Is First National Stock a Good Investment?
First National Investment Advice | FXNC |
- Examine First National's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First National's leadership team and their track record. Good management can help First National navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First National's business and its evolving consumer preferences.
- Compare First National's performance and market position to its competitors. Analyze how First National is positioned in terms of product offerings, innovation, and market share.
- Check if First National pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First National's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First National Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First National Corp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First National Stock
Researching First National's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. First National Corp last dividend was issued on the 28th of February 2025. The entity had 2:1 split on the 2nd of May 2005.
To determine if First National is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First National's research are outlined below:
| First National Corp generated a negative expected return over the last 90 days | |
| About 14.0% of the company shares are held by company insiders | |
| On 14th of March 2025 First National paid $ 0.155 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Brad Schwartz Joins First Bankas Executive Vice President, Chie |
First National Quarterly Gross Profit |
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First National uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First National Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First National's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 25th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact First National's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises First National's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-10-22 | 2009-09-30 | 0.17 | 0.2 | 0.03 | 17 | ||
2010-10-22 | 2010-09-30 | 0.2 | 0.16 | -0.04 | 20 | ||
2024-07-31 | 2024-06-30 | 0.44 | 0.39 | -0.05 | 11 | ||
2010-04-21 | 2010-03-31 | 0.2 | 0.27 | 0.07 | 35 | ||
2009-05-07 | 2009-03-31 | 0.07 | -0.0024 | -0.0724 | 103 | ||
2024-04-30 | 2024-03-31 | 0.43 | 0.51 | 0.08 | 18 | ||
2010-07-26 | 2010-06-30 | 0.26 | 0.18 | -0.08 | 30 | ||
2023-01-26 | 2022-12-31 | 0.65 | 0.76 | 0.11 | 16 |
First National Target Price Consensus
First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First National's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Buy |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First National Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFirst National Target Price Projection
First National's current and average target prices are 22.27 and 25.75, respectively. The current price of First National is the price at which First National Corp is currently trading. On the other hand, First National's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
First National Market Quote on 24th of March 2025
Target Price
Analyst Consensus On First National Target Price
First National Analyst Ratings
First National's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about First National stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of First National's financials, market performance, and future outlook by experienced professionals. First National's historical ratings below, therefore, can serve as a valuable tool for investors.Know First National's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First National is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First National Corp backward and forwards among themselves. First National's institutional investor refers to the entity that pools money to purchase First National's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Manhattan Co. Llc | 2024-12-31 | 35.5 K | Susquehanna International Group, Llp | 2024-12-31 | 33.1 K | Commonwealth Equity Services Inc | 2024-12-31 | 30.1 K | Davenport & Company Llc | 2024-12-31 | 29.5 K | Northern Trust Corp | 2024-12-31 | 21.9 K | Blackrock Inc | 2024-12-31 | 19.9 K | Stifel Financial Corp | 2024-12-31 | 19.5 K | Rfg Advisory Group, Llc | 2024-12-31 | 19 K | Millennium Management Llc | 2024-12-31 | 17.2 K | Fourthstone Llc | 2024-12-31 | 896.6 K | Siena Capital Management, Llc | 2024-12-31 | 316.3 K |
First National's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 199.85 M.Market Cap |
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First National's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.04 |
Determining First National's profitability involves analyzing its financial statements and using various financial metrics to determine if First National is a good buy. For example, gross profit margin measures First National's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First National's profitability and make more informed investment decisions.
Please note, the presentation of First National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First National's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First National's management manipulating its earnings.
Evaluate First National's management efficiency
As of March 24, 2025, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, First National's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2 B, whereas Other Assets are forecasted to decline to about 5.1 M. First National's management efficiency ratios could be used to measure how well First National manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 23.91 | 25.10 | |
| Tangible Book Value Per Share | 21.32 | 22.39 | |
| Enterprise Value Over EBITDA | 2.81 | 3.55 | |
| Price Book Value Ratio | 0.96 | 1.39 | |
| Enterprise Value Multiple | 2.81 | 3.55 | |
| Price Fair Value | 0.96 | 1.39 | |
| Enterprise Value | 102.3 M | 107.5 M |
Leadership effectiveness at First National Corp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Basic technical analysis of First Stock
As of the 24th of March, First National shows the Variance of 1.93, standard deviation of 1.39, and Mean Deviation of 0.9733. First National Corp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First National's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First National insiders, such as employees or executives, is commonly permitted as long as it does not rely on First National's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First National insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First National's Outstanding Corporate Bonds
First National issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First National Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First National Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand First National's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First National's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.27) | |||
| Mean Deviation | 0.9733 | |||
| Coefficient Of Variation | (784.97) | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.93 | |||
| Information Ratio | (0.09) | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.28) | |||
| Maximum Drawdown | 8.85 | |||
| Value At Risk | (1.99) | |||
| Potential Upside | 2.18 | |||
| Skewness | 1.12 | |||
| Kurtosis | 4.19 |
| Risk Adjusted Performance | (0.11) | |||
| Market Risk Adjusted Performance | (0.27) | |||
| Mean Deviation | 0.9733 | |||
| Coefficient Of Variation | (784.97) | |||
| Standard Deviation | 1.39 | |||
| Variance | 1.93 | |||
| Information Ratio | (0.09) | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.28) | |||
| Maximum Drawdown | 8.85 | |||
| Value At Risk | (1.99) | |||
| Potential Upside | 2.18 | |||
| Skewness | 1.12 | |||
| Kurtosis | 4.19 |
Consider First National's intraday indicators
First National intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First National stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First National Corporate Filings
8K | 10th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 18th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 12th of February 2025 Other Reports | ViewVerify | |
| 30th of December 2024 Other Reports | ViewVerify |
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First National that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First National news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First National relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First National's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First National alpha.
First National Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First National can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First National Corporate Executives
Elected by the shareholders, the First National's board of directors comprises two types of representatives: First National inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First National's management team and ensure that shareholders' interests are well served. First National's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First National's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Shane Bell | CFO, Executive VP, CFO of First Bank and Executive VP of First Bank | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First National Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First National. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.28) | Dividend Share 0.605 | Earnings Share 1 | Revenue Per Share | Quarterly Revenue Growth 1.162 |
The market value of First National Corp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First National's value that differs from its market value or its book value, called intrinsic value, which is First National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First National's market value can be influenced by many factors that don't directly affect First National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First National's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.