United Historical Cash Flow
| UBSI Stock | USD 40.67 0.09 0.22% |
Analysis of United Bankshares cash flow over time is an excellent tool to project United Bankshares future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Change In Cash of 443.4 M or Free Cash Flow of 416.9 M as it is a great indicator of United Bankshares ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining United Bankshares latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether United Bankshares is a good buy for the upcoming year.
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About United Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in United balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which United's non-liquid assets can be easily converted into cash.
United Bankshares Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Change In Working Capital
The difference in the amount of working capital from one period to the next, indicating the change in a company's short-term assets and liabilities.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Depreciation
Depreciation indicates how much of United Bankshares value has been used up. For tax purposes United Bankshares can deduct the cost of the tangible assets it purchases as business expenses. However, United Bankshares must depreciate these assets in accordance with IRS rules about how and when the deduction may be taken, and how long it will last. The systematic allocation of the cost of a tangible asset over its useful life.Dividends Paid
The total amount of dividends that a company has paid out to its shareholders over a specific period.Investments
Securities or assets acquired for generating income or appreciating in value, not used in daily operations.Most accounts from United Bankshares' cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into United Bankshares current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.As of now, United Bankshares' Other Non Cash Items is increasing as compared to previous years. The United Bankshares' current Dividends Paid is estimated to increase to about 204.5 M, while Change In Working Capital is forecasted to increase to (1.3 M).
| 2021 | 2022 | 2023 | 2024 (projected) | Capital Expenditures | 15.4M | 16.9M | 11.7M | 6.0M | Dividends Paid | 181.3M | 193.0M | 194.7M | 204.5M |
United Bankshares cash flow statement Correlations
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United Bankshares Account Relationship Matchups
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United Bankshares cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (182.9M) | 1.4B | 1.5B | (2.6B) | 422.3M | 443.4M | |
| Free Cash Flow | 136.6M | 121.4M | 594.2M | 744.0M | 397.1M | 416.9M | |
| Change In Working Capital | (775K) | 38.8M | 32.3M | 30.9M | (1.4M) | (1.3M) | |
| Begin Period Cash Flow | 1.0B | 837.5M | 2.2B | 3.8B | 1.2B | 602.2M | |
| Other Cashflows From Financing Activities | 1.4B | 1K | 1.7B | 887.5M | 554.4M | 390.6M | |
| Depreciation | (20.5M) | (16.4M) | 7.9M | 23.7M | 23.1M | 24.3M | |
| Other Non Cash Items | (110.2M) | (176.7M) | 190.6M | 309.9M | 11.1M | 21.2M | |
| Dividends Paid | 138.9M | 162.7M | 181.3M | 193.0M | 194.7M | 204.5M | |
| Capital Expenditures | 11.1M | 19.0M | 15.4M | 16.9M | 11.7M | 6.0M | |
| Total Cash From Operating Activities | 147.7M | 140.4M | 609.5M | 760.8M | 408.7M | 429.2M | |
| Net Income | 260.1M | 289.0M | 367.7M | 379.6M | 366.3M | 384.6M | |
| Total Cash From Financing Activities | 48.5M | 1.1B | 923.9M | 105.3M | (51.9M) | (49.3M) | |
| End Period Cash Flow | 837.5M | 2.2B | 3.8B | 1.2B | 1.6B | 1.7B | |
| Stock Based Compensation | 4.9M | 6.0M | 8.0M | 9.9M | 12.5M | 13.1M | |
| Total Cashflows From Investing Activities | (379.0M) | 137.6M | 15.7M | (3.4B) | (3.1B) | (2.9B) | |
| Sale Purchase Of Stock | (35.7M) | (21.3M) | (11.2M) | (79.5M) | (1.4M) | (1.5M) | |
| Change To Account Receivables | 2.5M | 1.1M | 2.6M | (30.4M) | (16.5M) | (15.7M) | |
| Investments | (251.3M) | (359.6M) | 104.0M | (3.4B) | (340.4M) | (357.4M) | |
| Change Receivables | 2.5M | 1.1M | 2.6M | (30.4M) | (27.3M) | (26.0M) | |
| Net Borrowings | 363.3M | (1.6B) | (138.0M) | 1.4B | 1.6B | 1.7B | |
| Cash And Cash Equivalents Changes | (182.9M) | 1.4B | 1.5B | (2.6B) | (2.3B) | (2.2B) | |
| Cash Flows Other Operating | (7.1M) | 6.4M | 21.1M | 53.6M | 61.6M | 64.7M | |
| Other Cashflows From Investing Activities | (116.6M) | 516.2M | (72.9M) | (71.8M) | (769.2M) | (730.7M) | |
| Change To Netincome | (107.5M) | (170.9M) | 201.8M | 322.3M | 370.7M | 389.2M | |
| Change To Liabilities | 20.2M | (8.6M) | (13.0M) | 3.9M | 4.4M | 4.7M | |
| Change To Operating Activities | (3.3M) | 37.7M | 29.7M | 61.2M | 70.4M | 74.0M |
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When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.01) | Dividend Share 1.48 | Earnings Share 2.65 | Revenue Per Share 7.498 | Quarterly Revenue Growth (0) |
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.