Is Fiserv, Stock a Good Investment?

Fiserv, Investment Advice

To provide specific investment advice or recommendations on Fiserv, stock, we recommend investors consider the following general factors when evaluating Fiserv,. This will help you to make an informed decision on whether to include Fiserv, in one of your diversified portfolios:

Examine Fiserv,'s financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Fiserv,'s leadership team and their track record. Good management can help Fiserv, navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Internet Services & Infrastructure space and any emerging trends that could impact Fiserv,'s business and its evolving consumer preferences.
Compare Fiserv,'s performance and market position to its competitors. Analyze how Fiserv, is positioned in terms of product offerings, innovation, and market share.
Check if Fiserv, pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Fiserv,'s stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Fiserv, stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Fiserv, is a good investment.

Sell

Buy

Strong Buy

Macroaxis provides advice on Fiserv, to complement and cross-verify current analyst consensus on Fiserv,. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Fiserv, is not overpriced, please confirm all Fiserv, fundamentals, including its price to book, cash and equivalents, cash flow from operations, as well as the relationship between the gross profit and debt to equity . Given that Fiserv, has a price to earning of (8.83) X, we urge you to verify Fiserv, market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Strong	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Very Small	Details
Economic Sensitivity	Follows the market closely	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Strong Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Fiserv, Stock

Researching Fiserv,'s stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 93.0% of the company shares are owned by institutional investors. The book value of Fiserv, was currently reported as 48.69. The company has Price/Earnings To Growth (PEG) ratio of 1.18. Fiserv, recorded earning per share (EPS) of 5.17. The entity last dividend was issued on the 29th of August 2017. The firm had 2:1 split on the 20th of March 2018.

To determine if Fiserv, is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Fiserv,'s research are outlined below:

	Fiserv, is unlikely to experience financial distress in the next 2 years
	Over 93.0% of the company shares are owned by institutional investors
	Latest headline from thelincolnianonline.com: D.A. Davidson CO. Has 30.77 Million Holdings in Fiserv, Inc.

Fiserv, uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Fiserv,. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Fiserv,'s previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	6th of February 2024 Upcoming Quarterly Report	View
	23rd of April 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	6th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Fiserv,'s stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Fiserv,'s investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2019-08-06	2019-06-30	-0.05	-0.06	-0.01	20
2017-11-02	2017-09-30	-0.1	-0.11	-0.01	10
2022-08-04	2022-06-30	-0.025	-0.04	-0.015	60
2015-11-03	2015-09-30	0.13	0.11	-0.02	15
2022-05-05	2022-03-31	-0.0705	-0.1	-0.0295	41
2020-05-11	2020-03-31	-0.27	-0.24	0.03	11
2014-11-07	2014-09-30	0.28	0.31	0.03	10
2014-05-01	2014-03-31	0.3	0.27	-0.03	10

Know Fiserv,'s Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Fiserv, is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Fiserv, backward and forwards among themselves. Fiserv,'s institutional investor refers to the entity that pools money to purchase Fiserv,'s securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Partners Capital Investment Group, Llp	2024-09-30	67.7 K
Integrated Investment Consultants, Llc	2024-06-30	21.4 K
Lindbrook Capital, Llc	2024-09-30	498
Newsquare Capital, Llc	2024-09-30	307
Rothschild Investment, Llc	2024-09-30	95.0
Bruce G Allen Investments Llc	2024-09-30	40.0
Hexagon Capital Partners Llc	2024-09-30	29.0
Nelson, Van Denburg & Campbell Wealth Management Group, Llc	2024-06-30	0.0

Note, although Fiserv,'s institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fiserv,'s market capitalization trends

The company currently falls under 'Mega-Cap' category with a market capitalization of 125.71 B.

Market Cap

61.35 Billion

Fiserv,'s profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.07	0.10
Return On Capital Employed	0.08	0.13
Return On Assets	0.03	0.04
Return On Equity	0.10	0.12

The company has Net Profit Margin (PM) of 0.15 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.31 %, which signifies that for every $100 of sales, it has a net operating income of $0.31.

Determining Fiserv,'s profitability involves analyzing its financial statements and using various financial metrics to determine if Fiserv, is a good buy. For example, gross profit margin measures Fiserv,'s profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Fiserv,'s profitability and make more informed investment decisions.

Evaluate Fiserv,'s management efficiency

Fiserv, has Return on Asset (ROA) of 0.0432 % which means that for every $100 of assets, it generated a profit of $0.0432. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1062 %, which means that it produced $0.1062 on every 100 dollars invested by current stockholders. Fiserv,'s management efficiency ratios could be used to measure how well Fiserv, manages its routine affairs as well as how well it operates its assets and liabilities. The Fiserv,'s current Return On Tangible Assets is estimated to increase to 0.10. The Fiserv,'s current Return On Capital Employed is estimated to increase to 0.13. As of now, Fiserv,'s Other Current Assets are increasing as compared to previous years. The Fiserv,'s current Total Current Assets is estimated to increase to about 36.6 B, while Net Tangible Assets are forecasted to increase to (15.7 B).

