Unity Bancorp Stock Today

UNTY Stock  USD 42.12  0.04  0.1%   

Performance

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Odds Of Distress

Very Low

 
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Unity Bancorp is trading at 42.12 as of the 18th of March 2025; that is 0.1 percent increase since the beginning of the trading day. The stock's open price was 42.08. Unity Bancorp has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 18th of December 2024 and ending today, the 18th of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
20th of January 1997
Category
Financial Services
Classification
Financials
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. The company has 10.06 M outstanding shares of which 62.61 K shares are at this time shorted by private and institutional investors with about 1.68 trading days to cover. More on Unity Bancorp

Moving together with Unity Stock

  0.62BY Byline BancorpPairCorr
  0.8NU Nu Holdings Aggressive PushPairCorr
  0.81PB Prosperity BancsharesPairCorr
  0.61RF Regions FinancialPairCorr

Moving against Unity Stock

  0.31ECBK ECB BancorpPairCorr
Follow Valuation Options Odds of Bankruptcy
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Unity Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJames Hughes
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01640.0156
Sufficiently Up
Slightly volatile
Asset Turnover0.04860.0587
Significantly Down
Slightly volatile
Total Current Liabilities1.3 M1.7 M
Significantly Down
Slightly volatile
Non Current Liabilities Total187.7 M230.8 M
Significantly Down
Slightly volatile
Total Assets2.8 B2.7 B
Sufficiently Up
Slightly volatile
Total Current Assets116 M126.8 M
Significantly Down
Very volatile
Debt Levels
Unity Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Unity Bancorp's financial leverage. It provides some insight into what part of Unity Bancorp's total assets is financed by creditors.
Liquidity
Unity Bancorp currently holds 230.81 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Unity Bancorp's use of debt, we should always consider it together with its cash and equity.

Net Income

43.52 Million
Unity Bancorp (UNTY) is traded on NASDAQ Exchange in USA. It is located in 64 Old Highway 22, Clinton, NJ, United States, 08809 and employs 220 people. Unity Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 426.89 M. Unity Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 10.06 M outstanding shares of which 62.61 K shares are at this time shorted by private and institutional investors with about 1.68 trading days to cover. Unity Bancorp currently holds about 163.38 M in cash with 47.99 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 15.51.
Check Unity Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Unity Bancorp is $426.89 Million. Over half of Unity Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Unity Ownership Details

Unity Stock Institutional Holders

InstituionRecorded OnShares
Amvescap Plc.2024-12-31
100.8 K
American Century Companies Inc2024-12-31
98 K
State Street Corp2024-12-31
95.8 K
Bridgeway Capital Management, Llc2024-12-31
78.8 K
Morgan Stanley - Brokerage Accounts2024-12-31
72.8 K
Northern Trust Corp2024-12-31
61.7 K
Kennedy Capital Management Inc2024-12-31
57.4 K
Goldman Sachs Group Inc2024-12-31
52.4 K
John W. Rosenthal Capital Management, Inc.2024-12-31
52 K
Banc Funds Co Llc2024-12-31
715 K
Blackrock Inc2024-12-31
526.2 K
View Unity Bancorp Diagnostics

Unity Bancorp Historical Income Statement

At this time, Unity Bancorp's Net Income Applicable To Common Shares is fairly stable compared to the past year. Preferred Stock And Other Adjustments is likely to rise to about 1.1 M in 2025, whereas Depreciation And Amortization is likely to drop slightly above 1.4 M in 2025. View More Fundamentals

Unity Stock Against Markets

Unity Bancorp Corporate Management

John KauchakChief Operations Officer, Executive VP, Chief Operations Officer of Unity Bank and Executive VP of Unity BankProfile
Michelle KirmserFirst CounselProfile
Daniel SharabbaSenior OfficerProfile
Vincent GeraciFirst LendingProfile

Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.