United Income Quality vs Roe Analysis

UBSI Stock  USD 38.53  0.43  1.13%   
United Bankshares financial indicator trend analysis is much more than just breaking down United Bankshares prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether United Bankshares is a good investment. Please check the relationship between United Bankshares Income Quality and its Roe accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

Income Quality vs Roe

Income Quality vs Roe Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of United Bankshares Income Quality account and Roe. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between United Bankshares' Income Quality and Roe is -0.21. Overlapping area represents the amount of variation of Income Quality that can explain the historical movement of Roe in the same time period over historical financial statements of United Bankshares, assuming nothing else is changed. The correlation between historical values of United Bankshares' Income Quality and Roe is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Income Quality of United Bankshares are associated (or correlated) with its Roe. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Roe has no effect on the direction of Income Quality i.e., United Bankshares' Income Quality and Roe go up and down completely randomly.

Correlation Coefficient

-0.21
Relationship DirectionNegative 
Relationship StrengthInsignificant

Income Quality

An assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure.

Roe

Most indicators from United Bankshares' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into United Bankshares current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.As of now, United Bankshares' Enterprise Value Multiple is increasing as compared to previous years. The United Bankshares' current Enterprise Value is estimated to increase to about 5 B, while Tax Provision is projected to decrease to under 95.4 M.
 2022 2023 2024 2025 (projected)
Operating Income585.8M436.2M501.7M526.8M
Other Operating Expenses445.8M1.0B1.2B1.3B

United Bankshares fundamental ratios Correlations

0.990.79-0.28-0.360.990.71-0.10.960.720.730.61-0.120.870.940.810.990.73-0.040.640.750.98-0.190.230.150.99
0.990.74-0.35-0.440.990.72-0.160.970.740.750.63-0.180.890.950.861.00.75-0.110.640.770.99-0.270.290.190.98
0.790.740.040.040.740.530.460.760.280.510.410.080.560.750.470.740.510.170.530.650.720.1-0.3-0.240.77
-0.28-0.350.040.72-0.33-0.260.23-0.38-0.22-0.37-0.340.59-0.29-0.38-0.76-0.36-0.40.9-0.25-0.44-0.360.96-0.46-0.24-0.28
-0.36-0.440.040.72-0.43-0.390.34-0.42-0.33-0.49-0.440.53-0.39-0.51-0.7-0.45-0.460.66-0.31-0.58-0.490.67-0.34-0.25-0.38
0.990.990.74-0.33-0.430.7-0.170.940.750.730.61-0.160.890.940.850.990.74-0.090.620.731.0-0.240.270.20.99
0.710.720.53-0.26-0.390.70.060.830.350.990.98-0.670.370.870.590.730.96-0.190.990.850.7-0.21-0.03-0.130.66
-0.1-0.160.460.230.34-0.170.06-0.03-0.720.00.030.01-0.430.04-0.24-0.160.030.040.160.23-0.170.2-0.8-0.8-0.13
0.960.970.76-0.38-0.420.940.83-0.030.610.830.74-0.320.760.970.830.970.83-0.160.770.860.94-0.310.180.070.92
0.720.740.28-0.22-0.330.750.35-0.720.610.390.280.050.90.540.620.740.360.090.230.250.74-0.130.630.690.74
0.730.750.51-0.37-0.490.730.990.00.830.390.99-0.720.410.880.690.750.98-0.310.970.850.74-0.330.04-0.060.69
0.610.630.41-0.34-0.440.610.980.030.740.280.99-0.790.260.80.580.630.97-0.320.980.80.62-0.31-0.02-0.130.56
-0.12-0.180.080.590.53-0.16-0.670.01-0.320.05-0.72-0.790.13-0.4-0.43-0.19-0.70.71-0.72-0.54-0.190.63-0.040.08-0.08
0.870.890.56-0.29-0.390.890.37-0.430.760.90.410.260.130.70.770.880.40.010.260.460.89-0.210.50.530.89
0.940.950.75-0.38-0.510.940.870.040.970.540.880.8-0.40.70.830.950.88-0.220.820.910.94-0.310.09-0.020.91
0.810.860.47-0.76-0.70.850.59-0.240.830.620.690.58-0.430.770.830.860.7-0.590.540.730.87-0.710.450.280.82
0.991.00.74-0.36-0.450.990.73-0.160.970.740.750.63-0.190.880.950.860.75-0.110.650.770.99-0.270.290.190.98
0.730.750.51-0.4-0.460.740.960.030.830.360.980.97-0.70.40.880.70.75-0.340.950.830.74-0.360.07-0.160.69
-0.04-0.110.170.90.66-0.09-0.190.04-0.160.09-0.31-0.320.710.01-0.22-0.59-0.11-0.34-0.23-0.36-0.140.95-0.27-0.05-0.04
0.640.640.53-0.25-0.310.620.990.160.770.230.970.98-0.720.260.820.540.650.95-0.230.830.62-0.23-0.12-0.210.58
0.750.770.65-0.44-0.580.730.850.230.860.250.850.8-0.540.460.910.730.770.83-0.360.830.76-0.4-0.07-0.170.7
0.980.990.72-0.36-0.491.00.7-0.170.940.740.740.62-0.190.890.940.870.990.74-0.140.620.76-0.270.280.20.99
-0.19-0.270.10.960.67-0.24-0.210.2-0.31-0.13-0.33-0.310.63-0.21-0.31-0.71-0.27-0.360.95-0.23-0.4-0.27-0.47-0.23-0.18
0.230.29-0.3-0.46-0.340.27-0.03-0.80.180.630.04-0.02-0.040.50.090.450.290.07-0.27-0.12-0.070.28-0.470.620.24
0.150.19-0.24-0.24-0.250.2-0.13-0.80.070.69-0.06-0.130.080.53-0.020.280.19-0.16-0.05-0.21-0.170.2-0.230.620.18
0.990.980.77-0.28-0.380.990.66-0.130.920.740.690.56-0.080.890.910.820.980.69-0.040.580.70.99-0.180.240.18
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United Bankshares Account Relationship Matchups

