Stellar Retained Earnings vs Short Term Investments Analysis

STEL Stock

USD 29.09 0.42 1.46%

Stellar Bancorp, financial indicator trend analysis is much more than just breaking down Stellar Bancorp, prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Stellar Bancorp, is a good investment. Please check the relationship between Stellar Bancorp, Retained Earnings and its Short Term Investments accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

Retained Earnings vs Short Term Investments

Retained Earnings vs Short Term Investments Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Stellar Bancorp, Retained Earnings account and Short Term Investments. At this time, the significance of the direction appears to have almost identical trend.

The correlation between Stellar Bancorp,'s Retained Earnings and Short Term Investments is 0.91. Overlapping area represents the amount of variation of Retained Earnings that can explain the historical movement of Short Term Investments in the same time period over historical financial statements of Stellar Bancorp,, assuming nothing else is changed. The correlation between historical values of Stellar Bancorp,'s Retained Earnings and Short Term Investments is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Retained Earnings of Stellar Bancorp, are associated (or correlated) with its Short Term Investments. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Investments has no effect on the direction of Retained Earnings i.e., Stellar Bancorp,'s Retained Earnings and Short Term Investments go up and down completely randomly.

Correlation Coefficient

0.91

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Short Term Investments

Short Term Investments is an item under the current assets section of Stellar Bancorp, balance sheet. It contains any investments Stellar Bancorp, undertook that will expire in less than one year. These accounts contain financial instruments such as stocks or bonds that Stellar Bancorp, can easily liquidate in the marketplace.

Most indicators from Stellar Bancorp,'s fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Stellar Bancorp, current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.At this time, Stellar Bancorp,'s Selling General Administrative is quite stable compared to the past year. Tax Provision is expected to rise to about 29.7 M this year, although Enterprise Value Over EBITDA will most likely fall to 5.16.

	2022	2023	2024	2025 (projected)
Interest Expense	34.0M	154.1M	177.2M	186.0M
Depreciation And Amortization	14.3M	34.5M	39.6M	41.6M

