Regions Historical Income Statement
RF Stock | USD 27.25 0.06 0.22% |
Historical analysis of Regions Financial income statement accounts such as EBITDA of 1.9 B, Total Operating Expenses of 3.4 B or Net Income of 2.2 B can show how well Regions Financial performed in making a profits. Evaluating Regions Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Regions Financial's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Regions Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Regions Financial is a good buy for the upcoming year.
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About Regions Income Statement Analysis
Regions Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Regions Financial shareholders. The income statement also shows Regions investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Regions Financial Income Statement Chart
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Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Regions Financial. It is also known as Regions Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Operating Income
Operating Income is the amount of profit realized from Regions Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Regions Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Regions Financial minus its cost of goods sold. It is profit before Regions Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Most accounts from Regions Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Regions Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.At this time, Regions Financial's Total Operating Expenses is most likely to increase significantly in the upcoming years. The Regions Financial's current Net Income is estimated to increase to about 2.2 B, while EBIT is projected to decrease to roughly 1.7 B.
2021 | 2022 | 2023 | 2024 (projected) | Operating Income | 3.2B | 3.2B | 3.8B | 4.0B | Other Operating Expenses | 3.2B | 4.0B | 6.3B | 6.6B |
Regions Financial income statement Correlations
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Regions Financial Account Relationship Matchups
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Regions Financial income statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 851M | 368M | 167M | 316M | 1.6B | 929.6M | |
Other Operating Expenses | 3.9B | 5.0B | 3.2B | 4.0B | 6.3B | 6.6B | |
Operating Income | 2.0B | 1.3B | 3.2B | 3.2B | 3.8B | 4.0B | |
Ebit | 2.0B | 1.3B | 3.2B | 2.9B | 2.6B | 1.7B | |
Ebitda | 2.0B | 1.7B | 3.6B | 3.2B | 2.8B | 1.9B | |
Total Operating Expenses | (3.9B) | (5.0B) | (3.2B) | (4.0B) | 3.2B | 3.4B | |
Net Income | 1.6B | 1.1B | 2.5B | 2.2B | 2.1B | 2.2B | |
Income Tax Expense | 403M | 220M | 694M | 631M | 533M | 559.7M | |
Depreciation And Amortization | 43M | 421M | 371M | 353M | 236M | 277.5M | |
Selling General Administrative | 1.9B | 2.1B | 2.3B | 2.4B | 3.1B | 3.2B | |
Total Revenue | 5.9B | 6.3B | 6.4B | 7.2B | 6.9B | 4.3B | |
Gross Profit | 5.9B | 6.3B | 6.4B | 7.2B | 6.9B | 4.3B | |
Income Before Tax | 2.0B | 1.3B | 3.2B | 2.9B | 2.6B | 2.7B | |
Total Other Income Expense Net | 403M | 220M | (772M) | (905M) | (1.2B) | (1.2B) | |
Net Income From Continuing Ops | 1.6B | 1.1B | 2.5B | 2.2B | 2.4B | 1.5B | |
Tax Provision | 403M | 220M | 694M | 631M | 640M | 557.1M | |
Net Interest Income | 3.8B | 3.9B | 3.9B | 4.8B | 5.5B | 4.4B | |
Interest Income | 4.6B | 4.3B | 4.1B | 5.1B | 6.7B | 5.0B | |
Reconciled Depreciation | 426M | 421M | 371M | 353M | 252M | 322.5M |
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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.97 | Earnings Share 1.77 | Revenue Per Share 7.124 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0113 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.