Is Aflac Incorporated Stock a Good Investment?
Aflac Incorporated Investment Advice | AFL |
- Examine Aflac Incorporated's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Aflac Incorporated's leadership team and their track record. Good management can help Aflac Incorporated navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Life & Health Insurance space and any emerging trends that could impact Aflac Incorporated's business and its evolving consumer preferences.
- Compare Aflac Incorporated's performance and market position to its competitors. Analyze how Aflac Incorporated is positioned in terms of product offerings, innovation, and market share.
- Check if Aflac Incorporated pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Aflac Incorporated's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Aflac Incorporated stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Aflac Incorporated is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Aflac Incorporated Stock
Researching Aflac Incorporated's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 61.0% of the company shares are held by institutions such as insurance companies. The book value of Aflac Incorporated was presently reported as 44.6. The company has Price/Earnings To Growth (PEG) ratio of 0.93. Aflac Incorporated recorded earning per share (EPS) of 6.73. The entity last dividend was issued on the 20th of November 2024. The firm had 2:1 split on the 19th of March 2018.
To determine if Aflac Incorporated is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Aflac Incorporated's research are outlined below:
| Aflac Incorporated has 7.36 B in debt with debt to equity (D/E) ratio of 0.45, which is OK given its current industry classification. Aflac Incorporated has a current ratio of 0.74, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Aflac to invest in growth at high rates of return. | |
| About 61.0% of Aflac Incorporated shares are held by institutions such as insurance companies | |
| Latest headline from finance.yahoo.com: Heres Why Investors Should Add Aflac Stock to Their Portfolio Now |
Aflac Incorporated Quarterly Cost Of Revenue |
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Aflac Incorporated uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Aflac Incorporated. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Aflac Incorporated's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 31st of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 31st of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Aflac Incorporated's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Aflac Incorporated's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1999-01-28 | 1998-12-31 | 0.1 | 0.11 | 0.01 | 10 | ||
1998-10-26 | 1998-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1998-07-27 | 1998-06-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1998-01-29 | 1997-12-31 | 0.08 | 0.09 | 0.01 | 12 | ||
1997-10-21 | 1997-09-30 | 0.08 | 0.09 | 0.01 | 12 | ||
2017-07-27 | 2017-06-30 | 0.83 | 0.92 | 0.09 | 10 | ||
2020-04-29 | 2020-03-31 | 1.1 | 1.21 | 0.11 | 10 | ||
2023-04-26 | 2023-03-31 | 1.4 | 1.55 | 0.15 | 10 |
Know Aflac Incorporated's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Aflac Incorporated is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Aflac Incorporated backward and forwards among themselves. Aflac Incorporated's institutional investor refers to the entity that pools money to purchase Aflac Incorporated's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 4.7 M | Goldman Sachs Group Inc | 2024-06-30 | 4.2 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 4.1 M | Amvescap Plc. | 2024-06-30 | 4.1 M | Bank Of America Corp | 2024-06-30 | 3.8 M | Bank Of New York Mellon Corp | 2024-06-30 | 3.7 M | Norges Bank | 2024-06-30 | 3.4 M | First Trust Advisors L.p. | 2024-06-30 | 3.3 M | Charles Schwab Investment Management Inc | 2024-09-30 | 3.2 M | Japan Post Holdings Co Ltd | 2024-09-30 | 52.3 M | Vanguard Group Inc | 2024-09-30 | 50.7 M |
Aflac Incorporated's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 63.33 B.Market Cap |
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Aflac Incorporated's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.04 | 0.04 | |
| Return On Capital Employed | 0.12 | 0.08 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.21 | 0.13 |
Determining Aflac Incorporated's profitability involves analyzing its financial statements and using various financial metrics to determine if Aflac Incorporated is a good buy. For example, gross profit margin measures Aflac Incorporated's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Aflac Incorporated's profitability and make more informed investment decisions.