Interest Expense Depreciation And Amortization

Stellar Bancorp, fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Good Will	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Intangible Assets	Common Stock	Other Current Liab	Total Current Liabilities	Other Current Assets	Short Term Debt	Short Term Investments	Other Liab	Net Tangible Assets
Total Assets		0.97	1.0	0.88	0.49	0.95	0.02	0.65	-0.8	0.98	0.82	0.99	0.82	-0.71	0.99	0.93	0.83	0.98	0.88	-0.8	-0.87	0.28	0.85	0.99	0.88	0.91
Short Long Term Debt Total	0.97		0.96	0.89	0.45	0.92	0.07	0.66	-0.75	0.94	0.83	0.96	0.8	-0.79	0.96	0.87	0.84	0.96	0.86	-0.82	-0.84	0.31	0.85	0.97	0.88	0.9
Total Stockholder Equity	1.0	0.96		0.86	0.51	0.96	0.01	0.59	-0.83	0.99	0.79	0.99	0.83	-0.72	0.99	0.92	0.79	0.97	0.88	-0.79	-0.84	0.27	0.83	0.97	0.87	0.89
Property Plant And Equipment Net	0.88	0.89	0.86		0.44	0.8	-0.01	0.72	-0.65	0.82	0.93	0.87	0.91	-0.7	0.87	0.81	0.93	0.89	0.98	-0.78	-0.78	0.25	0.95	0.9	0.96	0.98
Net Debt	0.49	0.45	0.51	0.44		0.35	-0.85	0.35	-0.47	0.52	0.19	0.57	0.36	-0.05	0.58	0.66	0.2	0.59	0.52	0.0	-0.1	-0.68	0.38	0.47	0.23	0.34
Retained Earnings	0.95	0.92	0.96	0.8	0.35		0.17	0.49	-0.79	0.95	0.75	0.91	0.84	-0.82	0.93	0.79	0.75	0.87	0.81	-0.84	-0.82	0.43	0.77	0.91	0.87	0.87
Cash	0.02	0.07	0.01	-0.01	-0.85	0.17		-0.06	0.06	-0.01	0.23	-0.07	0.04	-0.38	-0.08	-0.22	0.22	-0.1	-0.11	-0.47	-0.37	0.95	0.03	0.03	0.22	0.12
Non Current Assets Total	0.65	0.66	0.59	0.72	0.35	0.49	-0.06		-0.13	0.49	0.83	0.64	0.4	-0.52	0.63	0.61	0.83	0.72	0.69	-0.57	-0.63	0.11	0.69	0.75	0.68	0.67
Non Currrent Assets Other	-0.8	-0.75	-0.83	-0.65	-0.47	-0.79	0.06	-0.13		-0.89	-0.48	-0.82	-0.81	0.4	-0.82	-0.81	-0.49	-0.76	-0.7	0.53	0.65	-0.13	-0.68	-0.72	-0.64	-0.7
Other Assets	0.98	0.94	0.99	0.82	0.52	0.95	-0.01	0.49	-0.89		0.72	0.98	0.84	-0.67	0.98	0.92	0.72	0.95	0.85	-0.75	-0.81	0.24	0.8	0.94	0.83	0.86
Cash And Short Term Investments	0.82	0.83	0.79	0.93	0.19	0.75	0.23	0.83	-0.48	0.72		0.8	0.78	-0.72	0.79	0.72	1.0	0.83	0.89	-0.81	-0.89	0.44	0.92	0.88	0.95	0.94
Good Will	0.99	0.96	0.99	0.87	0.57	0.91	-0.07	0.64	-0.82	0.98	0.8		0.81	-0.64	1.0	0.97	0.8	0.99	0.89	-0.74	-0.84	0.18	0.85	0.98	0.85	0.89
Common Stock Shares Outstanding	0.82	0.8	0.83	0.91	0.36	0.84	0.04	0.4	-0.81	0.84	0.78	0.81		-0.65	0.81	0.74	0.78	0.78	0.93	-0.72	-0.73	0.3	0.88	0.79	0.91	0.94
Non Current Liabilities Total	-0.71	-0.79	-0.72	-0.7	-0.05	-0.82	-0.38	-0.52	0.4	-0.67	-0.72	-0.64	-0.65		-0.65	-0.42	-0.72	-0.62	-0.63	0.85	0.66	-0.6	-0.62	-0.72	-0.8	-0.73
Other Stockholder Equity	0.99	0.96	0.99	0.87	0.58	0.93	-0.08	0.63	-0.82	0.98	0.79	1.0	0.81	-0.65		0.96	0.79	0.99	0.89	-0.74	-0.83	0.17	0.84	0.98	0.85	0.88
Total Liab	0.93	0.87	0.92	0.81	0.66	0.79	-0.22	0.61	-0.81	0.92	0.72	0.97	0.74	-0.42	0.96		0.72	0.97	0.84	-0.59	-0.77	0.0	0.81	0.92	0.74	0.81
Total Current Assets	0.83	0.84	0.79	0.93	0.2	0.75	0.22	0.83	-0.49	0.72	1.0	0.8	0.78	-0.72	0.79	0.72		0.83	0.9	-0.81	-0.89	0.43	0.93	0.88	0.95	0.94
Intangible Assets	0.98	0.96	0.97	0.89	0.59	0.87	-0.1	0.72	-0.76	0.95	0.83	0.99	0.78	-0.62	0.99	0.97	0.83		0.89	-0.73	-0.84	0.14	0.87	0.99	0.85	0.89
Common Stock	0.88	0.86	0.88	0.98	0.52	0.81	-0.11	0.69	-0.7	0.85	0.89	0.89	0.93	-0.63	0.89	0.84	0.9	0.89		-0.7	-0.77	0.15	0.95	0.9	0.94	0.97
Other Current Liab	-0.8	-0.82	-0.79	-0.78	0.0	-0.84	-0.47	-0.57	0.53	-0.75	-0.81	-0.74	-0.72	0.85	-0.74	-0.59	-0.81	-0.73	-0.7		0.79	-0.69	-0.67	-0.82	-0.89	-0.83
Total Current Liabilities	-0.87	-0.84	-0.84	-0.78	-0.1	-0.82	-0.37	-0.63	0.65	-0.81	-0.89	-0.84	-0.73	0.66	-0.83	-0.77	-0.89	-0.84	-0.77	0.79		-0.54	-0.84	-0.88	-0.86	-0.86
Other Current Assets	0.28	0.31	0.27	0.25	-0.68	0.43	0.95	0.11	-0.13	0.24	0.44	0.18	0.3	-0.6	0.17	0.0	0.43	0.14	0.15	-0.69	-0.54		0.25	0.28	0.48	0.38
Short Term Debt	0.85	0.85	0.83	0.95	0.38	0.77	0.03	0.69	-0.68	0.8	0.92	0.85	0.88	-0.62	0.84	0.81	0.93	0.87	0.95	-0.67	-0.84	0.25		0.88	0.92	0.95
Short Term Investments	0.99	0.97	0.97	0.9	0.47	0.91	0.03	0.75	-0.72	0.94	0.88	0.98	0.79	-0.72	0.98	0.92	0.88	0.99	0.9	-0.82	-0.88	0.28	0.88		0.9	0.92
Other Liab	0.88	0.88	0.87	0.96	0.23	0.87	0.22	0.68	-0.64	0.83	0.95	0.85	0.91	-0.8	0.85	0.74	0.95	0.85	0.94	-0.89	-0.86	0.48	0.92	0.9		0.99
Net Tangible Assets	0.91	0.9	0.89	0.98	0.34	0.87	0.12	0.67	-0.7	0.86	0.94	0.89	0.94	-0.73	0.88	0.81	0.94	0.89	0.97	-0.83	-0.86	0.38	0.95	0.92	0.99

