Is Banner Stock a Good Investment?
Banner Investment Advice | BANR |
- Examine Banner's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Banner's leadership team and their track record. Good management can help Banner navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Banner's business and its evolving consumer preferences.
- Compare Banner's performance and market position to its competitors. Analyze how Banner is positioned in terms of product offerings, innovation, and market share.
- Check if Banner pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Banner's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Banner stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Banner is a good investment.
Sell | Buy |
Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Banner Stock
Researching Banner's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 93.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.3. Some equities with similar Price to Book (P/B) outperform the market in the long run. Banner has Price/Earnings To Growth (PEG) ratio of 2.18. The entity last dividend was issued on the 5th of November 2024. The firm had 1:7 split on the 1st of June 2011.
To determine if Banner is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Banner's research are outlined below:
| Banner is unlikely to experience financial distress in the next 2 years | |
| Over 93.0% of the company shares are held by institutions such as insurance companies | |
| On 15th of November 2024 Banner paid $ 0.48 per share dividend to its current shareholders | |
| Latest headline from paymentsjournal.com: After a Banner Year, Crypto and Digital Assets May Just Be Getting Started |
Banner Quarterly Gross Profit |
|
Banner uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Banner. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Banner's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Banner's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Banner's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-04-23 | 2018-03-31 | 0.73 | 0.81 | 0.08 | 10 | ||
2016-01-27 | 2015-12-31 | 0.7 | 0.6 | -0.1 | 14 | ||
2008-10-29 | 2008-09-30 | -0.52 | -0.42 | 0.1 | 19 | ||
2019-07-24 | 2019-06-30 | 1.03 | 1.14 | 0.11 | 10 | ||
2018-01-24 | 2017-12-31 | 0.76 | 0.65 | -0.11 | 14 | ||
2024-10-16 | 2024-09-30 | 1.16 | 1.3 | 0.14 | 12 | ||
2018-07-25 | 2018-06-30 | 0.86 | 1.0 | 0.14 | 16 | ||
2014-10-22 | 2014-09-30 | 0.62 | 0.76 | 0.14 | 22 |
Know Banner's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Banner is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Banner backward and forwards among themselves. Banner's institutional investor refers to the entity that pools money to purchase Banner's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Nuveen Asset Management, Llc | 2024-09-30 | 686.1 K | Westwood Holdings Group Inc | 2024-09-30 | 620.5 K | Millennium Management Llc | 2024-09-30 | 475.4 K | Abrdn Plc | 2024-09-30 | 443.1 K | Northern Trust Corp | 2024-09-30 | 417.4 K | Jpmorgan Chase & Co | 2024-09-30 | 409.9 K | Bank Of New York Mellon Corp | 2024-09-30 | 397.7 K | Ameriprise Financial Inc | 2024-09-30 | 364.2 K | Aristotle Capital Boston, Llc | 2024-09-30 | 357.1 K | Blackrock Inc | 2024-06-30 | 5 M | Vanguard Group Inc | 2024-09-30 | 4 M |
Banner's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.33 B.Market Cap |
|
Banner's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.12 |
Determining Banner's profitability involves analyzing its financial statements and using various financial metrics to determine if Banner is a good buy. For example, gross profit margin measures Banner's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Banner's profitability and make more informed investment decisions.
