Karen Hammond - Two Harbors Independent Director
| TWO Stock | USD 13.99 0.08 0.58% |
Director
Ms. Karen Hammond is Independent Director of the company since July 2018. Ms. Hammond served as a director of CYS Investments, Inc. from October 2014 until its merger with Two Harbors. Ms. Hammond served as Managing Director of Devonshire Investors, a private equity group within Fidelity, from 2007 through 2013. From 1993 to 2007, Ms. Hammond held various positions at Fidelity. She was Vice President and Chief Administrative Officer in Equity Research for Fidelity Management Research Company, Vice PresidentAssociate Group Leader in International Equities for Fidelity Management Research Company, Chief Operating Officer of Investments in Fidelity Investments Japan, Senior Vice President and Corporationrationrate Treasurer at FMR Corporationration, and Senior Vice President of Investment Services for Fidelity Management Research Company. Before serving at Fidelity, Ms. Hammond was Treasurer and Chief Financial Officer at the Boston Five Cents Savings Bank. Ms. Hammond serves as a Member of the Rhode Island State Investment Commission, a Trustee of Simmons College, a Trustee of Rhode Island School of Design and as a Board of Governor for the RISD Museum. Ms. Hammond previously served as a board member of Moses Brown School and as Vice Chair of the Nellie Mae Education Foundation since 2018.
| Age | 63 |
| Tenure | 7 years |
| Address | 1601 Utica Avenue South, Saint Louis Park, MN, United States, 55416 |
| Phone | 612 453 4100 |
| Web | https://www.twoharborsinvestment.com |
Two Harbors Management Efficiency
The company has Return on Asset of 0.0235 % which means that on every $100 spent on assets, it made $0.0235 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1379 %, implying that it generated $0.1379 on every 100 dollars invested. Two Harbors' management efficiency ratios could be used to measure how well Two Harbors manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Two Harbors' Return On Tangible Assets are very stable compared to the past year. As of the 27th of February 2025, Return On Assets is likely to grow to 0.02, though Return On Capital Employed is likely to grow to (0.05). At this time, Two Harbors' Intangibles To Total Assets are very stable compared to the past year. As of the 27th of February 2025, Return On Assets is likely to grow to 0.02, while Non Current Assets Total are likely to drop about 2.8 B.Similar Executives
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Management Performance
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0235 |
Two Harbors Investments Leadership Team
Elected by the shareholders, the Two Harbors' board of directors comprises two types of representatives: Two Harbors inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Two. The board's role is to monitor Two Harbors' management team and ensure that shareholders' interests are well served. Two Harbors' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Two Harbors' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Sheila Lichty, VP Treasurer | ||
| Stephen Kasnet, Independent Chairman of the Board | ||
| Matthew Koeppen, Managing Director, Co-Deputy Chief Investment Officer | ||
| Rebecca JD, Chief VP | ||
| Paulenier Sims, Director Relations | ||
| Margaret Karr, Head Relations | ||
| James Bender, Independent Director | ||
| Edward Abraham, Independent Director | ||
| Thomas Siering, President, Chief Executive Officer, Director | ||
| Alecia Hanson, VP Officer | ||
| Karen Hammond, Independent Director | ||
| Matt Keen, VP CTO | ||
| Mary Riskey, Chief Financial Officer, Vice President | ||
| Jason Vinar, VP Operations | ||
| William Dellal, VP CFO | ||
| Blake Johnson, Acting Controller | ||
| William Greenberg, President, Chief Executive Officer, Chief Investment Officer, Director | ||
| Jillian Halm, Chief Officer | ||
| Robert Rush, VP Officer | ||
| Hope Woodhouse, Independent Director | ||
| W Sanders, Independent Director | ||
| Chris Hurley, Chief Officer | ||
| Rebecca Sandberg, Chief Compliance Officer, Vice President, General Counsel, Company Secretary | ||
| James Stern, Independent Director | ||
| Nicholas Letica, VP Officer |
Two Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Two Harbors a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0235 | ||||
| Profit Margin | 0.48 % | ||||
| Operating Margin | 1.14 % | ||||
| Current Valuation | 10.3 B | ||||
| Shares Outstanding | 104.02 M | ||||
| Shares Owned By Insiders | 1.02 % | ||||
| Shares Owned By Institutions | 71.14 % | ||||
| Number Of Shares Shorted | 2.63 M | ||||
| Price To Earning | 4.98 X |
Pair Trading with Two Harbors
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Two Harbors position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Two Harbors will appreciate offsetting losses from the drop in the long position's value.Moving together with Two Stock
Moving against Two Stock
| 0.79 | LC | LendingClub Corp | PairCorr |
| 0.64 | BX | Blackstone Group | PairCorr |
| 0.6 | DHIL | Diamond Hill Investment | PairCorr |
| 0.54 | TW | Tradeweb Markets | PairCorr |
| 0.47 | RC | Ready Capital Corp | PairCorr |
The ability to find closely correlated positions to Two Harbors could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Two Harbors when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Two Harbors - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Two Harbors Investments to buy it.
The correlation of Two Harbors is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Two Harbors moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Two Harbors Investments moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Two Harbors can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Two Harbors Investments. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Mortgage Real Estate Investment Trusts (REITs) space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Two Harbors. If investors know Two will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Two Harbors listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.76) | Dividend Share 1.8 | Earnings Share 2.38 | Revenue Per Share | Quarterly Revenue Growth (0.43) |
The market value of Two Harbors Investments is measured differently than its book value, which is the value of Two that is recorded on the company's balance sheet. Investors also form their own opinion of Two Harbors' value that differs from its market value or its book value, called intrinsic value, which is Two Harbors' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Two Harbors' market value can be influenced by many factors that don't directly affect Two Harbors' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Two Harbors' value and its price as these two are different measures arrived at by different means. Investors typically determine if Two Harbors is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Two Harbors' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.