Regions Interest Income vs Net Interest Income Analysis

RF Stock

USD 24.32 0.27 1.12%

Regions Financial financial indicator trend analysis is much more than just breaking down Regions Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Regions Financial is a good investment. Please check the relationship between Regions Financial Interest Income and its Net Interest Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.

Interest Income vs Net Interest Income

Interest Income vs Net Interest Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Regions Financial Interest Income account and Net Interest Income. At this time, the significance of the direction appears to have totally related.

The correlation between Regions Financial's Interest Income and Net Interest Income is 0.99. Overlapping area represents the amount of variation of Interest Income that can explain the historical movement of Net Interest Income in the same time period over historical financial statements of Regions Financial, assuming nothing else is changed. The correlation between historical values of Regions Financial's Interest Income and Net Interest Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Interest Income of Regions Financial are associated (or correlated) with its Net Interest Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Interest Income has no effect on the direction of Interest Income i.e., Regions Financial's Interest Income and Net Interest Income go up and down completely randomly.

Correlation Coefficient

0.99

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Interest Income

Income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments.

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Most indicators from Regions Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Regions Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.At this time, Regions Financial's Enterprise Value is most likely to increase significantly in the upcoming years.

	2022	2023	2024	2025 (projected)
Operating Income	3.2B	3.8B	4.4B	4.6B
Other Operating Expenses	4.0B	3.2B	3.7B	2.3B