	Last Reported	Projected for Next Year
Book Value Per Share	50.14	52.64
Tangible Book Value Per Share	(29.01)	(27.56)
Enterprise Value Over EBITDA	13.31	7.69
Price Book Value Ratio	2.72	3.07
Enterprise Value Multiple	13.31	7.69
Price Fair Value	2.72	3.07
Enterprise Value	72.2 B	75.8 B

The operational strategies employed by Fiserv, management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.

Beta

0.919

Basic technical analysis of Fiserv, Stock

As of the 30th of November, Fiserv, shows the Downside Deviation of 0.7657, mean deviation of 0.8208, and Coefficient Of Variation of 266.53. Fiserv, technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Fiserv,'s insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Fiserv, insiders, such as employees or executives, is commonly permitted as long as it does not rely on Fiserv,'s material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Fiserv, insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		De Castro Henrique over three months ago Acquisition by De Castro Henrique of 219 shares of Fiserv subject to Rule 16b-3
		Robert Hau over six months ago Disposition of 3138 shares by Robert Hau of Fiserv at 142.91 subject to Rule 16b-3
		De Castro Henrique over six months ago Acquisition by De Castro Henrique of 245 shares of Fiserv subject to Rule 16b-3
		Yarkoni Charlotte over six months ago Acquisition by Yarkoni Charlotte of 204 shares of Fiserv subject to Rule 16b-3
		Guy Chiarello over six months ago Disposition of 63646 shares by Guy Chiarello of Fiserv at 52.81 subject to Rule 16b-3

Fiserv,'s Outstanding Corporate Bonds

Fiserv, issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Fiserv, uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Fiserv, bonds can be classified according to their maturity, which is the date when Fiserv, has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Fiserv 44 percent Corp Bond US337738AV08	View
	FISERV INC Corp Bond US337738BC18	View
	FISV 545 02 MAR 28 Corp Bond US337738BD90	View
	FISV 56 02 MAR 33 Corp Bond US337738BE73	View
	FISERV INC Corp Bond US337738BB35	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	FISERV INC 42 Corp Bond US337738AR95	View
	Fiserv 32 percent Corp Bond US337738AT51	View

View All Fiserv, Corporate Bonds

Understand Fiserv,'s technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Fiserv,'s various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.2894
	Market Risk Adjusted Performance	0.4424
	Mean Deviation	0.8208
	Semi Deviation	0.236
	Downside Deviation	0.7657
	Coefficient Of Variation	266.53
	Standard Deviation	1.03
	Variance	1.06
	Information Ratio	0.2418
	Jensen Alpha	0.2657
	Total Risk Alpha	0.2048
	Sortino Ratio	0.3256
	Treynor Ratio	0.4324
	Maximum Drawdown	5.13
	Value At Risk	(1.09)
	Potential Upside	1.97
	Downside Variance	0.5863
	Semi Variance	0.0557
	Expected Short fall	(1.05)
	Skewness	0.5314
	Kurtosis	1.15

	Risk Adjusted Performance	0.2894
	Market Risk Adjusted Performance	0.4424
	Mean Deviation	0.8208
	Semi Deviation	0.236
	Downside Deviation	0.7657
	Coefficient Of Variation	266.53
	Standard Deviation	1.03
	Variance	1.06
	Information Ratio	0.2418
	Jensen Alpha	0.2657
	Total Risk Alpha	0.2048
	Sortino Ratio	0.3256
	Treynor Ratio	0.4324
	Maximum Drawdown	5.13
	Value At Risk	(1.09)
	Potential Upside	1.97
	Downside Variance	0.5863
	Semi Variance	0.0557
	Expected Short fall	(1.05)
	Skewness	0.5314
	Kurtosis	1.15

Consider Fiserv,'s intraday indicators

Fiserv, intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Fiserv, stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	11452.98
	Daily Balance Of Power	0.2242
	Rate Of Daily Change	1.0
	Day Median Price	221.52
	Day Typical Price	221.34
	Price Action Indicator	(0.38)
	Period Momentum Indicator	0.37
	Relative Strength Index	72.78

Fiserv, Corporate Filings

F4	19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
13A	14th of November 2024 An amended filing to the original Schedule 13G	View Verify
10Q	23rd of October 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify
8K	22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify

Fiserv, time-series forecasting models is one of many Fiserv,'s stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Fiserv,'s historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Fiserv, Stock media impact

Far too much social signal, news, headlines, and media speculation about Fiserv, that are available to investors today. That information is available publicly through Fiserv, media outlets and privately through word of mouth or via Fiserv, internal channels. However, regardless of the origin, that massive amount of Fiserv, data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Fiserv, news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Fiserv, relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Fiserv,'s headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Fiserv, alpha.

Fiserv, Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Fiserv, can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Fiserv, Historical Investor Sentiment

Investor biases related to Fiserv,'s public news can be used to forecast risks associated with an investment in Fiserv,. The trend in average sentiment can be used to explain how an investor holding Fiserv, can time the market purely based on public headlines and social activities around Fiserv,. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Fiserv,'s market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Fiserv, and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Fiserv, news discussions. The higher the estimate score, the more favorable the investor's outlook on Fiserv,.