Deluxe Stock Z Score

DLX Stock

USD 23.17 0.10 0.43%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Deluxe Piotroski F Score and Deluxe Valuation analysis.

For more information on how to buy Deluxe Stock please use our How to Invest in Deluxe guide.

At this time, Deluxe's Capital Surpluse is fairly stable compared to the past year. Capital Lease Obligations is likely to rise to about 76 M in 2024, whereas Net Invested Capital is likely to drop slightly above 1.9 B in 2024. At this time, Deluxe's Interest Expense is fairly stable compared to the past year. Operating Income is likely to rise to about 288.5 M in 2024, whereas Depreciation And Amortization is likely to drop slightly above 97.1 M in 2024.

Deluxe Company Z Score Analysis

Deluxe's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Deluxe Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Deluxe is extremely important. It helps to project a fair market value of Deluxe Stock properly, considering its historical fundamentals such as Z Score. Since Deluxe's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Deluxe's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Deluxe's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Accounts Payable	Good Will	Short Term Investments	Common Stock	Long Term Debt	Property Plant Equipment	Current Deferred Revenue	Net Tangible Assets	Long Term Debt Total	Capital Surpluse	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Cash And Equivalents	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.33	0.95	0.23	0.74	0.97	0.78	-0.04	0.85	0.82	0.78	-0.05	-0.79	0.85	0.24	-0.25	-0.69	0.8	0.31	-0.12	0.72	-0.7	-0.65	0.34	-0.23	-0.52
Total Stockholder Equity	0.33		0.04	0.99	0.38	0.08	0.23	0.04	0.59	0.37	0.51	0.43	-0.32	0.13	-0.37	0.06	-0.21	-0.13	-0.63	0.17	0.3	-0.5	-0.18	0.1	0.13	0.2
Net Debt	0.95	0.04		-0.07	0.68	0.99	0.76	-0.08	0.74	0.78	0.71	-0.19	-0.75	0.9	0.4	-0.33	-0.66	0.88	0.52	-0.19	0.65	-0.59	-0.66	0.31	-0.26	-0.56
Retained Earnings	0.23	0.99	-0.07		0.32	-0.02	0.14	0.05	0.51	0.28	0.41	0.47	-0.27	0.04	-0.45	0.07	-0.13	-0.24	-0.72	0.17	0.22	-0.45	-0.07	0.0	0.21	0.23
Net Receivables	0.74	0.38	0.68	0.32		0.69	0.93	-0.29	0.84	0.92	0.74	0.38	-0.59	0.83	0.4	0.14	-0.77	0.64	0.1	-0.41	0.81	-0.83	-0.46	0.01	0.2	-0.16
Total Liab	0.97	0.08	0.99	-0.02	0.69		0.78	-0.05	0.75	0.79	0.71	-0.17	-0.75	0.88	0.37	-0.28	-0.68	0.88	0.5	-0.17	0.68	-0.61	-0.65	0.33	-0.27	-0.58
Total Current Assets	0.78	0.23	0.76	0.14	0.93	0.78		-0.19	0.78	0.93	0.76	0.17	-0.56	0.87	0.49	0.08	-0.74	0.73	0.3	-0.36	0.84	-0.73	-0.52	0.21	0.0	-0.18
Short Term Debt	-0.04	0.04	-0.08	0.05	-0.29	-0.05	-0.19		-0.12	-0.13	0.05	-0.67	-0.01	-0.15	-0.23	-0.2	0.24	-0.37	-0.16	0.54	-0.21	0.58	0.0	0.16	-0.35	0.12