Operating Income Other Operating Expenses

Regions Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Net Receivables	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Short Term Debt	Common Stock	Other Liab	Accounts Payable	Long Term Debt	Good Will	Short Term Investments
Common Stock Shares Outstanding		0.6	0.47	0.4	-0.24	0.77	0.88	0.16	-0.36	0.02	-0.12	-0.22	0.7	0.42	0.23	-0.22	0.93	0.34	0.7	0.32	-0.74	0.36	0.37	0.19	0.61	0.58
Total Assets	0.6		0.14	0.56	0.43	0.95	0.8	-0.31	0.34	0.44	0.26	0.13	0.16	0.44	0.74	0.19	0.49	0.29	0.09	0.0	-0.86	0.33	0.95	-0.11	0.95	0.34
Short Long Term Debt Total	0.47	0.14		-0.06	-0.54	0.29	0.46	0.59	-0.39	-0.21	-0.3	-0.35	0.61	0.23	-0.1	-0.35	0.49	0.22	0.67	0.48	-0.37	0.12	-0.13	0.87	0.13	0.49
Other Current Liab	0.4	0.56	-0.06		0.49	0.52	0.54	-0.08	0.31	0.09	0.53	0.44	0.14	-0.01	0.65	0.5	0.41	0.54	0.1	-0.23	-0.63	0.3	0.59	-0.25	0.7	-0.06
Total Current Liabilities	-0.24	0.43	-0.54	0.49		0.24	0.0	-0.45	0.84	0.3	0.66	0.62	-0.55	-0.15	0.66	0.69	-0.31	0.23	-0.64	-0.13	-0.27	-0.07	0.66	-0.52	0.5	-0.4
Total Stockholder Equity	0.77	0.95	0.29	0.52	0.24		0.91	-0.17	0.13	0.34	0.19	0.07	0.3	0.46	0.63	0.09	0.69	0.31	0.31	0.13	-0.91	0.44	0.83	-0.01	0.92	0.43
Property Plant And Equipment Net	0.88	0.8	0.46	0.54	0.0	0.91		0.14	-0.13	0.05	0.18	0.07	0.47	0.31	0.55	0.08	0.87	0.48	0.5	0.21	-0.88	0.47	0.61	0.15	0.82	0.4
Net Debt	0.16	-0.31	0.59	-0.08	-0.45	-0.17	0.14		-0.27	-0.92	0.06	0.1	0.25	-0.58	0.01	0.1	0.21	0.59	0.24	0.33	0.05	-0.37	-0.46	0.57	-0.21	-0.22
Retained Earnings	-0.36	0.34	-0.39	0.31	0.84	0.13	-0.13	-0.27		0.16	0.68	0.65	-0.69	-0.29	0.65	0.72	-0.52	0.25	-0.77	-0.27	-0.19	-0.31	0.57	-0.36	0.42	-0.52
Cash	0.02	0.44	-0.21	0.09	0.3	0.34	0.05	-0.92	0.16		-0.19	-0.26	-0.01	0.79	-0.05	-0.26	-0.01	-0.57	0.04	-0.17	-0.26	0.52	0.49	-0.26	0.32	0.49
Non Current Assets Total	-0.12	0.26	-0.3	0.53	0.66	0.19	0.18	0.06	0.68	-0.19		0.99	-0.65	-0.6	0.72	0.98	-0.13	0.51	-0.49	-0.24	-0.28	-0.02	0.43	-0.38	0.44	-0.73
Non Currrent Assets Other	-0.22	0.13	-0.35	0.44	0.62	0.07	0.07	0.1	0.65	-0.26	0.99		-0.72	-0.7	0.64	0.98	-0.22	0.46	-0.54	-0.26	-0.14	-0.1	0.32	-0.39	0.31	-0.82
Other Assets	0.7	0.16	0.61	0.14	-0.55	0.3	0.47	0.25	-0.69	-0.01	-0.65	-0.72		0.55	-0.26	-0.68	0.75	0.13	0.84	0.36	-0.34	0.28	-0.11	0.47	0.12	0.8
Cash And Short Term Investments	0.42	0.44	0.23	-0.01	-0.15	0.46	0.31	-0.58	-0.29	0.79	-0.6	-0.7	0.55		-0.23	-0.69	0.4	-0.45	0.48	0.1	-0.39	0.57	0.3	0.11	0.3	0.92
Net Receivables	0.23	0.74	-0.1	0.65	0.66	0.63	0.55	0.01	0.65	-0.05	0.72	0.64	-0.26	-0.23		0.72	0.15	0.67	-0.39	-0.18	-0.62	-0.03	0.82	-0.26	0.81	-0.3
Non Current Liabilities Total	-0.22	0.19	-0.35	0.5	0.69	0.09	0.08	0.1	0.72	-0.26	0.98	0.98	-0.68	-0.69	0.72		-0.23	0.55	-0.59	-0.27	-0.19	-0.15	0.38	-0.4	0.37	-0.8
Other Stockholder Equity	0.93	0.49	0.49	0.41	-0.31	0.69	0.87	0.21	-0.52	-0.01	-0.13	-0.22	0.75	0.4	0.15	-0.23		0.36	0.77	0.3	-0.7	0.54	0.24	0.19	0.52	0.58
Total Liab	0.34	0.29	0.22	0.54	0.23	0.31	0.48	0.59	0.25	-0.57	0.51	0.46	0.13	-0.45	0.67	0.55	0.36		-0.08	0.1	-0.5	-0.17	0.25	0.04	0.49	-0.26
Total Current Assets	0.7	0.09	0.67	0.1	-0.64	0.31	0.5	0.24	-0.77	0.04	-0.49	-0.54	0.84	0.48	-0.39	-0.59	0.77	-0.08		0.4	-0.3	0.45	-0.19	0.53	0.05	0.68
Short Term Debt	0.32	0.0	0.48	-0.23	-0.13	0.13	0.21	0.33	-0.27	-0.17	-0.24	-0.26	0.36	0.1	-0.18	-0.27	0.3	0.1	0.4		-0.16	-0.12	-0.16	0.58	0.0	0.27
Common Stock	-0.74	-0.86	-0.37	-0.63	-0.27	-0.91	-0.88	0.05	-0.19	-0.26	-0.28	-0.14	-0.34	-0.39	-0.62	-0.19	-0.7	-0.5	-0.3	-0.16		-0.48	-0.73	-0.06	-0.93	-0.41
Other Liab	0.36	0.33	0.12	0.3	-0.07	0.44	0.47	-0.37	-0.31	0.52	-0.02	-0.1	0.28	0.57	-0.03	-0.15	0.54	-0.17	0.45	-0.12	-0.48		0.23	-0.07	0.36	0.48
Accounts Payable	0.37	0.95	-0.13	0.59	0.66	0.83	0.61	-0.46	0.57	0.49	0.43	0.32	-0.11	0.3	0.82	0.38	0.24	0.25	-0.19	-0.16	-0.73	0.23		-0.32	0.92	0.11
Long Term Debt	0.19	-0.11	0.87	-0.25	-0.52	-0.01	0.15	0.57	-0.36	-0.26	-0.38	-0.39	0.47	0.11	-0.26	-0.4	0.19	0.04	0.53	0.58	-0.06	-0.07	-0.32		-0.15	0.36
Good Will	0.61	0.95	0.13	0.7	0.5	0.92	0.82	-0.21	0.42	0.32	0.44	0.31	0.12	0.3	0.81	0.37	0.52	0.49	0.05	0.0	-0.93	0.36	0.92	-0.15		0.22
Short Term Investments	0.58	0.34	0.49	-0.06	-0.4	0.43	0.4	-0.22	-0.52	0.49	-0.73	-0.82	0.8	0.92	-0.3	-0.8	0.58	-0.26	0.68	0.27	-0.41	0.48	0.11	0.36	0.22

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Regions Financial Account Relationship Matchups