Aflac Incorporated's Earnings Breakdown by Geography
Evaluate Aflac Incorporated's management efficiency
Aflac Incorporated has Return on Asset of 0.0235 % which means that on every $100 spent on assets, it made $0.0235 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1604 %, implying that it generated $0.1604 on every 100 dollars invested. Aflac Incorporated's management efficiency ratios could be used to measure how well Aflac Incorporated manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Aflac Incorporated's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.04 this year, although the value of Return On Capital Employed will most likely fall to 0.08. At this time, Aflac Incorporated's Intangibles To Total Assets are quite stable compared to the past year. Debt To Assets is expected to rise to 0.06 this year, although the value of Other Assets are projected to rise to (23.8 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 36.88 | 20.23 | |
| Tangible Book Value Per Share | 21.11 | 17.19 | |
| Enterprise Value Over EBITDA | 9.51 | 9.98 | |
| Price Book Value Ratio | 2.24 | 2.45 | |
| Enterprise Value Multiple | 9.51 | 9.98 | |
| Price Fair Value | 2.24 | 2.45 | |
| Enterprise Value | 26.2 B | 27.5 B |
The strategic decisions made by Aflac Incorporated management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0175 | Forward Dividend Yield 0.0175 | Forward Dividend Rate 2 | Beta 0.958 |
Basic technical analysis of Aflac Stock
As of the 30th of November, Aflac Incorporated shows the Mean Deviation of 0.8403, downside deviation of 1.36, and Risk Adjusted Performance of 0.0585. Aflac Incorporated technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Aflac Incorporated treynor ratio, and the relationship between the variance and potential upside to decide if Aflac Incorporated is priced correctly, providing market reflects its regular price of 114.0 per share. Given that Aflac Incorporated has jensen alpha of (0.03), we suggest you to validate Aflac Incorporated's prevailing market performance to make sure the company can sustain itself at a future point.Aflac Incorporated's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Aflac Incorporated insiders, such as employees or executives, is commonly permitted as long as it does not rely on Aflac Incorporated's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Aflac Incorporated insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Aflac Incorporated's Outstanding Corporate Bonds
Aflac Incorporated issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Aflac Incorporated uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Aflac bonds can be classified according to their maturity, which is the date when Aflac Incorporated has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Aflac Incorporated's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Aflac Incorporated's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0585 | |||
| Market Risk Adjusted Performance | 0.1006 | |||
| Mean Deviation | 0.8403 | |||
| Semi Deviation | 1.21 | |||
| Downside Deviation | 1.36 | |||
| Coefficient Of Variation | 1389.3 | |||
| Standard Deviation | 1.17 | |||
| Variance | 1.36 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0906 | |||
| Maximum Drawdown | 6.76 | |||
| Value At Risk | (1.53) | |||
| Potential Upside | 1.52 | |||
| Downside Variance | 1.84 | |||
| Semi Variance | 1.46 | |||
| Expected Short fall | (0.83) | |||
| Skewness | (1.17) | |||
| Kurtosis | 4.23 |
| Risk Adjusted Performance | 0.0585 | |||
| Market Risk Adjusted Performance | 0.1006 | |||
| Mean Deviation | 0.8403 | |||
| Semi Deviation | 1.21 | |||
| Downside Deviation | 1.36 | |||
| Coefficient Of Variation | 1389.3 | |||
| Standard Deviation | 1.17 | |||
| Variance | 1.36 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.03) | |||
| Total Risk Alpha | (0.12) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0906 | |||
| Maximum Drawdown | 6.76 | |||
| Value At Risk | (1.53) | |||
| Potential Upside | 1.52 | |||
| Downside Variance | 1.84 | |||
| Semi Variance | 1.46 | |||
| Expected Short fall | (0.83) | |||
| Skewness | (1.17) | |||
| Kurtosis | 4.23 |
Consider Aflac Incorporated's intraday indicators
Aflac Incorporated intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Aflac Incorporated stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 13178.06 | |||
| Daily Balance Of Power | (0.09) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 114.49 | |||
| Day Typical Price | 114.33 | |||
| Price Action Indicator | (0.54) | |||
| Period Momentum Indicator | (0.10) | |||
| Relative Strength Index | 46.39 |
Aflac Incorporated Corporate Filings
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 1st of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
ASR | 6th of September 2024 Automatic Shelf Registration Statement under Rule 415 filed with the U.S. Securities and Exchange Commission (SEC) | ViewVerify |
Aflac Stock media impact
Far too much social signal, news, headlines, and media speculation about Aflac Incorporated that are available to investors today. That information is available publicly through Aflac media outlets and privately through word of mouth or via Aflac internal channels. However, regardless of the origin, that massive amount of Aflac data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Aflac Incorporated news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Aflac Incorporated relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Aflac Incorporated's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Aflac Incorporated alpha.
Aflac Incorporated Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Aflac Incorporated can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Aflac Incorporated Historical Investor Sentiment
Investor biases related to Aflac Incorporated's public news can be used to forecast risks associated with an investment in Aflac. The trend in average sentiment can be used to explain how an investor holding Aflac can time the market purely based on public headlines and social activities around Aflac Incorporated. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Aflac Incorporated's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Aflac Incorporated and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Aflac Incorporated news discussions. The higher the estimate score, the more favorable the investor's outlook on Aflac Incorporated.
Aflac Incorporated Corporate Directors
| Joseph Moskowitz | Independent Director | Profile | |
| Karole Lloyd | Independent Director | Profile | |
| Toshihiko Fukuzawa | Independent Director | Profile | |
| Katherine Rohrer | Independent Director | Profile |
Already Invested in Aflac Incorporated?
The danger of trading Aflac Incorporated is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Aflac Incorporated is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Aflac Incorporated. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Aflac Incorporated is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Aflac Incorporated is a strong investment it is important to analyze Aflac Incorporated's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Aflac Incorporated's future performance. For an informed investment choice regarding Aflac Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Aflac Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more information on how to buy Aflac Stock please use our How to buy in Aflac Stock guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Aflac Incorporated. If investors know Aflac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Aflac Incorporated listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.144 | Dividend Share 1.92 | Earnings Share 6.73 | Revenue Per Share 30.368 | Quarterly Revenue Growth (0.40) |
The market value of Aflac Incorporated is measured differently than its book value, which is the value of Aflac that is recorded on the company's balance sheet. Investors also form their own opinion of Aflac Incorporated's value that differs from its market value or its book value, called intrinsic value, which is Aflac Incorporated's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Aflac Incorporated's market value can be influenced by many factors that don't directly affect Aflac Incorporated's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Aflac Incorporated's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Aflac Incorporated is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Aflac Incorporated's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.