS302635AH04 | View | |
| FSK 3125 12 OCT 28 Corp BondUS302635AK33 | View | |
| FSK 325 15 JUL 27 Corp BondUS302635AL16 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand FS Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing FS Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.26) | |||
| Mean Deviation | 1.61 | |||
| Coefficient Of Variation | (768.30) | |||
| Standard Deviation | 2.08 | |||
| Variance | 4.35 | |||
| Information Ratio | (0.1) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.27) | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (4.04) | |||
| Potential Upside | 2.62 | |||
| Skewness | (0.58) | |||
| Kurtosis | 1.34 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.26) | |||
| Mean Deviation | 1.61 | |||
| Coefficient Of Variation | (768.30) | |||
| Standard Deviation | 2.08 | |||
| Variance | 4.35 | |||
| Information Ratio | (0.1) | |||
| Jensen Alpha | (0.20) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | (0.27) | |||
| Maximum Drawdown | 9.31 | |||
| Value At Risk | (4.04) | |||
| Potential Upside | 2.62 | |||
| Skewness | (0.58) | |||
| Kurtosis | 1.34 |
Consider FS Bancorp's intraday indicators
FS Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of FS Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
FS Bancorp Corporate Filings
10K | 20th of March 2025 An amendment to a previously filed Form 10-K | ViewVerify |
10K | 17th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
| 12th of February 2025 Other Reports | ViewVerify | |
F4 | 10th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
FSBW Stock media impact
Far too much social signal, news, headlines, and media speculation about FS Bancorp that are available to investors today. That information is available publicly through FSBW media outlets and privately through word of mouth or via FSBW internal channels. However, regardless of the origin, that massive amount of FSBW data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of FS Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of FS Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to FS Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive FS Bancorp alpha.
FS Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards FS Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
FS Bancorp Corporate Management
| Shana Allen | Executive Washington | Profile | |
| Donn Costa | Executive Washington | Profile | |
| Paul Taylor | Senior Operations | Profile | |
| Kyle Johnson | 1st Markets | Profile | |
| Kathrine Shairrick | Senior Washington | Profile | |
| Ben Crowl | Senior Lending | Profile | |
| Vickie Jarman | Executive Officer | Profile |
Additional Tools for FSBW Stock Analysis
When running FS Bancorp's price analysis, check to measure FS Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FS Bancorp is operating at the current time. Most of FS Bancorp's value examination focuses on studying past and present price action to predict the probability of FS Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FS Bancorp's price. Additionally, you may evaluate how the addition of FS Bancorp to your portfolios can decrease your overall portfolio volatility.