Based on the analysis of FS Bancorp's profitability, liquidity, and operating efficiency, FS Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March. At this time, FS Bancorp's Net Receivables is fairly stable compared to the past year. Liabilities And Stockholders Equity is likely to climb to about 3.6 B in 2025, whereas Other Assets are likely to drop slightly above 30.4 M in 2025. Key indicators impacting FS Bancorp's financial strength include:
The financial analysis of FS Bancorp is a critical element in measuring its lifeblood. Investors should not minimize FS Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
43.53 Million
FSBW
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Understanding current and past FS Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of FS Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in FS Bancorp's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in FS Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of FS Bancorp. Check FS Bancorp's Beneish M Score to see the likelihood of FS Bancorp's management manipulating its earnings.
FS Bancorp Stock Summary
FS Bancorp competes with First Community, Oak Valley, First Financial, ESSA Bancorp, and Finward Bancorp. FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington. FS Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 536 people.
The reason investors look at the income statement is to determine what FS Bancorp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
Comparative valuation techniques use various fundamental indicators to help in determining FS Bancorp's current stock value. Our valuation model uses many indicators to compare FS Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across FS Bancorp competition to find correlations between indicators driving FS Bancorp's intrinsic value. More Info.
FS Bancorp is rated # 3 in return on equity category among its peers. It also is rated # 3 in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for FS Bancorp is roughly 10.68 . At this time, FS Bancorp's Return On Equity is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value FS Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
FS Bancorp Systematic Risk
FS Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. FS Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-one with a total number of output elements of fourty. The Beta measures systematic risk based on how returns on FS Bancorp correlated with the market. If Beta is less than 0 FS Bancorp generally moves in the opposite direction as compared to the market. If FS Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one FS Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of FS Bancorp is generally in the same direction as the market. If Beta > 1 FS Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in FS Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various FS Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of FS Bancorp growth as a starting point in their analysis.
Along with financial statement analysis, the daily predictive indicators of FS Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of FS Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of FS Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing FSBW Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build FS Bancorp's daily price indicators and compare them against related drivers.
When running FS Bancorp's price analysis, check to measure FS Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FS Bancorp is operating at the current time. Most of FS Bancorp's value examination focuses on studying past and present price action to predict the probability of FS Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FS Bancorp's price. Additionally, you may evaluate how the addition of FS Bancorp to your portfolios can decrease your overall portfolio volatility.