Pacific Depreciation vs Net Income Analysis

PPBI Stock  USD 24.93  0.42  1.71%   
Pacific Premier financial indicator trend analysis is much more than just breaking down Pacific Premier Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Pacific Premier Bancorp is a good investment. Please check the relationship between Pacific Premier Depreciation and its Net Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Depreciation vs Net Income

Depreciation vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Pacific Premier Bancorp Depreciation account and Net Income. At this time, the significance of the direction appears to have strong relationship.
The correlation between Pacific Premier's Depreciation and Net Income is 0.6. Overlapping area represents the amount of variation of Depreciation that can explain the historical movement of Net Income in the same time period over historical financial statements of Pacific Premier Bancorp, assuming nothing else is changed. The correlation between historical values of Pacific Premier's Depreciation and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Depreciation of Pacific Premier Bancorp are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Depreciation i.e., Pacific Premier's Depreciation and Net Income go up and down completely randomly.

Correlation Coefficient

0.6
Relationship DirectionPositive 
Relationship StrengthSignificant

Depreciation

Depreciation indicates how much of Pacific Premier Bancorp value has been used up. For tax purposes Pacific Premier can deduct the cost of the tangible assets it purchases as business expenses. However, Pacific Premier Bancorp must depreciate these assets in accordance with IRS rules about how and when the deduction may be taken, and how long it will last. The systematic allocation of the cost of a tangible asset over its useful life.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Pacific Premier Bancorp financial statement analysis. It represents the amount of money remaining after all of Pacific Premier Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Most indicators from Pacific Premier's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Pacific Premier Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
As of now, Pacific Premier's Enterprise Value is increasing as compared to previous years.
 2022 2023 2024 2025 (projected)
Gross Profit762.6M888.0M1.0B1.1B
Total Revenue762.6M888.0M1.0B1.1B

Pacific Premier fundamental ratios Correlations

0.920.740.590.990.940.030.960.870.770.590.360.691.00.990.70.990.690.970.240.531.01.00.82-0.370.92
0.920.710.460.920.870.270.960.810.70.550.390.530.90.930.810.910.820.930.30.650.910.910.85-0.450.91
0.740.710.790.740.620.380.640.470.19-0.040.830.840.710.680.270.740.250.60.590.40.710.70.470.130.61
0.590.460.790.640.630.370.460.240.250.10.560.610.570.56-0.080.640.030.480.550.590.60.60.310.330.36
0.990.920.740.640.970.060.960.860.790.630.340.640.990.990.671.00.70.970.250.61.01.00.84-0.370.9
0.940.870.620.630.970.010.920.840.870.750.210.470.950.960.650.970.750.950.210.650.970.970.85-0.460.84
0.030.270.380.370.060.010.09-0.35-0.24-0.290.530.12-0.040.03-0.120.06-0.030.060.530.640.010.010.00.460.02
0.960.960.640.460.960.920.090.880.830.680.240.530.950.980.820.960.810.980.110.60.960.960.91-0.480.97
0.870.810.470.240.860.84-0.350.880.830.710.070.450.90.880.860.860.820.87-0.030.250.880.880.82-0.710.87
0.770.70.190.250.790.87-0.240.830.830.97-0.260.120.790.830.730.790.810.86-0.190.540.810.810.84-0.670.77
0.590.55-0.040.10.630.75-0.290.680.710.97-0.46-0.130.620.670.660.620.770.72-0.310.490.640.640.75-0.720.61
0.360.390.830.560.340.210.530.240.07-0.26-0.460.720.320.27-0.030.36-0.010.220.810.170.320.310.060.330.19
0.690.530.840.610.640.470.120.530.450.12-0.130.720.670.610.210.640.070.520.440.090.640.640.290.210.55
1.00.90.710.570.990.95-0.040.950.90.790.620.320.670.990.710.990.70.960.210.491.01.00.82-0.420.91
0.990.930.680.560.990.960.030.980.880.830.670.270.610.990.730.990.740.980.180.590.990.990.86-0.420.93
0.70.810.27-0.080.670.65-0.120.820.860.730.66-0.030.210.710.730.670.920.78-0.120.310.70.70.8-0.80.84
0.990.910.740.641.00.970.060.960.860.790.620.360.640.990.990.670.70.970.260.581.01.00.83-0.380.89
0.690.820.250.030.70.75-0.030.810.820.810.77-0.010.070.70.740.920.70.80.050.490.720.720.81-0.850.74
0.970.930.60.480.970.950.060.980.870.860.720.220.520.960.980.780.970.80.130.610.970.970.88-0.480.93
0.240.30.590.550.250.210.530.11-0.03-0.19-0.310.810.440.210.18-0.120.260.050.130.350.240.24-0.080.23-0.06
0.530.650.40.590.60.650.640.60.250.540.490.170.090.490.590.310.580.490.610.350.560.560.56-0.070.46
1.00.910.710.61.00.970.010.960.880.810.640.320.641.00.990.71.00.720.970.240.561.00.83-0.410.9
1.00.910.70.61.00.970.010.960.880.810.640.310.641.00.990.71.00.720.970.240.561.00.83-0.410.9
0.820.850.470.310.840.850.00.910.820.840.750.060.290.820.860.80.830.810.88-0.080.560.830.83-0.580.89
-0.37-0.450.130.33-0.37-0.460.46-0.48-0.71-0.67-0.720.330.21-0.42-0.42-0.8-0.38-0.85-0.480.23-0.07-0.41-0.41-0.58-0.45
0.920.910.610.360.90.840.020.970.870.770.610.190.550.910.930.840.890.740.93-0.060.460.90.90.89-0.45
Click cells to compare fundamentals