Intangible Assets	0.85	0.59	0.74	0.51	0.84	0.75	0.78	-0.12		0.88	0.89	0.24	-0.63	0.83	0.29	-0.06	-0.74	0.58	0.05	-0.04	0.71	-0.78	-0.6	0.17	-0.15	-0.14
Accounts Payable	0.82	0.37	0.78	0.28	0.92	0.79	0.93	-0.13	0.88		0.88	0.12	-0.73	0.93	0.32	-0.16	-0.64	0.61	0.13	-0.23	0.73	-0.75	-0.48	0.1	0.02	-0.11
Good Will	0.78	0.51	0.71	0.41	0.74	0.71	0.76	0.05	0.89	0.88		-0.07	-0.61	0.85	0.29	-0.27	-0.51	0.47	0.09	0.12	0.54	-0.57	-0.67	0.35	-0.26	0.12
Short Term Investments	-0.05	0.43	-0.19	0.47	0.38	-0.17	0.17	-0.67	0.24	0.12	-0.07		0.03	-0.05	0.01	0.47	-0.36	0.03	-0.38	-0.52	0.37	-0.65	0.22	-0.36	0.6	0.0
Common Stock	-0.79	-0.32	-0.75	-0.27	-0.59	-0.75	-0.56	-0.01	-0.63	-0.73	-0.61	0.03		-0.71	0.17	0.6	0.29	-0.44	0.08	0.23	-0.45	0.62	0.21	0.04	-0.22	0.43
Long Term Debt	0.85	0.13	0.9	0.04	0.83	0.88	0.87	-0.15	0.83	0.93	0.85	-0.05	-0.71		0.5	-0.27	-0.67	0.75	0.39	-0.24	0.69	-0.66	-0.6	0.19	-0.12	-0.21
Property Plant Equipment	0.24	-0.37	0.4	-0.45	0.4	0.37	0.49	-0.23	0.29	0.32	0.29	0.01	0.17	0.5		0.31	-0.63	0.6	0.74	-0.22	0.42	-0.19	-0.51	0.18	-0.35	-0.03
Current Deferred Revenue	-0.25	0.06	-0.33	0.07	0.14	-0.28	0.08	-0.2	-0.06	-0.16	-0.27	0.47	0.6	-0.27	0.31		-0.36	0.02	0.03	-0.09	0.23	-0.03	-0.01	-0.04	0.03	0.05
Net Tangible Assets	-0.69	-0.21	-0.66	-0.13	-0.77	-0.68	-0.74	0.24	-0.74	-0.64	-0.51	-0.36	0.29	-0.67	-0.63	-0.36		-0.77	-0.41	0.37	-0.89	0.69	0.55	-0.2	0.13	0.41
Long Term Debt Total	0.8	-0.13	0.88	-0.24	0.64	0.88	0.73	-0.37	0.58	0.61	0.47	0.03	-0.44	0.75	0.6	0.02	-0.77		0.72	-0.37	0.73	-0.61	-0.65	0.38	-0.26	-0.63
Capital Surpluse	0.31	-0.63	0.52	-0.72	0.1	0.5	0.3	-0.16	0.05	0.13	0.09	-0.38	0.08	0.39	0.74	0.03	-0.41	0.72		-0.17	0.25	0.02	-0.49	0.39	-0.54	-0.39
Deferred Long Term Liab	-0.12	0.17	-0.19	0.17	-0.41	-0.17	-0.36	0.54	-0.04	-0.23	0.12	-0.52	0.23	-0.24	-0.22	-0.09	0.37	-0.37	-0.17		-0.5	0.51	-0.15	0.27	-0.62	0.34
Long Term Investments	0.72	0.3	0.65	0.22	0.81	0.68	0.84	-0.21	0.71	0.73	0.54	0.37	-0.45	0.69	0.42	0.23	-0.89	0.73	0.25	-0.5		-0.76	-0.44	0.3	0.05	-0.38
Short Long Term Debt	-0.7	-0.5	-0.59	-0.45	-0.83	-0.61	-0.73	0.58	-0.78	-0.75	-0.57	-0.65	0.62	-0.66	-0.19	-0.03	0.69	-0.61	0.02	0.51	-0.76		0.3	0.03	-0.31	0.32
Cash And Equivalents	-0.65	-0.18	-0.66	-0.07	-0.46	-0.65	-0.52	0.0	-0.6	-0.48	-0.67	0.22	0.21	-0.6	-0.51	-0.01	0.55	-0.65	-0.49	-0.15	-0.44	0.3		-0.65	0.63	0.13
Net Invested Capital	0.34	0.1	0.31	0.0	0.01	0.33	0.21	0.16	0.17	0.1	0.35	-0.36	0.04	0.19	0.18	-0.04	-0.2	0.38	0.39	0.27	0.3	0.03	-0.65		-0.6	-0.02
Net Working Capital	-0.23	0.13	-0.26	0.21	0.2	-0.27	0.0	-0.35	-0.15	0.02	-0.26	0.6	-0.22	-0.12	-0.35	0.03	0.13	-0.26	-0.54	-0.62	0.05	-0.31	0.63	-0.6		0.02
Capital Stock	-0.52	0.2	-0.56	0.23	-0.16	-0.58	-0.18	0.12	-0.14	-0.11	0.12	0.0	0.43	-0.21	-0.03	0.05	0.41	-0.63	-0.39	0.34	-0.38	0.32	0.13	-0.02	0.02

