Zions Historical Income Statement

ZION Stock  USD 55.74  0.29  0.52%   
Historical analysis of Zions Bancorporation income statement accounts such as Interest Expense of 2 B, Selling General Administrative of 1.6 B, Total Revenue of 4.5 B or Gross Profit of 4.5 B can show how well Zions Bancorporation performed in making a profits. Evaluating Zions Bancorporation income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Zions Bancorporation's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Zions Bancorporation latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Zions Bancorporation is a good buy for the upcoming year.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.

About Zions Income Statement Analysis

Zions Bancorporation Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Zions Bancorporation shareholders. The income statement also shows Zions investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Zions Bancorporation Income Statement Chart

At this time, Zions Bancorporation's Cost Of Revenue is very stable compared to the past year. As of the 17th of February 2025, Total Operating Expenses is likely to grow to about 47.2 M, though Depreciation And Amortization is likely to grow to (3.1 B).

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.

Total Revenue

Total revenue comprises all receipts Zions Bancorporation generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Zions Bancorporation minus its cost of goods sold. It is profit before Zions Bancorporation operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Zions Bancorporation. It is also known as Zions Bancorporation overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Zions Bancorporation's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Zions Bancorporation current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.At this time, Zions Bancorporation's Cost Of Revenue is very stable compared to the past year. As of the 17th of February 2025, Total Operating Expenses is likely to grow to about 47.2 M, though Depreciation And Amortization is likely to grow to (3.1 B).
 2022 2023 2024 2025 (projected)
Gross Profit3.3B2.7B4.3B4.5B
Total Revenue3.3B2.7B4.3B4.5B

Zions Bancorporation income statement Correlations

-0.84-0.6-0.72-0.720.22-0.96-0.960.08-0.54-0.05-0.31-0.340.080.94-0.35-0.05-0.05-0.54-0.28-0.6-0.620.26-0.41
-0.840.640.650.650.120.840.81-0.050.610.440.270.3-0.12-0.810.6-0.050.070.610.160.630.79-0.170.48
-0.60.640.960.960.170.740.730.510.670.050.740.730.47-0.510.71-0.490.330.660.450.730.65-0.380.64
-0.720.650.961.00.060.850.840.480.72-0.090.760.760.43-0.620.61-0.410.330.70.510.780.64-0.430.68
-0.720.650.961.00.060.850.840.480.72-0.090.760.760.43-0.620.61-0.410.330.70.510.780.64-0.430.68
0.220.120.170.060.06-0.16-0.160.20.460.010.320.380.090.330.130.080.370.470.090.380.4-0.30.62
-0.960.840.740.850.85-0.161.00.160.610.030.510.530.11-0.90.46-0.110.130.610.410.690.65-0.340.53
-0.960.810.730.840.84-0.161.00.180.58-0.020.520.530.13-0.890.42-0.110.160.580.440.670.62-0.310.51
0.08-0.050.510.480.480.20.160.180.19-0.240.780.720.870.140.37-0.610.420.150.590.360.19-0.180.4
-0.540.610.670.720.720.460.610.580.19-0.070.630.70.1-0.380.43-0.030.441.00.330.840.71-0.690.87
-0.050.440.05-0.09-0.090.010.03-0.02-0.24-0.07-0.24-0.26-0.13-0.190.530.03-0.4-0.07-0.120.00.320.22-0.21
-0.310.270.740.760.760.320.510.520.780.63-0.240.990.74-0.160.4-0.260.50.630.810.740.49-0.570.76
-0.340.30.730.760.760.380.530.530.720.7-0.260.990.65-0.170.39-0.190.510.70.760.790.53-0.620.83
0.08-0.120.470.430.430.090.110.130.870.1-0.130.740.650.160.34-0.480.340.090.720.320.18-0.190.21
0.94-0.81-0.51-0.62-0.620.33-0.9-0.890.14-0.38-0.19-0.16-0.170.16-0.40.010.26-0.38-0.14-0.46-0.530.23-0.25
-0.350.60.710.610.610.130.460.420.370.430.530.40.390.34-0.4-0.42-0.010.410.140.610.75-0.090.4
-0.05-0.05-0.49-0.41-0.410.08-0.11-0.11-0.61-0.030.03-0.26-0.19-0.480.01-0.42-0.120.030.030.030.03-0.020.03
-0.050.070.330.330.330.370.130.160.420.44-0.40.50.510.340.26-0.01-0.120.440.340.370.24-0.010.48
-0.540.610.660.70.70.470.610.580.151.0-0.070.630.70.09-0.380.410.030.440.340.850.72-0.690.88
-0.280.160.450.510.510.090.410.440.590.33-0.120.810.760.72-0.140.140.030.340.340.560.33-0.370.43
-0.60.630.730.780.780.380.690.670.360.840.00.740.790.32-0.460.610.030.370.850.560.88-0.480.89
-0.620.790.650.640.640.40.650.620.190.710.320.490.530.18-0.530.750.030.240.720.330.88-0.270.7
0.26-0.17-0.38-0.43-0.43-0.3-0.34-0.31-0.18-0.690.22-0.57-0.62-0.190.23-0.09-0.02-0.01-0.69-0.37-0.48-0.27-0.59
-0.410.480.640.680.680.620.530.510.40.87-0.210.760.830.21-0.250.40.030.480.880.430.890.7-0.59
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Zions Bancorporation Account Relationship Matchups

Zions Bancorporation income statement Accounts

202020212022202320242025 (projected)
Depreciation And Amortization86M(14M)110M140M(3.2B)(3.1B)
Interest Expense153M59M185M1.5B1.9B2.0B
Selling General Administrative1.1B1.2B1.3B1.4B1.6B1.6B
Total Revenue2.8B2.9B3.3B2.7B4.3B4.5B
Gross Profit2.8B2.9B3.3B2.7B4.3B4.5B
Other Operating Expenses2.1B1.5B39M3.1B45M42.8M
Operating Income672M1.4B1.3B1.1B4.2B4.5B
Ebit672M1.4B1.2B886M4.2B4.5B
Ebitda758M1.4B1.3B1.0B1.0B824.6M
Total Operating Expenses(2.1B)(1.5B)39M3.1B45M47.3M
Income Before Tax672M1.4B1.2B886M1.0B1.1B
Net Income539M1.1B907M680M784M823.2M
Income Tax Expense133M317M245M206M228M124.2M
Total Other Income Expense Net(62M)(29M)(51M)(169M)(3.2B)(3.1B)
Net Income Applicable To Common Shares782M505M1.1B878M1.0B1.1B
Net Income From Continuing Ops539M1.1B907M680M782M925.8M
Tax Provision133M317M245M206M236.9M259.0M
Net Interest Income2.2B2.2B2.5B2.4B2.8B2.4B
Interest Income2.4B2.3B2.7B3.9B4.5B2.7B
Reconciled Depreciation86M(14M)110M140M126M100.8M
When determining whether Zions Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Zions Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Zions Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Zions Bancorporation Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Zions Bancorporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
To learn how to invest in Zions Stock, please use our How to Invest in Zions Bancorporation guide.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Zions Bancorporation. If investors know Zions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Zions Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.72
Dividend Share
1.66
Earnings Share
4.95
Revenue Per Share
20.773
Quarterly Revenue Growth
0.066
The market value of Zions Bancorporation is measured differently than its book value, which is the value of Zions that is recorded on the company's balance sheet. Investors also form their own opinion of Zions Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Zions Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Zions Bancorporation's market value can be influenced by many factors that don't directly affect Zions Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Zions Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Zions Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Zions Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.