Stellar Bancorp, Stock Performance
| STEL Stock | USD 27.47 0.04 0.15% |
The entity has a beta of 0.0237, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Stellar Bancorp,'s returns are expected to increase less than the market. However, during the bear market, the loss of holding Stellar Bancorp, is expected to be smaller as well. At this point, Stellar Bancorp, has a negative expected return of -0.0704%. Please make sure to validate Stellar Bancorp,'s maximum drawdown, as well as the relationship between the accumulation distribution and market facilitation index , to decide if Stellar Bancorp, performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Stellar Bancorp, has generated negative risk-adjusted returns adding no value to investors with long positions. Despite quite persistent technical and fundamental indicators, Stellar Bancorp, is not utilizing all of its potentials. The current stock price mess, may contribute to short-term losses for the institutional investors. ...more
| Stellar Bancorp, dividend paid on 31st of December 2024 | 12/31/2024 |
| Begin Period Cash Flow | 399.2 M |
Stellar |
Stellar Bancorp, Relative Risk vs. Return Landscape
If you would invest 2,851 in Stellar Bancorp, on December 21, 2024 and sell it today you would lose (136.00) from holding Stellar Bancorp, or give up 4.77% of portfolio value over 90 days. Stellar Bancorp, is currently does not generate positive expected returns and assumes 1.4979% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Stellar, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Stellar Bancorp, Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Stellar Bancorp,'s investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Stellar Bancorp,, and traders can use it to determine the average amount a Stellar Bancorp,'s price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.047
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | STEL |
Estimated Market Risk
| 1.5 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.07 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Stellar Bancorp, is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Stellar Bancorp, by adding Stellar Bancorp, to a well-diversified portfolio.
Stellar Bancorp, Fundamentals Growth
Stellar Stock prices reflect investors' perceptions of the future prospects and financial health of Stellar Bancorp,, and Stellar Bancorp, fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Stellar Stock performance.
| Return On Equity | 0.0735 | ||||
| Return On Asset | 0.0107 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.36 % | ||||
| Current Valuation | 631.69 M | ||||
| Shares Outstanding | 52.95 M | ||||
| Price To Earning | 18.84 X | ||||
| Price To Book | 0.90 X | ||||
| Price To Sales | 3.34 X | ||||
| Revenue | 602.4 M | ||||
| EBITDA | 196.35 M | ||||
| Cash And Equivalents | 292.84 M | ||||
| Cash Per Share | 14.67 X | ||||
| Total Debt | 70.11 M | ||||
| Debt To Equity | 6.00 % | ||||
| Book Value Per Share | 30.09 X | ||||
| Cash Flow From Operations | 132.62 M | ||||
| Earnings Per Share | 2.15 X | ||||
| Total Asset | 10.91 B | ||||
| Retained Earnings | 492.64 M | ||||
About Stellar Bancorp, Performance
By examining Stellar Bancorp,'s fundamental ratios, stakeholders can obtain critical insights into Stellar Bancorp,'s financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Stellar Bancorp, is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. The company was founded in 2007 and is headquartered in Houston, Texas. Stellar Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 594 people.Things to note about Stellar Bancorp, performance evaluation
Checking the ongoing alerts about Stellar Bancorp, for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Stellar Bancorp, help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Stellar Bancorp, generated a negative expected return over the last 90 days | |
| About 59.0% of the company shares are owned by institutional investors |
- Analyzing Stellar Bancorp,'s financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Stellar Bancorp,'s stock is overvalued or undervalued compared to its peers.
- Examining Stellar Bancorp,'s industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Stellar Bancorp,'s management team can have a significant impact on its success or failure. Reviewing the track record and experience of Stellar Bancorp,'s management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Stellar Bancorp,'s stock. These opinions can provide insight into Stellar Bancorp,'s potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income. For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.