Pacific Premier Account Relationship Matchups

Pacific Premier fundamental ratios Accounts

202020212022202320242025 (projected)
Total Assets19.7B21.1B21.7B19.0B21.9B23.0B
Short Long Term Debt Total532.6M908.0M1.3B931.8M1.1B1.1B
Other Current Liab12.7B12.1B13.2B5.4B6.2B5.2B
Total Current Liabilities12.8B12.7B183.6M5.4B6.2B6.6B
Total Stockholder Equity2.7B2.9B2.8B2.9B3.3B3.5B
Property Plant And Equipment Net78.9M71.9M64.5M98.2M113.0M118.6M
Net Debt(351.1M)581.6M228.2M(5.6M)(6.5M)(6.1M)
Retained Earnings330.6M542.0M700.0M604.1M694.8M729.5M
Cash883.6M306.9M1.1B936.5M1.1B1.1B
Non Current Assets Total5.0B5.7B5.0B18.1B20.8B21.8B
Non Currrent Assets Other(89.1M)(87.3M)(183.6M)15.9B18.3B19.2B
Other Assets9.8B10.7B12.9B(32.7M)(37.7M)(35.8M)
Cash And Short Term Investments4.8B4.6B3.7B936.5M1.1B846.2M
Net Receivables74.6M65.7M73.8M68.5M78.8M82.7M
Common Stock Shares Outstanding79.5M94.0M94.1M94.2M108.4M113.8M
Liabilities And Stockholders Equity19.7B21.1B21.7B19.0B21.9B23.0B
Non Current Liabilities Total532.5M888.6M18.7B10.7B12.4B13.0B
Other Stockholder Equity2.4B2.4B2.4B2.4B2.7B2.9B
Total Liab532.5M888.6M18.9B16.1B18.6B19.5B
Property Plant And Equipment Gross78.9M127.0M130.3M133.8M153.9M161.6M
Total Current Assets4.9B4.6B3.8B1.0B1.2B1.8B
Short Term Debt31.0M577.4M219.7M479.2M551.1M578.6M
Common Stock Total Equity586K931K929K933K1.1M1.1M
Common Stock931K929K933K938K1.1M1.1M
Other Liab33.6M17.9M23.7M41.5M47.7M50.1M
Accounts Payable8.9B243.2M17.1B(13.4B)(15.4B)(14.6B)
Long Term Debt501.5M888.6M1.3B931.8M1.1B1.1B
Short Term Investments3.9B4.3B2.6B(1.9B)(2.2B)(2.1B)
Inventory(958.2M)(372.6M)(1.2B)868.0M781.2M820.2M
Other Current Assets958.2M372.6M1.2B1.0B1.2B2.0B
Accumulated Other Comprehensive Income60.3M(7.9M)(265.2M)(99.6M)(89.7M)(85.2M)
Intangible Assets85.5M69.6M55.6M43.3M49.8M33.7M
Property Plant Equipment102.2M78.9M71.9M64.5M74.2M77.9M
Net Tangible Assets1.1B1.8B1.9B1.8B2.1B2.2B
Good Will808.7M808.3M898.6M901.3M1.0B541.4M
Long Term Debt Total215.1M501.5M330.6M331.2M380.9M399.9M
Capital Surpluse1.6B2.4B2.4B2.4B2.7B2.9B
Long Term Investments4.0B4.7B4.0B2.9B3.3B3.6B

Currently Active Assets on Macroaxis

When determining whether Pacific Premier Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pacific Premier's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pacific Premier Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pacific Premier Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pacific Premier. If investors know Pacific will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pacific Premier listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
1.32
Earnings Share
(0.13)
Revenue Per Share
4.02
Quarterly Revenue Growth
(0.09)
The market value of Pacific Premier Bancorp is measured differently than its book value, which is the value of Pacific that is recorded on the company's balance sheet. Investors also form their own opinion of Pacific Premier's value that differs from its market value or its book value, called intrinsic value, which is Pacific Premier's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pacific Premier's market value can be influenced by many factors that don't directly affect Pacific Premier's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pacific Premier's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pacific Premier is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pacific Premier's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.