Banner Stock Probability Of Bankruptcy

Name: Banner Next Fiscal Year End
Start: 2025-01-16
End: 2025-01-16
Location: Banner

BANR Stock

USD 67.08 0.49 0.73%

Banner's odds of distress is below 1% at this time. The company is very unlikely to encounter any financial distress in the next two years. Banner's Probability of distress is determined by interpolating and adjusting Banner Altman Z Score to account for off-balance-sheet items and missing or unfiled public information. All items used in analyzing the odds of distress are taken from the Banner balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Banner Piotroski F Score and Banner Altman Z Score analysis.

To learn how to invest in Banner Stock, please use our How to Invest in Banner guide.

As of 12/26/2024, Market Cap is likely to grow to about 1.9 B. Also, Enterprise Value is likely to grow to about 2.4 B

Banner Company probability of distress Analysis

Banner's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Banner Probability Of Bankruptcy

Less than 1%

Most of Banner's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Banner is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Banner probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Banner odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Banner financial health.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banner. If investors know Banner will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banner listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.02)

Dividend Share

1.92

Earnings Share

4.78

Revenue Per Share

17.23

Quarterly Revenue Growth

(0)

The market value of Banner is measured differently than its book value, which is the value of Banner that is recorded on the company's balance sheet. Investors also form their own opinion of Banner's value that differs from its market value or its book value, called intrinsic value, which is Banner's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banner's market value can be influenced by many factors that don't directly affect Banner's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Banner's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banner is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banner's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Banner Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Banner is extremely important. It helps to project a fair market value of Banner Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Banner's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Banner's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Banner's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Good Will	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Long Term Debt Total	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.97	-0.22	0.84	0.94	0.46	0.59	0.65	0.96	0.8	0.33	0.58	0.94	-0.04	0.78	0.93	0.83	0.91	0.63	0.76	0.72	0.83	-0.42
Total Stockholder Equity	0.97		-0.16	0.73	0.88	0.41	0.54	0.68	0.97	0.87	0.25	0.46	0.85	0.13	0.86	0.97	0.71	0.95	0.78	0.74	0.64	0.79	-0.34
Net Debt	-0.22	-0.16		0.04	0.04	0.4	-0.82	0.16	-0.06	-0.22	-0.82	0.09	-0.41	0.02	-0.37	-0.26	-0.37	-0.17	-0.05	-0.02	-0.05	0.03	-0.2
Retained Earnings	0.84	0.73	0.04		0.92	0.76	0.26	0.54	0.82	0.42	0.22	0.78	0.83	-0.26	0.36	0.66	0.82	0.68	0.25	0.61	0.71	0.77	-0.66
Net Receivables	0.94	0.88	0.04	0.92		0.67	0.33	0.62	0.91	0.65	0.11	0.66	0.86	-0.19	0.59	0.8	0.77	0.81	0.48	0.7	0.71	0.82	-0.58
Total Liab	0.46	0.41	0.4	0.76	0.67		-0.32	0.36	0.5	0.03	-0.1	0.47	0.39	-0.38	0.02	0.27	0.41	0.3	0.0	0.28	0.43	0.52	-0.76
Total Current Assets	0.59	0.54	-0.82	0.26	0.33	-0.32		0.29	0.47	0.6	0.74	0.22	0.73	0.12	0.65	0.62	0.63	0.54	0.39	0.51	0.44	0.41	0.13
Short Term Debt	0.65	0.68	0.16	0.54	0.62	0.36	0.29		0.73	0.64	0.11	0.53	0.58	0.25	0.58	0.69	0.57	0.68	0.54	0.94	0.81	0.83	-0.08
Good Will	0.96	0.97	-0.06	0.82	0.91	0.5	0.47	0.73		0.8	0.21	0.61	0.86	0.15	0.75	0.94	0.75	0.94	0.73	0.78	0.7	0.85	-0.4
Common Stock	0.8	0.87	-0.22	0.42	0.65	0.03	0.6	0.64	0.8		0.18	0.38	0.66	0.3	0.96	0.93	0.61	0.93	0.82	0.69	0.53	0.58	0.13
Accounts Payable	0.33	0.25	-0.82	0.22	0.11	-0.1	0.74	0.11	0.21	0.18		0.08	0.56	-0.04	0.36	0.31	0.56	0.24	-0.05	0.22	0.25	0.2	-0.06
Long Term Debt	0.58	0.46	0.09	0.78	0.66	0.47	0.22	0.53	0.61	0.38	0.08		0.61	-0.07	0.2	0.5	0.79	0.56	0.12	0.59	0.73	0.6	-0.18
Short Term Investments	0.94	0.85	-0.41	0.83	0.86	0.39	0.73	0.58	0.86	0.66	0.56	0.61		-0.15	0.67	0.82	0.91	0.78	0.41	0.74	0.77	0.8	-0.41
Intangible Assets	-0.04	0.13	0.02	-0.26	-0.19	-0.38	0.12	0.25	0.15	0.3	-0.04	-0.07	-0.15		0.25	0.25	-0.2	0.27	0.6	0.15	-0.13	-0.04	0.38
Property Plant Equipment	0.78	0.86	-0.37	0.36	0.59	0.02	0.65	0.58	0.75	0.96	0.36	0.2	0.67	0.25		0.9	0.58	0.88	0.77	0.63	0.45	0.53	0.08
Net Tangible Assets	0.93	0.97	-0.26	0.66	0.8	0.27	0.62	0.69	0.94	0.93	0.31	0.5	0.82	0.25	0.9		0.74	0.98	0.8	0.75	0.64	0.74	-0.14
Long Term Debt Total	0.83	0.71	-0.37	0.82	0.77	0.41	0.63	0.57	0.75	0.61	0.56	0.79	0.91	-0.2	0.58	0.74		0.73	0.22	0.69	0.8	0.7	-0.23
Deferred Long Term Liab	0.91	0.95	-0.17	0.68	0.81	0.3	0.54	0.68	0.94	0.93	0.24	0.56	0.78	0.27	0.88	0.98	0.73		0.8	0.72	0.61	0.7	-0.13
Long Term Investments	0.63	0.78	-0.05	0.25	0.48	0.0	0.39	0.54	0.73	0.82	-0.05	0.12	0.41	0.6	0.77	0.8	0.22	0.8		0.55	0.27	0.5	0.03
Short Long Term Debt	0.76	0.74	-0.02	0.61	0.7	0.28	0.51	0.94	0.78	0.69	0.22	0.59	0.74	0.15	0.63	0.75	0.69	0.72	0.55		0.9	0.9	-0.11
Earning Assets	0.72	0.64	-0.05	0.71	0.71	0.43	0.44	0.81	0.7	0.53	0.25	0.73	0.77	-0.13	0.45	0.64	0.8	0.61	0.27	0.9		0.91	-0.16
Net Invested Capital	0.83	0.79	0.03	0.77	0.82	0.52	0.41	0.83	0.85	0.58	0.2	0.6	0.8	-0.04	0.53	0.74	0.7	0.7	0.5	0.9	0.91		-0.38
Capital Stock	-0.42	-0.34	-0.2	-0.66	-0.58	-0.76	0.13	-0.08	-0.4	0.13	-0.06	-0.18	-0.41	0.38	0.08	-0.14	-0.23	-0.13	0.03	-0.11	-0.16	-0.38

