Bank Financial Statements From 2010 to 2025

BMRC Stock  USD 22.35  0.28  1.24%   
Bank of Marin financial statements provide useful quarterly and yearly information to potential Bank of Marin investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bank of Marin financial statements helps investors assess Bank of Marin's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bank of Marin's valuation are summarized below:
Gross Profit
68 M
Profit Margin
(0.12)
Market Capitalization
364.1 M
Enterprise Value Revenue
5.5403
Revenue
68 M
We have found one hundred twenty available fundamental signals for Bank of Marin, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Bank of Marin's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 494.7 M, whereas Enterprise Value is forecasted to decline to about 115.1 M.

Bank of Marin Total Revenue

72.25 Million

Check Bank of Marin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank of Marin's main balance sheet or income statement drivers, such as Interest Expense of 48.9 M, Total Revenue of 72.2 M or Gross Profit of 72.2 M, as well as many indicators such as Price To Sales Ratio of 2.56, Dividend Yield of 0.0446 or PTB Ratio of 0.19. Bank financial statements analysis is a perfect complement when working with Bank of Marin Valuation or Volatility modules.
  
Check out the analysis of Bank of Marin Correlation against competitors.
For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.

Bank of Marin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.6 B4.4 B2.7 B
Slightly volatile
Total Stockholder Equity530.2 M504.9 M298.9 M
Slightly volatile
Other Assets4.2 M4.5 M1.4 B
Slightly volatile
Common Stock Shares Outstanding13.4 M16 M13 M
Slightly volatile
Liabilities And Stockholders Equity4.6 B4.4 B2.7 B
Slightly volatile
Total Liabilities4.1 B3.9 B2.4 B
Slightly volatile
Other Liabilities13.2 M26.3 M17.3 M
Slightly volatile
Property Plant And Equipment Net33.9 M32.3 M17.5 M
Slightly volatile
Retained Earnings331.5 M315.8 M178.9 M
Slightly volatile
Accounts Payable21.7 M20.7 M39.2 M
Slightly volatile
Cash32.9 M34.6 M94.5 M
Pretty Stable
Non Current Assets Total4.6 B4.3 B1.2 B
Slightly volatile
Cash And Short Term Investments33.3 M35 M406.4 M
Pretty Stable
Net Receivables163.3 M155.5 M77.7 M
Slightly volatile
Common Stock Total Equity259.7 M247.3 M135.3 M
Slightly volatile
Short Term Investments666.6 M634.8 M427.2 M
Slightly volatile
Property Plant And Equipment Gross61.9 M58.9 M22.4 M
Slightly volatile
Total Current Assets33.3 M35 M829.3 M
Very volatile
Common Stock262.6 M250.1 M135.8 M
Slightly volatile
Property Plant Equipment39.8 M37.9 M18.5 M
Slightly volatile
Total Current LiabilitiesM3.2 M14.5 M
Very volatile
Short and Long Term Debt Total34.1 M56.6 M35.7 M
Slightly volatile
Non Current Liabilities Total4.1 B3.9 B723.5 M
Slightly volatile
Short Term Debt18.4 M23.7 M22 M
Slightly volatile
Net Tangible Assets282.2 M384.4 M257.9 M
Slightly volatile
Long Term Investments1.1 B1.7 BB
Slightly volatile
Non Current Liabilities Other40.7 M57 M39.5 M
Slightly volatile
Long Term Debt Total3.7 M2.6 M4.1 M
Slightly volatile
Other Current Assets36.9 M38.9 M712.8 M
Slightly volatile
Earning Assets567.1 M655.1 M532.2 M
Slightly volatile
Net Invested Capital435.3 M534.8 M366.2 M
Slightly volatile
Capital Stock190.8 M250.1 M162.9 M
Slightly volatile
Capital Lease Obligations25.3 M26.7 M17.5 M
Slightly volatile

