Regions Financial Valuation
| RF Stock | USD 27.25 0.06 0.22% |
At this time, the company appears to be overvalued. Regions Financial holds a recent Real Value of $24.09 per share. The prevailing price of the company is $27.25. Our model determines the value of Regions Financial from analyzing the company fundamentals such as Operating Margin of 0.47 %, return on equity of 0.1, and Shares Outstanding of 908.86 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Regions Financial's valuation include:
Price Book 1.472 | Enterprise Value 22.7 B | Price Sales 3.786 | Forward PE 11.9474 | Trailing PE 15.4294 |
Overvalued
Today
Please note that Regions Financial's price fluctuation is very steady at this time. Calculation of the real value of Regions Financial is based on 3 months time horizon. Increasing Regions Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Regions stock is determined by what a typical buyer is willing to pay for full or partial control of Regions Financial. Since Regions Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Regions Stock. However, Regions Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.25 | Real 24.09 | Target 19.35 | Hype 27.27 | Naive 27.22 |
The real value of Regions Stock, also known as its intrinsic value, is the underlying worth of Regions Financial Company, which is reflected in its stock price. It is based on Regions Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Regions Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Regions Financial helps investors to forecast how Regions stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Regions Financial more accurately as focusing exclusively on Regions Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for Regions Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Regions Financial Cash |
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Regions Valuation Trend
Comparing Regions Financial's enterprise value against its market capitalization is a good way to estimate the value of Regions Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Regions Revenue by Product
Regions Financial Total Value Analysis
Regions Financial is at this time forecasted to have takeover value of 22.71 B with market capitalization of 24.82 B, debt of 2.33 B, and cash on hands of 15.67 B. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Regions Financial fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
22.71 B | 24.82 B | 2.33 B | 15.67 B |
Regions Financial Investor Information
About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.47. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Regions Financial last dividend was issued on the 2nd of December 2024. The entity had 12346:1000 split on the 1st of July 2004. Based on the analysis of Regions Financial's profitability, liquidity, and operating efficiency, Regions Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.65 | 0.5546 |
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| Operating Income | 4 B | 3.8 B |
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Regions Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Regions Financial has an asset utilization ratio of 4.53 percent. This implies that the Company is making $0.0453 for each dollar of assets. An increasing asset utilization means that Regions Financial is more efficient with each dollar of assets it utilizes for everyday operations.Regions Financial Ownership Allocation
Regions Financial owns a total of 908.86 Million outstanding shares. The majority of Regions Financial outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Regions Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Regions Financial. Please pay attention to any change in the institutional holdings of Regions Financial as this could imply that something significant has changed or is about to change at the company. On November 8, 2024, Representative Neal P Dunn of US Congress acquired under $15k worth of Regions Financial's common stock.Regions Financial Profitability Analysis
The company generated the yearly revenue of 6.9 B. Reported Net Income was 2.07 B with gross profit of 6.94 B.Regions Financial Past Distributions to stockholders
| 1st of October 2024 | ||
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| 2nd of October 2023 | ||
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Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Regions Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Regions Financial and how it compares across the competition.
About Regions Financial Valuation
The stock valuation mechanism determines Regions Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Regions Financial. We calculate exposure to Regions Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Regions Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 6.9 B | 4.3 B | |
| Pretax Profit Margin | 0.38 | 0.30 | |
| Operating Profit Margin | 0.55 | 0.65 | |
| Net Profit Margin | 0.30 | 0.20 |
A single share of Regions Financial represents a small ownership stake in the entity. As a stockholder of Regions, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Regions Financial Dividends Analysis For Valuation
The Regions Financial's current Dividends Paid is estimated to increase to about 929.2 M, while Dividend Yield is projected to decrease to 0.04. . At this time, Regions Financial's Price Earnings Ratio is most likely to increase in the upcoming years.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 885 M | 929.2 M | |
| Dividend Yield | 0.05 | 0.04 | |
| Dividend Payout Ratio | 0.43 | 0.34 | |
| Dividend Paid And Capex Coverage Ratio | 2.61 | 2.60 |
There are various types of dividends Regions Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Regions shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Regions Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Regions pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Regions Financial by the value of the dividends paid out.
Regions Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Regions Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 938 M | |
| Forward Price Earnings | 11.9474 |
Regions Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Regions Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Regions we look at many different elements of the entity such as Regions's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Regions Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Regions Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Regions Financial's worth.Complementary Tools for Regions Stock analysis
When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
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