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Stellar Bancorp, Account Relationship Matchups

Stellar Bancorp, fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	3.9B	4.5B	10.9B	10.6B	12.2B	12.9B
Short Long Term Debt Total	66.4M	64.1M	173.3M	159.8M	183.7M	192.9M
Total Stockholder Equity	546.5M	562.1M	1.4B	1.5B	1.7B	1.8B
Property Plant And Equipment Net	74.4M	69.6M	126.8M	118.7M	136.5M	82.7M
Net Debt	(471.6M)	(886.0M)	(198.4M)	(239.5M)	(215.5M)	(226.3M)
Retained Earnings	214.5M	237.2M	303.1M	405.9M	466.8M	490.2M
Cash	538.0M	950.1M	371.7M	399.2M	459.1M	508.1M
Non Current Assets Total	396.8M	579.3M	2.6B	732.7M	842.6M	743.6M
Non Currrent Assets Other	(17.7M)	(13.4M)	(104.1M)	(2.1B)	(1.9B)	(1.8B)
Other Assets	3.0B	2.6B	6.1B	8.4B	9.6B	10.1B
Cash And Short Term Investments	538.0M	1.3B	2.2B	1.5B	1.7B	916.0M
Common Stock Shares Outstanding	29.1M	28.9M	35.0M	53.3M	61.3M	32.2M
Liabilities And Stockholders Equity	3.9B	4.5B	10.9B	10.6B	12.2B	12.9B
Non Current Liabilities Total	66.4M	64.1M	2.1M	159.8M	143.8M	136.6M
Other Stockholder Equity	325.0M	276.5M	1.2B	1.2B	1.4B	1.5B
Total Liab	66.4M	64.1M	9.5B	9.1B	10.5B	11.0B
Total Current Assets	538.0M	1.3B	2.2B	1.6B	1.8B	926.9M
Accumulated Other Comprehensive Income	6.8M	3.1M	(143.3M)	(118.1M)	(106.3M)	(101.0M)
Intangible Assets	4.2M	3.7M	143.5M	116.7M	134.2M	140.9M
Common Stock	255K	253K	530K	533K	613.0K	342.6K
Other Current Liab	(1.8M)	(1.8M)	(2.1M)	(11.3M)	(10.2M)	(9.7M)
Total Current Liabilities	3.1B	1.8M	2.1M	11.3M	10.2M	9.7M
Other Current Assets	539.2M	790.9M	416.4M	443.5M	510.0M	506.6M
Short Term Debt	1.8M	3.0M	4.6M	4.4M	5.1M	3.1M
Short Term Investments	200.7M	358.5M	1.8B	1.4B	1.6B	1.7B
Other Liab	15.6M	23.3M	29.9M	41.8M	48.1M	27.1M
Net Tangible Assets	464.3M	517.1M	578.2M	742.4M	853.7M	606.2M
Accounts Payable	5.0B	1.8M	2.1M	11.3M	10.2M	9.7M
Inventory	9.2M	(824.3M)	(416.4M)	(443.5M)	(399.1M)	(419.1M)
Net Invested Capital	596.5M	612.1M	1.6B	1.7B	1.9B	1.0B
Long Term Investments	220.5M	377.4M	1.8B	1.4B	1.6B	1.7B
Capital Stock	255K	253K	530K	533K	613.0K	382.6K
Property Plant Equipment	66.8M	70.7M	63.7M	126.8M	145.8M	81.3M
Property Plant And Equipment Gross	74.4M	69.6M	149.7M	147.3M	169.4M	111.1M

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When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:

How To Invest In Stellar

Details

Is Stellar Stock a good investment?

Details

What is Stellar Bancorp,'s Net Worth?

Details

Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.

For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.019

Dividend Share

0.53

Earnings Share

2.2

Revenue Per Share

8.115

Quarterly Revenue Growth

(0.04)

The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

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Stellar Retained Earnings vs Short Term Investments Analysis

Retained Earnings vs Short Term Investments

Retained Earnings vs Short Term Investments Correlation Analysis

Correlation Coefficient

Retained Earnings

Short Term Investments

Stellar Bancorp, fundamental ratios Correlations

Stellar Bancorp, Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Stellar Bancorp, fundamental ratios Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Stockholder Equity	+ 1.0	Total Assets
Total Current Assets	+ 1.0	Cash And Short Term Investments
Other Stockholder Equity	+ 1.0	Good Will
Good Will	+ 0.99	Total Assets
Other Stockholder Equity	+ 0.99	Total Assets
Short Term Investments	+ 0.99	Total Assets

Other Liab	- 0.89	Other Current Liab
Total Current Liabilities	- 0.89	Total Current Assets
Total Current Liabilities	- 0.89	Cash And Short Term Investments
Other Assets	- 0.89	Non Currrent Assets Other
Short Term Investments	- 0.88	Total Current Liabilities
Total Current Liabilities	- 0.87	Total Assets