Evaluate Banner's management efficiency
Banner has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0997 %, meaning that it created $0.0997 on every $100 dollars invested by stockholders. Banner's management efficiency ratios could be used to measure how well Banner manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Banner's Return On Tangible Assets are relatively stable compared to the past year. As of 12/26/2024, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, Banner's Total Assets are relatively stable compared to the past year. As of 12/26/2024, Non Current Assets Total is likely to grow to about 16.2 B, while Total Current Assets are likely to drop slightly above 241.7 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 48.12 | 45.72 | |
| Tangible Book Value Per Share | 37.09 | 35.24 | |
| Enterprise Value Over EBITDA | 9.24 | 6.46 | |
| Price Book Value Ratio | 1.11 | 0.90 | |
| Enterprise Value Multiple | 9.24 | 6.46 | |
| Price Fair Value | 1.11 | 0.90 | |
| Enterprise Value | 2.3 B | 2.4 B |
Leadership effectiveness at Banner is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield 0.0292 | Forward Dividend Yield 0.0292 | Forward Dividend Rate 1.92 | Beta 1.022 |
Basic technical analysis of Banner Stock
As of the 26th of December, Banner shows the Mean Deviation of 1.7, risk adjusted performance of 0.0696, and Downside Deviation of 1.98. Banner technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Banner coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and semi variance to decide if Banner is priced correctly, providing market reflects its regular price of 67.57 per share. Given that Banner has jensen alpha of 0.1026, we suggest you to validate Banner's prevailing market performance to make sure the company can sustain itself at a future point.Banner's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Banner insiders, such as employees or executives, is commonly permitted as long as it does not rely on Banner's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Banner insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Banner's Outstanding Corporate Bonds
Banner issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Banner uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Banner bonds can be classified according to their maturity, which is the date when Banner has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| US06654DAB38 Corp BondUS06654DAB38 | View | |
| US06654DAC11 Corp BondUS06654DAC11 | View | |
| BANNER 2907 01 JAN 42 Corp BondUS06654DAG25 | View | |
| US06652KAB98 Corp BondUS06652KAB98 | View | |
| BANKUNITED INC 4875 Corp BondUS06652KAA16 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand Banner's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Banner's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0696 | |||
| Market Risk Adjusted Performance | 0.083 | |||
| Mean Deviation | 1.7 | |||
| Semi Deviation | 1.81 | |||
| Downside Deviation | 1.98 | |||
| Coefficient Of Variation | 1276.01 | |||
| Standard Deviation | 2.63 | |||
| Variance | 6.89 | |||
| Information Ratio | 0.0613 | |||
| Jensen Alpha | 0.1026 | |||
| Total Risk Alpha | 0.0817 | |||
| Sortino Ratio | 0.0814 | |||
| Treynor Ratio | 0.073 | |||
| Maximum Drawdown | 21.09 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 3.13 | |||
| Downside Variance | 3.91 | |||
| Semi Variance | 3.27 | |||
| Expected Short fall | (1.95) | |||
| Skewness | 2.42 | |||
| Kurtosis | 13.96 |
| Risk Adjusted Performance | 0.0696 | |||
| Market Risk Adjusted Performance | 0.083 | |||
| Mean Deviation | 1.7 | |||
| Semi Deviation | 1.81 | |||
| Downside Deviation | 1.98 | |||
| Coefficient Of Variation | 1276.01 | |||
| Standard Deviation | 2.63 | |||
| Variance | 6.89 | |||
| Information Ratio | 0.0613 | |||
| Jensen Alpha | 0.1026 | |||
| Total Risk Alpha | 0.0817 | |||
| Sortino Ratio | 0.0814 | |||
| Treynor Ratio | 0.073 | |||
| Maximum Drawdown | 21.09 | |||
| Value At Risk | (2.86) | |||
| Potential Upside | 3.13 | |||
| Downside Variance | 3.91 | |||
| Semi Variance | 3.27 | |||
| Expected Short fall | (1.95) | |||
| Skewness | 2.42 | |||
| Kurtosis | 13.96 |
Consider Banner's intraday indicators
Banner intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Banner stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Banner Corporate Filings
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
F4 | 7th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 5th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 16th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Banner Stock media impact
Far too much social signal, news, headlines, and media speculation about Banner that are available to investors today. That information is available publicly through Banner media outlets and privately through word of mouth or via Banner internal channels. However, regardless of the origin, that massive amount of Banner data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Banner news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Banner relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Banner's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Banner alpha.
Banner Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Banner can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Banner Corporate Executives
Elected by the shareholders, the Banner's board of directors comprises two types of representatives: Banner inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banner. The board's role is to monitor Banner's management team and ensure that shareholders' interests are well served. Banner's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banner's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Robert Butterfield | Executive CFO | Profile |
Additional Tools for Banner Stock Analysis
When running Banner's price analysis, check to measure Banner's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banner is operating at the current time. Most of Banner's value examination focuses on studying past and present price action to predict the probability of Banner's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banner's price. Additionally, you may evaluate how the addition of Banner to your portfolios can decrease your overall portfolio volatility.