Is Cincinnati Financial Stock a Good Investment?
Cincinnati Financial Investment Advice | CINF |
- Examine Cincinnati Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Cincinnati Financial's leadership team and their track record. Good management can help Cincinnati Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Cincinnati Financial's business and its evolving consumer preferences.
- Compare Cincinnati Financial's performance and market position to its competitors. Analyze how Cincinnati Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Cincinnati Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Cincinnati Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Cincinnati Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Cincinnati Financial is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Cincinnati Financial Stock
Researching Cincinnati Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 69.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.64. Some equities with similar Price to Book (P/B) outperform the market in the long run. Cincinnati Financial recorded earning per share (EPS) of 14.52. The entity last dividend was issued on the 24th of March 2025. The firm had 105:100 split on the 4th of April 2005.
To determine if Cincinnati Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Cincinnati Financial's research are outlined below:
| About 69.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Thrivent Financial for Lutherans Sells 4,689 Shares of Cincinnati Financial Co. - MarketBeat |
Cincinnati Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Cincinnati Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Cincinnati Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Cincinnati Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Cincinnati Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2001-02-06 | 2000-12-31 | -0.11 | -0.13 | -0.02 | 18 | ||
2002-07-25 | 2002-06-30 | 0.26 | 0.23 | -0.03 | 11 | ||
1998-10-22 | 1998-09-30 | 0.32 | 0.28 | -0.04 | 12 | ||
1997-10-23 | 1997-09-30 | 0.3 | 0.34 | 0.04 | 13 | ||
1996-04-24 | 1996-03-31 | 0.27 | 0.31 | 0.04 | 14 | ||
2020-07-27 | 2020-06-30 | 0.39 | 0.44 | 0.05 | 12 | ||
2003-07-29 | 2003-06-30 | 0.41 | 0.46 | 0.05 | 12 | ||
2001-04-24 | 2001-03-31 | 0.34 | 0.39 | 0.05 | 14 |
Cincinnati Financial Target Price Consensus
Cincinnati target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Cincinnati Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 8 | Buy |
Most Cincinnati analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Cincinnati stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Cincinnati Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationCincinnati Financial Target Price Projection
Cincinnati Financial's current and average target prices are 145.67 and 156.33, respectively. The current price of Cincinnati Financial is the price at which Cincinnati Financial is currently trading. On the other hand, Cincinnati Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Cincinnati Financial Market Quote on 25th of March 2025
Target Price
Analyst Consensus On Cincinnati Financial Target Price
Cincinnati Financial Analyst Ratings
Cincinnati Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Cincinnati Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Cincinnati Financial's financials, market performance, and future outlook by experienced professionals. Cincinnati Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Know Cincinnati Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Cincinnati Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Cincinnati Financial backward and forwards among themselves. Cincinnati Financial's institutional investor refers to the entity that pools money to purchase Cincinnati Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Norges Bank | 2024-12-31 | 1.6 M | Fort Washington Investment Advisors Inc | 2024-12-31 | 1.5 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 1.4 M | Proshare Advisors Llc | 2024-12-31 | 1.4 M | Johnson Investment Counsel Inc | 2024-12-31 | 1.3 M | Legal & General Group Plc | 2024-12-31 | 1.1 M | Bahl & Gaynor Inc. | 2024-12-31 | 1.1 M | Ubs Asset Mgmt Americas Inc | 2024-12-31 | 1.1 M | Bank Of New York Mellon Corp | 2024-12-31 | 1 M | Vanguard Group Inc | 2024-12-31 | 19.2 M | Blackrock Inc | 2024-12-31 | 12.9 M |
Cincinnati Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 22.81 B.Market Cap |
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Cincinnati Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.06 | 0.04 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.06 | 0.04 | |
| Return On Equity | 0.16 | 0.17 |
Determining Cincinnati Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Cincinnati Financial is a good buy. For example, gross profit margin measures Cincinnati Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Cincinnati Financial's profitability and make more informed investment decisions.
