Is Carter Bank Stock a Good Investment?
Carter Bank Investment Advice | CARE |
- Examine Carter Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Carter Bank's leadership team and their track record. Good management can help Carter Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Carter Bank's business and its evolving consumer preferences.
- Compare Carter Bank's performance and market position to its competitors. Analyze how Carter Bank is positioned in terms of product offerings, innovation, and market share.
- Check if Carter Bank pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Carter Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Carter Bank and stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Carter Bank and is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Out of control | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Carter Bank Stock
Researching Carter Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 47.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.06. Some equities with similar Price to Book (P/B) outperform the market in the long run. Carter Bank last dividend was issued on the 14th of February 2020. The entity had 1:1 split on the 23rd of November 2020.
To determine if Carter Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Carter Bank's research are outlined below:
| Carter Bank generated a negative expected return over the last 90 days | |
| Latest headline from finance.yahoo.com: Care at Home Industry Veteran Jennifer Sheets Launching Carezzi To Make Receiving and Providing Quality Care Easier |
Carter Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Carter Bank and. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Carter Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Carter Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Carter Bank's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2021-01-28 | 2020-12-31 | 0.1 | 0.11 | 0.01 | 10 | ||
2019-07-25 | 2019-06-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2023-10-26 | 2023-09-30 | 0.2 | 0.16 | -0.04 | 20 | ||
2022-04-26 | 2022-03-31 | 0.3 | 0.36 | 0.06 | 20 | ||
2022-07-28 | 2022-06-30 | 0.37 | 0.44 | 0.07 | 18 | ||
2020-07-23 | 2020-06-30 | 0.09 | 0.16 | 0.07 | 77 | ||
2021-11-01 | 2021-09-30 | 0.33 | 0.42 | 0.09 | 27 | ||
2021-07-29 | 2021-06-30 | 0.3 | 0.21 | -0.09 | 30 |
Know Carter Bank's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Carter Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Carter Bank and backward and forwards among themselves. Carter Bank's institutional investor refers to the entity that pools money to purchase Carter Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Huber Capital Management Llc | 2024-09-30 | 204.5 K | Northern Trust Corp | 2024-09-30 | 192.2 K | Ejf Capital Llc | 2024-09-30 | 179.9 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 167.4 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 159 K | Bridgeway Capital Management, Llc | 2024-09-30 | 141 K | Citadel Advisors Llc | 2024-09-30 | 123.2 K | Acadian Asset Management Llc | 2024-09-30 | 123 K | Nuveen Asset Management, Llc | 2024-09-30 | 107.7 K | Blackrock Inc | 2024-09-30 | 1.7 M | Vanguard Group Inc | 2024-09-30 | 1.3 M |
Carter Bank's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 404.68 M.Market Cap |
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Carter Bank's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.06 |
Determining Carter Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Carter Bank is a good buy. For example, gross profit margin measures Carter Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Carter Bank's profitability and make more informed investment decisions.
Please note, the presentation of Carter Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Carter Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Carter Bank's management manipulating its earnings.
Evaluate Carter Bank's management efficiency
As of January 23, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Carter Bank's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 4.3 B, whereas Other Assets are forecasted to decline to about 18.2 M. Carter Bank's management efficiency ratios could be used to measure how well Carter Bank manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 13.60 | 12.92 | |
| Tangible Book Value Per Share | 13.60 | 12.92 | |
| Enterprise Value Over EBITDA | 9.49 | 9.97 | |
| Price Book Value Ratio | 0.89 | 0.66 | |
| Enterprise Value Multiple | 9.49 | 9.97 | |
| Price Fair Value | 0.89 | 0.66 | |
| Enterprise Value | 618.1 M | 649 M |
The strategic initiatives led by Carter Bank's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Beta 1.028 |
Basic technical analysis of Carter Stock
As of the 23rd of January, Carter Bank shows the Mean Deviation of 1.52, risk adjusted performance of (0.01), and Standard Deviation of 2.23. Carter Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Carter Bank information ratio, value at risk, as well as the relationship between the Value At Risk and kurtosis to decide if Carter Bank is priced correctly, providing market reflects its regular price of 17.54 per share. Given that Carter Bank has information ratio of (0.04), we suggest you to validate Carter Bank and's prevailing market performance to make sure the company can sustain itself at a future point.Carter Bank's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Carter Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Carter Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Carter Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Understand Carter Bank's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Carter Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.17) | |||
| Mean Deviation | 1.52 | |||
| Coefficient Of Variation | (4,031) | |||
| Standard Deviation | 2.23 | |||
| Variance | 4.95 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.13) | |||
| Treynor Ratio | (0.18) | |||
| Maximum Drawdown | 16.55 | |||
| Value At Risk | (2.69) | |||
| Potential Upside | 2.97 | |||
| Skewness | 1.69 | |||
| Kurtosis | 8.51 |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.17) | |||
| Mean Deviation | 1.52 | |||
| Coefficient Of Variation | (4,031) | |||
| Standard Deviation | 2.23 | |||
| Variance | 4.95 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.13) | |||
| Treynor Ratio | (0.18) | |||
| Maximum Drawdown | 16.55 | |||
| Value At Risk | (2.69) | |||
| Potential Upside | 2.97 | |||
| Skewness | 1.69 | |||
| Kurtosis | 8.51 |
Consider Carter Bank's intraday indicators
Carter Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Carter Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 752.07 | |||
| Daily Balance Of Power | (0.71) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 17.58 | |||
| Day Typical Price | 17.57 | |||
| Price Action Indicator | (0.14) | |||
| Period Momentum Indicator | (0.20) | |||
| Relative Strength Index | 47.55 |
Carter Bank Corporate Filings
F4 | 6th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 10th of December 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 15th of November 2024 Other Reports | ViewVerify | |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Carter Stock media impact
Far too much social signal, news, headlines, and media speculation about Carter Bank that are available to investors today. That information is available publicly through Carter media outlets and privately through word of mouth or via Carter internal channels. However, regardless of the origin, that massive amount of Carter data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Carter Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Carter Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Carter Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Carter Bank alpha.
Carter Bank Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Carter Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
When determining whether Carter Bank is a strong investment it is important to analyze Carter Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Carter Bank's future performance. For an informed investment choice regarding Carter Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Carter Bank and. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Carter Bank. If investors know Carter will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Carter Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.532 | Earnings Share 0.63 | Revenue Per Share | Quarterly Revenue Growth 0.087 | Return On Assets |
The market value of Carter Bank is measured differently than its book value, which is the value of Carter that is recorded on the company's balance sheet. Investors also form their own opinion of Carter Bank's value that differs from its market value or its book value, called intrinsic value, which is Carter Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Carter Bank's market value can be influenced by many factors that don't directly affect Carter Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Carter Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Carter Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Carter Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.