Click cells to compare fundamentals

The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict Banner

Based on the latest financial disclosure, Banner has a Probability Of Bankruptcy of 1.0%. This is 98.0% lower than that of the Banks sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 97.49% higher than that of the company.

Banner Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Banner's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Banner could also be used in its relative valuation, which is a method of valuing Banner by comparing valuation metrics of similar companies.

Banner is currently under evaluation in probability of bankruptcy category among its peers.

Banner Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.0115	0.0116	0.007712	0.012	0.0123	0.0117
Asset Turnover	0.0447	0.0398	0.0361	0.0394	0.0396	0.0325
Net Debt	261.6M	(809.7M)	(1.8B)	35.9M	459.3M	482.3M
Total Current Liabilities	7.4B	9.6B	11.0B	10.5B	198.4M	188.5M
Non Current Liabilities Total	569.3M	424.5M	328.1M	279.0M	13.8B	14.5B
Total Assets	12.6B	15.0B	16.8B	15.8B	15.7B	16.5B
Total Current Assets	1.9B	3.6B	5.8B	3.1B	254.5M	241.7M
Total Cash From Operating Activities	148.9M	125.4M	301.6M	238.1M	257.2M	270.1M

Banner ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Banner's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Banner's managers, analysts, and investors.

Environmental

Governance

Social

Banner Fundamentals

	Return On Equity	0.0997
	Return On Asset	0.0104
	Profit Margin	0.28 %
	Operating Margin	0.39 %
	Current Valuation	2.37 B
	Shares Outstanding	34.46 M
	Shares Owned By Insiders	1.64 %
	Shares Owned By Institutions	93.20 %
	Number Of Shares Shorted	887.68 K
	Price To Earning	17.38 X
	Price To Book	1.30 X
	Price To Sales	3.92 X
	Revenue	620.41 M
	Gross Profit	618.07 M
	EBITDA	248.72 M
	Net Income	183.62 M
	Cash And Equivalents	1.15 B
	Cash Per Share	33.64 X
	Total Debt	713.8 M
	Debt To Equity	6.54 %
	Book Value Per Share	52.06 X
	Cash Flow From Operations	257.2 M
	Short Ratio	3.56 X
	Earnings Per Share	4.78 X
	Price To Earnings To Growth	2.18 X
	Target Price	74.0
	Number Of Employees	1.96 K
	Beta	1.02
	Market Capitalization	2.33 B
	Total Asset	15.67 B
	Retained Earnings	642.17 M
	Annual Yield	0.03 %
	Five Year Return	2.92 %
	Net Asset	15.67 B
	Last Dividend Paid	1.92

About Banner Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Banner's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Banner using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Banner based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Pair Trading with Banner

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Banner position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Banner will appreciate offsetting losses from the drop in the long position's value.

Moving together with Banner Stock

0.98	AX	Axos Financial	Pair Corr
0.95	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.97	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Banner Stock

0.66	CFG-PE	Citizens Financial	Pair Corr
0.54	TFC-PR	Truist Financial	Pair Corr
0.48	TFC-PO	Truist Financial	Pair Corr
0.32	WF	Woori Financial Group	Pair Corr

The ability to find closely correlated positions to Banner could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Banner when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Banner - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Banner to buy it.

The correlation of Banner is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Banner moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Banner moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Banner can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

Additional Tools for Banner Stock Analysis

When running Banner's price analysis, check to measure Banner's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banner is operating at the current time. Most of Banner's value examination focuses on studying past and present price action to predict the probability of Banner's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banner's price. Additionally, you may evaluate how the addition of Banner to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Banner Stock Probability Of Bankruptcy

Banner Company probability of distress Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Banner Probability Of Bankruptcy

Banner Probability Of Bankruptcy Driver Correlations

Banner Probability Of Bankruptcy Peer Comparison

Banner Main Bankruptcy Drivers

Banner ESG Sustainability

Banner Fundamentals

About Banner Fundamental Analysis

Pair Trading with Banner

Moving together with Banner Stock

Moving against Banner Stock

Additional Tools for Banner Stock Analysis

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