Bankfinancial Stock Performance
| BFIN Stock | USD 13.38 0.15 1.13% |
On a scale of 0 to 100, BankFinancial holds a performance score of 8. The firm shows a Beta (market volatility) of 0.45, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, BankFinancial's returns are expected to increase less than the market. However, during the bear market, the loss of holding BankFinancial is expected to be smaller as well. Please check BankFinancial's sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether BankFinancial's price patterns will revert.
Risk-Adjusted Performance
8 of 100
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Compared to the overall equity markets, risk-adjusted returns on investments in BankFinancial are ranked lower than 8 (%) of all global equities and portfolios over the last 90 days. In spite of very weak forward indicators, BankFinancial displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.17 | Five Day Return 4.94 | Year To Date Return 31.43 | Ten Year Return 19.46 | All Time Return (1.62) |
Forward Dividend Yield 0.0299 | Payout Ratio 0.625 | Forward Dividend Rate 0.4 | Dividend Date 2024-11-29 | Ex Dividend Date 2024-11-15 |
1 | Disposition of 5000 shares by James Brennan of BankFinancial at 16.75 subject to Rule 16b-3 | 09/16/2024 |
2 | BankFinancial Corp Trading Down 3.24 percent on Oct 24 | 10/24/2024 |
3 | Provident Financial Surpasses Q1 Earnings Estimates | 10/28/2024 |
4 | BankFinancial Q3 Earnings Snapshot | 11/06/2024 |
5 | BankFinancial Third Quarter 2024 Earnings Misses Expectations | 11/07/2024 |
| BankFinancial dividend paid on 29th of November 2024 | 11/29/2024 |
| Begin Period Cash Flow | 66.8 M |
BankFinancial |
BankFinancial Relative Risk vs. Return Landscape
If you would invest 1,180 in BankFinancial on September 2, 2024 and sell it today you would earn a total of 158.00 from holding BankFinancial or generate 13.39% return on investment over 90 days. BankFinancial is currently generating 0.2139% in daily expected returns and assumes 1.8833% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than BankFinancial, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
BankFinancial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for BankFinancial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as BankFinancial, and traders can use it to determine the average amount a BankFinancial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1136
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Estimated Market Risk
| 1.88 actual daily | 16 84% of assets are more volatile |
Expected Return
| 0.21 actual daily | 4 96% of assets have higher returns |
Risk-Adjusted Return
| 0.11 actual daily | 8 92% of assets perform better |
Based on monthly moving average BankFinancial is performing at about 8% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of BankFinancial by adding it to a well-diversified portfolio.
BankFinancial Fundamentals Growth
BankFinancial Stock prices reflect investors' perceptions of the future prospects and financial health of BankFinancial, and BankFinancial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on BankFinancial Stock performance.
| Return On Equity | 0.0506 | ||||
| Return On Asset | 0.0054 | ||||
| Profit Margin | 0.15 % | ||||
| Operating Margin | 0.22 % | ||||
| Current Valuation | 45.17 M | ||||
| Shares Outstanding | 12.46 M | ||||
| Price To Earning | 17.91 X | ||||
| Price To Book | 1.05 X | ||||
| Price To Sales | 3.07 X | ||||
| Revenue | 55.93 M | ||||
| Gross Profit | 54.52 M | ||||
| EBITDA | 14.29 M | ||||
| Net Income | 9.39 M | ||||
| Cash And Equivalents | 270.72 M | ||||
| Cash Per Share | 20.58 X | ||||
| Total Debt | 44.68 M | ||||
| Debt To Equity | 6.12 % | ||||
| Book Value Per Share | 12.77 X | ||||
| Cash Flow From Operations | 9.22 M | ||||
| Earnings Per Share | 0.63 X | ||||
| Market Capitalization | 166.72 M | ||||
| Total Asset | 1.49 B | ||||
| Retained Earnings | 74.43 M | ||||
About BankFinancial Performance
By examining BankFinancial's fundamental ratios, stakeholders can obtain critical insights into BankFinancial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that BankFinancial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.06 |
Things to note about BankFinancial performance evaluation
Checking the ongoing alerts about BankFinancial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for BankFinancial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| BankFinancial is unlikely to experience financial distress in the next 2 years | |
| About 60.0% of the company shares are held by institutions such as insurance companies | |
| On 29th of November 2024 BankFinancial paid $ 0.1 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: BankFinancial Third Quarter 2024 Earnings Misses Expectations |
- Analyzing BankFinancial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether BankFinancial's stock is overvalued or undervalued compared to its peers.
- Examining BankFinancial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating BankFinancial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of BankFinancial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of BankFinancial's stock. These opinions can provide insight into BankFinancial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BankFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.15) | Dividend Share 0.4 | Earnings Share 0.63 | Revenue Per Share 4.355 | Quarterly Revenue Growth (0.10) |
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.