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Deluxe

According to the company's disclosures, Deluxe has a Z Score of 0.0. This is 100.0% lower than that of the Commercial Services & Supplies sector and about the same as Industrials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Deluxe ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Deluxe's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Deluxe's managers, analysts, and investors.

Environmental

Governance

Social

Deluxe Institutional Holders

Institutional Holdings refers to the ownership stake in Deluxe that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Deluxe's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Deluxe's value.

		Shares
Charles Schwab Investment Management Inc	2024-09-30	799.4 K
Amvescap Plc.	2024-06-30	697.2 K
Nuveen Asset Management, Llc	2024-06-30	694.3 K
Acadian Asset Management Llc	2024-06-30	582.1 K
Prudential Financial Inc	2024-09-30	478.7 K
Northern Trust Corp	2024-09-30	468.7 K
Goldman Sachs Group Inc	2024-06-30	441.1 K
Royal Bank Of Canada	2024-06-30	414.6 K
Bridgeway Capital Management, Llc	2024-09-30	407.4 K
Blackrock Inc	2024-06-30	7.1 M
Vanguard Group Inc	2024-09-30	5.2 M

Deluxe Fundamentals

	Return On Equity	0.0913
	Return On Asset	0.0534
	Profit Margin	0.03 %
	Operating Margin	0.12 %
	Current Valuation	2.58 B
	Shares Outstanding	44.27 M
	Shares Owned By Insiders	1.76 %
	Shares Owned By Institutions	88.95 %
	Number Of Shares Shorted	2.51 M
	Price To Earning	97.93 X
	Price To Book	1.68 X
	Price To Sales	0.48 X
	Revenue	2.19 B
	Gross Profit	1.21 B
	EBITDA	338.37 M
	Net Income	26.23 M
	Cash And Equivalents	40.44 M
	Cash Per Share	1.04 X
	Total Debt	1.67 B
	Debt To Equity	2.92 %
	Current Ratio	0.95 X
	Book Value Per Share	13.84 X
	Cash Flow From Operations	198.37 M
	Short Ratio	10.44 X
	Earnings Per Share	1.24 X
	Price To Earnings To Growth	0.54 X
	Target Price	30.75
	Number Of Employees	5.17 K
	Beta	1.45
	Market Capitalization	1.03 B
	Total Asset	3.08 B
	Retained Earnings	491.24 M
	Working Capital	(58.08 M)
	Current Asset	323.99 M
	Current Liabilities	317.04 M
	Annual Yield	0.05 %
	Five Year Return	3.27 %
	Net Asset	3.08 B
	Last Dividend Paid	1.2

About Deluxe Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Deluxe's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Deluxe using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Deluxe based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

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Additional Tools for Deluxe Stock Analysis

When running Deluxe's price analysis, check to measure Deluxe's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Deluxe is operating at the current time. Most of Deluxe's value examination focuses on studying past and present price action to predict the probability of Deluxe's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Deluxe's price. Additionally, you may evaluate how the addition of Deluxe to your portfolios can decrease your overall portfolio volatility.

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Deluxe Stock Z Score

Deluxe Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Deluxe Z Score Driver Correlations

Deluxe ESG Sustainability

Deluxe Institutional Holders

Deluxe Fundamentals

About Deluxe Fundamental Analysis

Also Currently Popular

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