Unity Bancorp Stock Fundamentals
| UNTY Stock | USD 47.50 0.69 1.47% |
Unity Bancorp fundamentals help investors to digest information that contributes to Unity Bancorp's financial success or failures. It also enables traders to predict the movement of Unity Stock. The fundamental analysis module provides a way to measure Unity Bancorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Unity Bancorp stock.
At this time, Unity Bancorp's Net Income is fairly stable compared to the past year. Income Tax Expense is likely to rise to about 14 M in 2024, whereas Depreciation And Amortization is likely to drop slightly above 1.3 M in 2024. Unity | Select Account or Indicator |
Unity Bancorp Company Return On Equity Analysis
Unity Bancorp's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Unity Bancorp Return On Equity | 0.15 |
Most of Unity Bancorp's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Unity Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Unity Return On Equity Historical Pattern
Today, most investors in Unity Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Unity Bancorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's return on equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Unity Bancorp return on equity as a starting point in their analysis.
Unity Bancorp Return On Equity |
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Unity Total Stockholder Equity
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Based on the latest financial disclosure, Unity Bancorp has a Return On Equity of 0.148. This is 89.79% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 147.74% lower than that of the firm.
Unity Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Unity Bancorp's current stock value. Our valuation model uses many indicators to compare Unity Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Unity Bancorp competition to find correlations between indicators driving Unity Bancorp's intrinsic value. More Info.Unity Bancorp is rated second in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Unity Bancorp is roughly 9.67 . At this time, Unity Bancorp's Return On Equity is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Unity Bancorp's earnings, one of the primary drivers of an investment's value.Unity Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unity Bancorp's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Unity Bancorp could also be used in its relative valuation, which is a method of valuing Unity Bancorp by comparing valuation metrics of similar companies.Unity Bancorp is currently under evaluation in return on equity category among its peers.
Unity Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Unity Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Unity Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
Unity Fundamentals
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0153 | ||||
| Profit Margin | 0.39 % | ||||
| Operating Margin | 0.56 % | ||||
| Current Valuation | 549.72 M | ||||
| Shares Outstanding | 9.99 M | ||||
| Shares Owned By Insiders | 29.23 % | ||||
| Shares Owned By Institutions | 50.31 % | ||||
| Number Of Shares Shorted | 30.97 K | ||||
| Price To Earning | 11.25 X | ||||
| Price To Book | 1.64 X | ||||
| Price To Sales | 4.64 X | ||||
| Revenue | 99.97 M | ||||
| Gross Profit | 93.99 M | ||||
| EBITDA | 55.38 M | ||||
| Net Income | 39.71 M | ||||
| Cash And Equivalents | 163.38 M | ||||
| Cash Per Share | 15.51 X | ||||
| Total Debt | 366.75 M | ||||
| Debt To Equity | 12.83 % | ||||
| Book Value Per Share | 28.48 X | ||||
| Cash Flow From Operations | 46.91 M | ||||
| Short Ratio | 1.12 X | ||||
| Earnings Per Share | 3.90 X | ||||
| Target Price | 45.0 | ||||
| Number Of Employees | 222 | ||||
| Beta | 1.0 | ||||
| Market Capitalization | 467.44 M | ||||
| Total Asset | 2.58 B | ||||
| Retained Earnings | 191.11 M | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.49 % | ||||
| Net Asset | 2.58 B | ||||
| Last Dividend Paid | 0.51 |
About Unity Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Unity Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unity Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unity Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -1.9 M | -2 M | |
| Total Revenue | 100 M | 105 M | |
| Cost Of Revenue | 14 M | 12.2 M | |
| Stock Based Compensation To Revenue | 0.02 | 0.01 | |
| Sales General And Administrative To Revenue | 0.32 | 0.40 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 9.79 | 10.28 | |
| Ebit Per Revenue | 0.53 | 0.56 |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Additional Tools for Unity Stock Analysis
When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.