Bank of Marin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue72.2 M141.3 M88.4 M
Slightly volatile
Gross Profit72.2 M141.3 M88.4 M
Slightly volatile
Other Operating Expenses113.9 M108.5 M57.2 M
Slightly volatile
Operating Income33.6 M32.8 M36 M
Slightly volatile
EBIT33 M32.8 M35 M
Slightly volatile
EBITDA34.9 M34.2 M37.1 M
Slightly volatile
Depreciation And AmortizationM1.5 M2.1 M
Slightly volatile
Selling General Administrative28.7 M53.5 M35.3 M
Slightly volatile
Cost Of Revenue6.6 M4.4 M4.9 M
Pretty Stable
Net Income Applicable To Common Shares56.3 M53.6 M28.9 M
Slightly volatile
Selling And Marketing Expenses799.5 K1.4 M742 K
Slightly volatile
Net Income From Continuing Ops28.1 M22.9 M24.6 M
Slightly volatile
Tax Provision9.3 M5.5 M10.7 M
Pretty Stable
Net Interest Income102 M118.2 M86.9 M
Slightly volatile
Interest Income109.3 M160.4 M94.5 M
Slightly volatile
Reconciled Depreciation3.3 MM2.9 M
Slightly volatile

Bank of Marin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.9 M39 M29.3 M
Slightly volatile
Begin Period Cash Flow88.6 M52.2 M104.2 M
Slightly volatile
Depreciation2.3 MM2.5 M
Slightly volatile
Capital Expenditures1.2 M1.6 M1.3 M
Very volatile
Total Cash From Operating Activities25.5 M41 M30.7 M
Slightly volatile
Net Income19.7 M22.9 M23.1 M
Slightly volatile
End Period Cash Flow33.3 M35 M94.7 M
Pretty Stable
Dividends Paid19.4 M18.5 M9.5 M
Slightly volatile
Stock Based Compensation1.7 M2.6 M1.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.562.69925.603
Slightly volatile
Dividend Yield0.04460.04250.0233
Slightly volatile
PTB Ratio0.190.19741.3256
Slightly volatile
Days Sales Outstanding296488324
Pretty Stable
Book Value Per Share11310731.433
Slightly volatile
Free Cash Flow Yield0.06360.07440.0791
Pretty Stable
Operating Cash Flow Per Share1.491.76822.2266
Slightly volatile
Average Payables4.9 M5.1 M4.5 M
Slightly volatile
Stock Based Compensation To Revenue0.00350.00360.0155
Pretty Stable
Capex To Depreciation0.970.580.6029
Pretty Stable
PB Ratio0.190.19741.3256
Slightly volatile
EV To Sales2.322.43944.9052
Slightly volatile
Free Cash Flow Per Share1.41.76822.1284
Slightly volatile
ROIC0.02510.01270.0323
Slightly volatile
Sales General And Administrative To Revenue0.520.510.5527
Slightly volatile
Capex To Revenue0.0330.01920.0223
Slightly volatile
Cash Per Share91.5487.180643.6336
Slightly volatile
POCF Ratio13.7613.443312.4918
Pretty Stable
Interest Coverage0.670.703210.9603
Pretty Stable
Capex To Operating Cash Flow0.0970.05640.0538
Pretty Stable
PFCF Ratio15.3613.443313.1801
Very volatile
EV To Operating Cash Flow8.2412.14979.9069
Pretty Stable
EV To Free Cash Flow12.6312.149710.666
Pretty Stable
Intangibles To Total Assets0.00960.01810.0111
Slightly volatile
Current Ratio9.469.9648.2051
Pretty Stable
Tangible Book Value Per Share11310729.6073
Slightly volatile
Receivables Turnover1.880.991.3166
Slightly volatile
Shareholders Equity Per Share12612033.0971
Slightly volatile
Debt To Equity0.170.130.1268
Very volatile
Capex Per Share0.130.10920.1088
Very volatile
Average Receivables8.6 M17 M17.4 M
Very volatile
Revenue Per Share9.258.80646.8923
Slightly volatile
Interest Debt Per Share2.082.90572.7754
Pretty Stable
Debt To Assets0.01680.01490.0133
Very volatile
Enterprise Value Over EBITDA9.4211.578.9462
Very volatile
Graham Number16.4324.9227.1657
Slightly volatile
Short Term Coverage Ratios1.891.581.9886
Slightly volatile
Operating Cycle296488324
Pretty Stable
Price Book Value Ratio0.190.19741.3256
Slightly volatile
Price To Operating Cash Flows Ratio13.7613.443312.4918
Pretty Stable
Price To Free Cash Flows Ratio15.3613.443313.1801
Very volatile
Operating Profit Margin0.220.2320.4729
Slightly volatile
Effective Tax Rate0.390.39220.3332
Slightly volatile
Company Equity Multiplier1.751.84638.3391
Slightly volatile
Long Term Debt To Capitalization0.120.06430.0993
Very volatile
Total Debt To Capitalization0.130.120.1052
Very volatile
Return On Capital Employed0.00870.00920.015
Slightly volatile
Debt Equity Ratio0.170.130.1268
Very volatile
Ebit Per Revenue0.220.2320.4729
Slightly volatile
Quick Ratio9.469.9650.4535
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.661.75134.4278
Slightly volatile
Net Income Per E B T0.520.60780.6611
Pretty Stable
Cash Ratio10.349.856.9566
Slightly volatile
Cash Conversion Cycle296488324
Pretty Stable
Operating Cash Flow Sales Ratio0.190.20080.4391
Slightly volatile
Days Of Sales Outstanding296488324
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.730.860.9302
Slightly volatile
Cash Flow Coverage Ratios0.790.831.7802
Pretty Stable
Price To Book Ratio0.190.19741.3256
Slightly volatile
Fixed Asset Turnover20.2919.3268.3452
Slightly volatile
Capital Expenditure Coverage Ratio16.8618.3526.6434
Pretty Stable
Price Cash Flow Ratio13.7613.443312.4918
Pretty Stable
Enterprise Value Multiple9.4211.578.9462
Very volatile
Debt Ratio0.01680.01490.0133
Very volatile
Cash Flow To Debt Ratio0.790.831.7802
Pretty Stable
Price Sales Ratio2.562.69925.603
Slightly volatile
Asset Turnover0.03140.03960.0358
Pretty Stable
Price Fair Value0.190.19741.3256
Slightly volatile

