Is Bank of Marin Stock a Good Investment?
Bank of Marin Investment Advice | BMRC |
- Examine Bank of Marin's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Bank of Marin's leadership team and their track record. Good management can help Bank of Marin navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Bank of Marin's business and its evolving consumer preferences.
- Compare Bank of Marin's performance and market position to its competitors. Analyze how Bank of Marin is positioned in terms of product offerings, innovation, and market share.
- Check if Bank of Marin pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Bank of Marin's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Bank of Marin stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Bank of Marin is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Bank of Marin Stock
Researching Bank of Marin's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 59.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.84. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank of Marin has Price/Earnings To Growth (PEG) ratio of 1.93. The entity recorded a loss per share of 0.52. The firm last dividend was issued on the 6th of February 2025. Bank of Marin had 2:1 split on the 28th of November 2018.
To determine if Bank of Marin is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Bank of Marin's research are outlined below:
| Bank of Marin generated a negative expected return over the last 90 days | |
| The company reported the previous year's revenue of 141.27 M. Net Loss for the year was (8.41 M) with profit before overhead, payroll, taxes, and interest of 67.98 M. | |
| About 59.0% of the company shares are held by institutions such as insurance companies | |
| On 13th of February 2025 Bank of Marin paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Bank of Marin Grows Holdings in NextEra Energy, Inc. |
Bank of Marin Quarterly Cash And Short Term Investments |
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Bank of Marin uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Bank of Marin. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Bank of Marin's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Bank of Marin's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Bank of Marin's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2008-01-18 | 2007-12-31 | 0.28 | 0.31 | 0.03 | 10 | ||
2007-10-18 | 2007-09-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2010-07-19 | 2010-06-30 | 0.28 | 0.32 | 0.04 | 14 | ||
2017-01-23 | 2016-12-31 | 0.42 | 0.47 | 0.05 | 11 | ||
2013-01-22 | 2012-12-31 | 0.38 | 0.43 | 0.05 | 13 | ||
2011-07-25 | 2011-06-30 | 0.37 | 0.32 | -0.05 | 13 | ||
2010-01-25 | 2009-12-31 | 0.31 | 0.26 | -0.05 | 16 | ||
2009-01-16 | 2008-12-31 | 0.31 | 0.26 | -0.05 | 16 |
Know Bank of Marin's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Bank of Marin is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bank of Marin backward and forwards among themselves. Bank of Marin's institutional investor refers to the entity that pools money to purchase Bank of Marin's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 198.6 K | Basswood Capital Management Llc | 2024-12-31 | 165.8 K | Kennedy Capital Management Inc | 2024-12-31 | 152.3 K | American Century Companies Inc | 2024-12-31 | 141.9 K | Northern Trust Corp | 2024-12-31 | 141.3 K | Charles Schwab Investment Management Inc | 2024-12-31 | 120.8 K | Renaissance Technologies Corp | 2024-12-31 | 107.5 K | Zacks Investment Management Inc | 2024-12-31 | 101.2 K | Bridgeway Capital Management, Llc | 2024-12-31 | 100.6 K | Blackrock Inc | 2024-12-31 | 1.6 M | Vanguard Group Inc | 2024-12-31 | 826.2 K |
Bank of Marin's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 365.69 M.Market Cap |
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Bank of Marin's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.01) | (0.01) |
Determining Bank of Marin's profitability involves analyzing its financial statements and using various financial metrics to determine if Bank of Marin is a good buy. For example, gross profit margin measures Bank of Marin's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Bank of Marin's profitability and make more informed investment decisions.
Please note, the presentation of Bank of Marin's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Bank of Marin's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Bank of Marin's management manipulating its earnings.
Evaluate Bank of Marin's management efficiency
The current year's Return On Tangible Assets is expected to grow to -0.0023. The current year's Return On Capital Employed is expected to grow to -0.0094. At present, Bank of Marin's Intangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.02, whereas Total Assets are forecasted to decline to about 1.9 B. Bank of Marin's management efficiency ratios could be used to measure how well Bank of Marin manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.68 | 11.42 | |
| Tangible Book Value Per Share | 13.97 | 10.42 | |
| Enterprise Value Over EBITDA | 10.62 | 9.34 | |
| Price Book Value Ratio | 0.20 | 0.19 | |
| Enterprise Value Multiple | 10.62 | 9.34 | |
| Price Fair Value | 0.20 | 0.19 | |
| Enterprise Value | 190.9 M | 115.1 M |
The strategic initiatives led by Bank of Marin's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Basic technical analysis of Bank Stock
As of the 21st of March, Bank of Marin shows the Risk Adjusted Performance of (0.05), standard deviation of 1.82, and Mean Deviation of 1.39. Bank of Marin technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Bank of Marin's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bank of Marin insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bank of Marin's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bank of Marin insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Bank of Marin's Outstanding Corporate Bonds
Bank of Marin issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Bank of Marin uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Bank bonds can be classified according to their maturity, which is the date when Bank of Marin has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Bank of Marin's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Bank of Marin's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.39 | |||
| Coefficient Of Variation | (1,519) | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.3 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | 0.0238 | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 9.33 | |||
| Value At Risk | (3.37) | |||
| Potential Upside | 2.29 | |||
| Skewness | 0.1814 | |||
| Kurtosis | 0.9996 |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | (0.14) | |||
| Mean Deviation | 1.39 | |||
| Coefficient Of Variation | (1,519) | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.3 | |||
| Information Ratio | (0.03) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | 0.0238 | |||
| Treynor Ratio | (0.15) | |||
| Maximum Drawdown | 9.33 | |||
| Value At Risk | (3.37) | |||
| Potential Upside | 2.29 | |||
| Skewness | 0.1814 | |||
| Kurtosis | 0.9996 |
Consider Bank of Marin's intraday indicators
Bank of Marin intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Bank of Marin stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 22.46 | |||
| Day Typical Price | 22.46 | |||
| Price Action Indicator | (0.12) | |||
| Period Momentum Indicator | (0.23) |
Bank of Marin Corporate Filings
10K | 14th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
8K | 10th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 5th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 11th of February 2025 Other Reports | ViewVerify |
Bank Stock media impact
Far too much social signal, news, headlines, and media speculation about Bank of Marin that are available to investors today. That information is available publicly through Bank media outlets and privately through word of mouth or via Bank internal channels. However, regardless of the origin, that massive amount of Bank data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Bank of Marin news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Bank of Marin relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Bank of Marin's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Bank of Marin alpha.
Bank of Marin Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Bank of Marin can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Bank of Marin Corporate Management
| Boo Wilson | Chief Officer | Profile | |
| David Merck | Principal Accounting Officer | Profile | |
| Sathis Arasadi | Executive Officer | Profile | |
| David Bloom | Executive Banking | Profile | |
| Nicolette Sloan | Executive Strategy | Profile | |
| Patrick London | Executive Banking | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank of Marin. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of Marin. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of Marin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 8.899 | Dividend Share 1 | Earnings Share (0.52) | Revenue Per Share | Quarterly Revenue Growth 0.445 |
The market value of Bank of Marin is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of Marin's value that differs from its market value or its book value, called intrinsic value, which is Bank of Marin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of Marin's market value can be influenced by many factors that don't directly affect Bank of Marin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Bank of Marin's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Bank of Marin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Marin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.