United Bankshares fundamental ratios Accounts

202020212022202320242025 (projected)
Common Stock Shares Outstanding120.1M129.5M135.1M134.8M155.0M162.7M
Total Assets26.2B29.3B29.5B29.9B34.4B36.1B
Short Long Term Debt Total1.1B1.0B2.4B1.9B2.2B2.3B
Other Current Liab(142.3M)(128.8M)(160.7M)92.9M106.8M101.5M
Total Current Liabilities142.3M128.8M75.7M92.9M83.6M79.4M
Total Stockholder Equity4.3B4.7B4.5B4.8B5.5B5.8B
Property Plant And Equipment Net69.5M81.9M71.1M277.5M319.1M335.1M
Net Debt(1.1B)(2.7B)1.3B284.2M326.8M294.2M
Retained Earnings1.2B1.4B1.6B1.7B2.0B2.1B
Cash2.2B3.8B1.2B1.6B1.8B1.9B
Non Current Assets Total5.1B6.3B2.2B28.3B32.5B34.1B
Non Currrent Assets Other(100.0M)(102.8M)(4.9B)22.0B25.3B26.5B
Other Assets15.9B15.2B21.5B(2.5B)(2.9B)(2.7B)
Cash And Short Term Investments5.2B7.8B5.7B4.0B4.7B4.9B
Net Receivables66.8M64.5M94.9M111.4M128.1M134.5M
Liabilities And Stockholders Equity26.2B29.3B29.5B29.9B34.4B36.1B
Other Stockholder Equity2.7B3.0B2.9B2.9B3.4B3.5B
Total Liab21.9B24.6B25.0B25.2B28.9B30.4B
Property Plant And Equipment Gross245.3M81.9M71.1M515.6M592.9M622.6M
Total Current Assets5.2B7.9B5.8B4.2B4.8B5.0B
Accumulated Other Comprehensive Income22.4M(4.9M)(332.7M)(259.7M)(233.7M)(222.0M)
Short Term Debt142.3M128.8M160.7M1.7B2.0B2.1B
Non Current Liabilities Total937.6M904.1M24.9B24.9B28.7B30.1B
Common Stock Total Equity263.7M334.5M353.4M355.0M408.3M428.7M
Common Stock334.5M353.4M355.0M355.6M409.0M388.5M
Other Liab1.7M221.6M227.1M46.2M53.1M73.9M
Accounts Payable170.3M202.3M23.4B189.7M170.8M162.2M
Short Term Investments3.0B4.0B4.5B3.8B4.4B4.6B
Inventory(2.3B)(3.8B)2.1M1.5B1.3B1.4B
Treasury Stock(137.8M)(159.1M)(170.6M)(250.4M)(225.4M)(214.1M)
Intangible Assets47.9M47.6M39.9M4.6M4.1M3.9M
Property Plant Equipment96.6M175.8M81.9M199.2M229.0M240.5M
Long Term Debt279.8M817.4M2.2B1.8B2.1B2.2B
Other Current Assets2.3B3.8B1.3B1.7B1.5B1.5B
Net Tangible Assets1.9B2.5B2.8B2.6B3.0B1.6B
Retained Earnings Total Equity1.1B1.2B1.4B1.6B1.8B1.1B
Long Term Debt Total236.2M279.8M285.2M286.9M329.9M255.6M
Capital Surpluse2.1B2.9B3.1B3.2B3.6B3.8B
Long Term Investments18.3B4.3B4.9B4.1B4.7B4.5B

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.68
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.