Citizens Historical Cash Flow
| CZWI Stock | USD 16.49 0.29 1.73% |
Analysis of Citizens Community cash flow over time is an excellent tool to project Citizens Community future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Free Cash Flow of 7.8 M or Begin Period Cash Flow of 33.5 M as it is a great indicator of Citizens Community ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Citizens Community latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Citizens Community is a good buy for the upcoming year.
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About Citizens Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Citizens balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Citizens's non-liquid assets can be easily converted into cash.
Citizens Community Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Citizens Community financial statement analysis. It represents the amount of money remaining after all of Citizens Community Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from Citizens Community's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Citizens Community current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. As of now, Citizens Community's Net Income is increasing as compared to previous years. The Citizens Community's current Total Cash From Financing Activities is estimated to increase to about 36.3 M, while Free Cash Flow is projected to decrease to under 7.8 M.
Citizens Community cash flow statement Correlations
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Citizens Community Account Relationship Matchups
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Citizens Community cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 10.1M | 63.6M | (71.7M) | (12.3M) | 1.8M | 1.9M | |
| Free Cash Flow | 6.1M | 21.2M | 17.8M | 25.7M | 11.8M | 7.8M | |
| Begin Period Cash Flow | 45.8M | 55.8M | 119.4M | 47.7M | 35.4M | 33.5M | |
| Other Cashflows From Financing Activities | 70.7M | 91K | 127K | 183.8M | 94.6M | 99.3M | |
| Depreciation | 4.2M | 6.6M | 4.0M | 4.0M | 3.7M | 2.1M | |
| Other Non Cash Items | 548K | (1.4M) | (7.6M) | (263K) | (4.7M) | (4.5M) | |
| Capital Expenditures | 6.8M | 2.6M | 3.8M | 3.6M | 1.4M | 1.7M | |
| Total Cash From Operating Activities | 12.8M | 23.8M | 21.6M | 29.3M | 13.1M | 9.5M | |
| Net Income | 9.5M | 12.7M | 21.3M | 17.8M | 13.1M | 13.7M | |
| Total Cash From Financing Activities | 60.6M | 101.6M | 69.9M | 77.6M | 22.9M | 36.3M | |
| End Period Cash Flow | 55.8M | 119.4M | 47.7M | 35.4M | 37.1M | 34.5M | |
| Change In Working Capital | (609K) | 8.0M | 3.0M | 6.6M | 848K | 1.1M | |
| Dividends Paid | 2.2M | 2.4M | 2.5M | 2.7M | 3.0M | 3.2M | |
| Stock Based Compensation | 18K | 14K | 8K | 3K | 722K | 1.3M | |
| Other Cashflows From Investing Activities | (2.4M) | 5.3M | 6.5M | 1.5M | (42.2M) | (40.1M) | |
| Sale Purchase Of Stock | (53K) | (2.8M) | (8.0M) | (1.9M) | (550K) | (577.5K) | |
| Total Cashflows From Investing Activities | (63.3M) | (61.8M) | (163.2M) | (119.2M) | (107.3M) | (101.9M) | |
| Change To Account Receivables | 4.5M | (2.1M) | 1.2M | 79K | 54K | 51.3K | |
| Investments | (54.2M) | (64.6M) | (165.9M) | (117.1M) | (56.5M) | (59.4M) | |
| Net Borrowings | (10.0M) | (26.3M) | (12.1M) | 28.6M | 25.7M | 27.0M | |
| Cash And Cash Equivalents Changes | 10.1M | 63.6M | (71.7M) | (12.3M) | (11.1M) | (10.5M) | |
| Change To Netincome | 3.4M | 11.1M | 333K | 11.5M | 13.3M | 13.9M | |
| Change To Operating Activities | (6.6M) | 7.5M | 3K | 5.6M | 6.4M | 6.7M |
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When determining whether Citizens Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Community Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Community Bancorp Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Community Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Community. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.341 | Dividend Share 0.32 | Earnings Share 1.43 | Revenue Per Share 5.816 | Quarterly Revenue Growth (0.03) |
The market value of Citizens Community is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Community's value that differs from its market value or its book value, called intrinsic value, which is Citizens Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Community's market value can be influenced by many factors that don't directly affect Citizens Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.