Bank of Marin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap494.7 M471.1 M437.5 M
Slightly volatile
Enterprise Value115.1 M190.9 M278.4 M
Slightly volatile

Bank Fundamental Market Drivers

Forward Price Earnings11.7786

Bank Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Bank of Marin Financial Statements

Bank of Marin stakeholders use historical fundamental indicators, such as Bank of Marin's revenue or net income, to determine how well the company is positioned to perform in the future. Although Bank of Marin investors may analyze each financial statement separately, they are all interrelated. For example, changes in Bank of Marin's assets and liabilities are reflected in the revenues and expenses on Bank of Marin's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Bank of Marin. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue3.6 M3.8 M
Total Revenue141.3 M72.2 M
Cost Of Revenue4.4 M6.6 M
Sales General And Administrative To Revenue 0.51  0.52 
Capex To Revenue 0.02  0.03 
Revenue Per Share 8.81  9.25 
Ebit Per Revenue 0.23  0.22 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bank of Marin offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of Marin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Marin Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Marin Stock:
Check out the analysis of Bank of Marin Correlation against competitors.
For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of Marin. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of Marin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
8.899
Dividend Share
1
Earnings Share
(0.52)
Revenue Per Share
4.238
Quarterly Revenue Growth
0.445
The market value of Bank of Marin is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of Marin's value that differs from its market value or its book value, called intrinsic value, which is Bank of Marin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of Marin's market value can be influenced by many factors that don't directly affect Bank of Marin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of Marin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of Marin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Marin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.