Evaluate Cincinnati Financial's management efficiency
Cincinnati Financial has return on total asset (ROA) of 0.0525 % which means that it generated a profit of $0.0525 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1761 %, meaning that it created $0.1761 on every $100 dollars invested by stockholders. Cincinnati Financial's management efficiency ratios could be used to measure how well Cincinnati Financial manages its routine affairs as well as how well it operates its assets and liabilities. The Cincinnati Financial's current Return On Equity is estimated to increase to 0.17, while Return On Tangible Assets are projected to decrease to 0.04. At this time, Cincinnati Financial's Non Current Assets Total are most likely to increase significantly in the upcoming years. The Cincinnati Financial's current Other Current Assets is estimated to increase to about 66.4 M, while Total Current Assets are projected to decrease to roughly 979.2 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 89.10 | 93.55 | |
| Tangible Book Value Per Share | 89.10 | 93.55 | |
| Enterprise Value Over EBITDA | 5.97 | 8.41 | |
| Price Book Value Ratio | 1.61 | 1.05 | |
| Enterprise Value Multiple | 5.97 | 8.41 | |
| Price Fair Value | 1.61 | 1.05 | |
| Enterprise Value | 14.6 B | 15.3 B |
Leadership effectiveness at Cincinnati Financial is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Basic technical analysis of Cincinnati Stock
As of the 25th of March, Cincinnati Financial shows the Mean Deviation of 1.18, risk adjusted performance of (0.02), and Standard Deviation of 1.57. Cincinnati Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Cincinnati Financial variance and value at risk to decide if Cincinnati Financial is priced correctly, providing market reflects its regular price of 145.67 per share. Given that Cincinnati Financial has information ratio of (0.01), we suggest you to validate Cincinnati Financial's prevailing market performance to make sure the company can sustain itself at a future point.Cincinnati Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Cincinnati Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Cincinnati Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Cincinnati Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Cincinnati Financial's Outstanding Corporate Bonds
Cincinnati Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Cincinnati Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Cincinnati bonds can be classified according to their maturity, which is the date when Cincinnati Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| US172070BT08 Corp BondUS172070BT08 | View | |
| CINCINNATI GAS ELEC Corp BondUS172070CP76 | View | |
| DUK 5375 15 JUN 33 Corp BondUS172070CQ59 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| CINCINNATI FINL P Corp BondUS172062AF88 | View | |
| CINCINNATI FINL P Corp BondUS172062AE14 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Cincinnati Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Cincinnati Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (4,206) | |||
| Standard Deviation | 1.57 | |||
| Variance | 2.47 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | 0.0162 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 6.95 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 2.63 | |||
| Skewness | (0.31) | |||
| Kurtosis | 0.546 |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.18 | |||
| Coefficient Of Variation | (4,206) | |||
| Standard Deviation | 1.57 | |||
| Variance | 2.47 | |||
| Information Ratio | (0.01) | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | 0.0162 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 6.95 | |||
| Value At Risk | (2.95) | |||
| Potential Upside | 2.63 | |||
| Skewness | (0.31) | |||
| Kurtosis | 0.546 |
Consider Cincinnati Financial's intraday indicators
Cincinnati Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Cincinnati Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Cincinnati Financial Corporate Filings
| 19th of March 2025 Other Reports | ViewVerify | |
F4 | 18th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 10th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 3rd of March 2025 Other Reports | ViewVerify |
Cincinnati Stock media impact
Far too much social signal, news, headlines, and media speculation about Cincinnati Financial that are available to investors today. That information is available publicly through Cincinnati media outlets and privately through word of mouth or via Cincinnati internal channels. However, regardless of the origin, that massive amount of Cincinnati data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Cincinnati Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Cincinnati Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Cincinnati Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Cincinnati Financial alpha.
Cincinnati Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Cincinnati Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Cincinnati Financial Historical Investor Sentiment
Investor biases related to Cincinnati Financial's public news can be used to forecast risks associated with an investment in Cincinnati. The trend in average sentiment can be used to explain how an investor holding Cincinnati can time the market purely based on public headlines and social activities around Cincinnati Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Cincinnati Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Cincinnati Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Cincinnati Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Cincinnati Financial.
Cincinnati Financial Maximum Pain Price Across June 20th 2025 Option Contracts
Cincinnati Financial's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Cincinnati Financial close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Cincinnati Financial's options.
Cincinnati Financial Corporate Management
| CPA CPA | Principal CFO | Profile | |
| Doyle AIM | Senior Company | Profile | |
| CPCU ARe | MD Reinsurance | Profile | |
| Doyle CPCU | VP Company | Profile | |
| CMA CPA | VP Officer | Profile | |
| CFA CERA | Chairman CEO | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cincinnati Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more detail on how to invest in Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cincinnati Financial. If investors know Cincinnati will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cincinnati Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.66) | Dividend Share 3.24 | Earnings Share 14.52 | Revenue Per Share | Quarterly Revenue Growth (0.24) |
The market value of Cincinnati Financial is measured differently than its book value, which is the value of Cincinnati that is recorded on the company's balance sheet. Investors also form their own opinion of Cincinnati Financial's value that differs from its market value or its book value, called intrinsic value, which is Cincinnati Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cincinnati Financial's market value can be influenced by many factors that don't directly affect Cincinnati Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Cincinnati Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Cincinnati Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cincinnati Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.