Regions Financial fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Common Stock Shares Outstanding	962M	963M	942M	938M	1.1B	629.9M
Total Assets	147.4B	162.9B	155.2B	152.2B	175.0B	93.5B
Short Long Term Debt Total	3.9B	2.5B	2.4B	2.3B	2.7B	2.5B
Other Current Liab	81.0B	89.8B	113.5B	113.1B	130.1B	136.6B
Total Current Liabilities	81.4B	89.9B	113.6B	113.2B	130.2B	136.7B
Total Stockholder Equity	18.1B	18.3B	15.9B	17.4B	20.0B	11.3B
Property Plant And Equipment Net	1.9B	1.8B	1.7B	2.1B	2.4B	1.5B
Net Debt	(14.4B)	(27.0B)	(8.9B)	(305M)	(274.5M)	(260.8M)
Retained Earnings	3.8B	5.6B	7.0B	8.2B	9.4B	9.9B
Cash	18.0B	29.4B	11.2B	2.6B	3.0B	4.7B
Non Current Assets Total	37.0B	38.8B	28M	149.6B	172.0B	180.6B
Non Currrent Assets Other	(785M)	(603M)	(39.5B)	110.3B	126.9B	133.2B
Other Assets	64.9B	65.9B	153.5B	4.8B	5.5B	5.2B
Cash And Short Term Investments	45.1B	57.9B	39.2B	2.6B	3.0B	2.9B
Liabilities And Stockholders Equity	147.4B	162.9B	155.2B	152.2B	175.0B	93.5B
Non Current Liabilities Total	3.6B	2.4B	1.8B	134.7B	154.9B	162.7B
Other Stockholder Equity	11.4B	10.8B	10.6B	10.4B	11.9B	9.1B
Total Liab	3.6B	2.4B	139.3B	134.7B	154.9B	162.7B
Total Current Assets	45.5B	58.2B	1.6B	2.6B	3.0B	2.9B
Short Term Debt	355M	97M	95M	92M	105.8M	100.5M
Accumulated Other Comprehensive Income	1.3B	289M	(3.3B)	(2.8B)	(2.5B)	(2.4B)
Other Liab	1.6B	3.2B	3.1B	1.3B	1.5B	2.5B
Accounts Payable	97.5B	122.5B	139.1B	131.7B	151.5B	95.0B
Long Term Debt	3.6B	2.4B	2.3B	2.3B	2.1B	2.0B
Good Will	4.8B	5.2B	5.7B	5.7B	6.6B	5.1B
Short Term Investments	27.2B	28.5B	27.9B	20M	23M	21.9M
Inventory	(18.3B)	(29.7B)	13M	(2.5B)	(2.3B)	(2.1B)
Intangible Assets	418M	723M	1.1B	1.1B	999.9M	1.7B
Property Plant Equipment	2.0B	1.9B	1.8B	1.7B	2.0B	2.0B
Property Plant And Equipment Gross	1.9B	4.6B	4.7B	4.7B	5.4B	5.7B
Other Current Assets	18.3B	29.7B	(38.0B)	7.4B	6.7B	6.4B
Retained Earnings Total Equity	3.8B	3.8B	5.6B	7.0B	8.1B	8.5B
Net Tangible Assets	10.0B	11.1B	10.6B	8.3B	9.6B	11.0B
Capital Surpluse	12.7B	12.7B	12.2B	12.0B	10.8B	12.7B
Long Term Investments	114.5B	29.4B	30.0B	30.3B	27.2B	25.9B

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How To Invest In Regions

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Is Regions Stock a good investment?

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What is Regions Financial's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.

You can also try the CEOs Directory module to screen CEOs from public companies around the world.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Dividend Share

0.98

Earnings Share

1.93

Revenue Per Share

7.201

Quarterly Revenue Growth

0.156

Return On Assets

0.0122

The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Regions Interest Income vs Net Interest Income Analysis

Interest Income vs Net Interest Income

Interest Income vs Net Interest Income Correlation Analysis

Correlation Coefficient

Interest Income

Net Interest Income

Regions Financial fundamental ratios Correlations

Regions Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Regions Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Non Currrent Assets Other	+ 0.99	Non Current Assets Total
Non Current Liabilities Total	+ 0.98	Non Current Assets Total
Non Current Liabilities Total	+ 0.98	Non Currrent Assets Other
Total Stockholder Equity	+ 0.95	Total Assets
Accounts Payable	+ 0.95	Total Assets
Good Will	+ 0.95	Total Assets

Good Will	- 0.93	Common Stock
Cash	- 0.92	Net Debt
Common Stock	- 0.91	Total Stockholder Equity
Common Stock	- 0.88	Property Plant And Equipment Net
Common Stock	- 0.86	Total Assets
Short Term Investments	- 0.82	Non Currrent Assets Other