James Bender - Two Harbors Independent Director

TWO Stock  USD 13.99  0.08  0.58%   

Director

Mr. James J. Bender is Independent Director of Two Harbors Investment Corporationration He has served as a director of our company since May 2013. Mr. Bender served as Senior Vice President Special Projects of WPX Energy, Inc. from May 2014 to July 2014. Previously, he served as the President and Chief Executive Officer of WPX Energy and as a member of the WPX Energy board of directors from December 2013 to May 2014 and was Senior Vice President and General Counsel of WPX Energy from April 2011 to December 2013. From December 2002 to December 2011, he served as General Counsel and Corporationrationrate Secretary of The Williams Companies Inc. and, from September 2005 to December 2011, he also served as General Counsel of Williams Partners GP LLC, the general partner of Williams Partners L.P. Mr. Bender served as the General Counsel of the general partner of Williams Pipeline Partners L.P., from 2007 until its merger with Williams Partners in August 2010. Mr. Bender has served as director of the general partner of Shell Midstream Partners, L.P. since October 2014, where he is Chairman of the conflicts committee. Mr. Bender also serves on the senior advisory board of Orion Energy Partners. Mr. Bender served as director and Chairman of the board of directors for Apco Oil Gas International Inc., an affiliate of WPX Energy, Inc., from December 2013 to August 2014 since 2013.
Age 64
Tenure 12 years
Address 1601 Utica Avenue South, Saint Louis Park, MN, United States, 55416
Phone612 453 4100
Webhttps://www.twoharborsinvestment.com
Bender received a Bachelor’s degree in mathematics from St. Olaf College and a Juris Doctorate degree from the University of Minnesota Law School. We believe Mr. Bender is qualified to serve as a director because of his experience with and knowledge corporate governance, regulatory matters and issues applicable to a public company and its board of directors.

Two Harbors Management Efficiency

The company has Return on Asset of 0.0235 % which means that on every $100 spent on assets, it made $0.0235 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1379 %, implying that it generated $0.1379 on every 100 dollars invested. Two Harbors' management efficiency ratios could be used to measure how well Two Harbors manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Two Harbors' Return On Tangible Assets are very stable compared to the past year. As of the 27th of February 2025, Return On Assets is likely to grow to 0.02, though Return On Capital Employed is likely to grow to (0.05). At this time, Two Harbors' Intangibles To Total Assets are very stable compared to the past year. As of the 27th of February 2025, Return On Assets is likely to grow to 0.02, while Non Current Assets Total are likely to drop about 2.8 B.
Two Harbors Investments has 260.23 M in debt with debt to equity (D/E) ratio of 5.57, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Two Harbors Investments has a current ratio of 0.2, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Two to invest in growth at high rates of return.

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Two Harbors Investment Corp. operates as a real estate investment trust that focuses on investing in, financing, and managing residential mortgage-backed securities , non-agency securities, mortgage servicing rights, and other financial assets in the United States. Two Harbors Investment Corp. was incorporated in 2009 and is headquartered in Minnetonka, Minnesota. Two Harbors operates under REITMortgage classification in the United States and is traded on New York Stock Exchange. It employs 105 people. Two Harbors Investments (TWO) is traded on New York Stock Exchange in USA. It is located in 1601 Utica Avenue South, Saint Louis Park, MN, United States, 55416 and employs 477 people. Two Harbors is listed under Mortgage Real Estate Investment Trusts (REITs) category by Fama And French industry classification.

Management Performance

Two Harbors Investments Leadership Team

Elected by the shareholders, the Two Harbors' board of directors comprises two types of representatives: Two Harbors inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Two. The board's role is to monitor Two Harbors' management team and ensure that shareholders' interests are well served. Two Harbors' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Two Harbors' outside directors are responsible for providing unbiased perspectives on the board's policies.
Sheila Lichty, VP Treasurer
Stephen Kasnet, Independent Chairman of the Board
Matthew Koeppen, Managing Director, Co-Deputy Chief Investment Officer
Rebecca JD, Chief VP
Paulenier Sims, Director Relations
Margaret Karr, Head Relations
James Bender, Independent Director
Edward Abraham, Independent Director
Thomas Siering, President, Chief Executive Officer, Director
Alecia Hanson, VP Officer
Karen Hammond, Independent Director
Matt Keen, VP CTO
Mary Riskey, Chief Financial Officer, Vice President
Jason Vinar, VP Operations
William Dellal, VP CFO
Blake Johnson, Acting Controller
William Greenberg, President, Chief Executive Officer, Chief Investment Officer, Director
Jillian Halm, Chief Officer
Robert Rush, VP Officer
Hope Woodhouse, Independent Director
W Sanders, Independent Director
Chris Hurley, Chief Officer
Rebecca Sandberg, Chief Compliance Officer, Vice President, General Counsel, Company Secretary
James Stern, Independent Director
Nicholas Letica, VP Officer

Two Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Two Harbors a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Two Harbors

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Two Harbors position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Two Harbors will appreciate offsetting losses from the drop in the long position's value.

Moving together with Two Stock

  0.94V Visa Class APairCorr
  0.73AC Associated CapitalPairCorr

Moving against Two Stock

  0.79LC LendingClub CorpPairCorr
  0.64BX Blackstone GroupPairCorr
  0.6DHIL Diamond Hill InvestmentPairCorr
  0.54TW Tradeweb MarketsPairCorr
  0.47RC Ready Capital CorpPairCorr
The ability to find closely correlated positions to Two Harbors could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Two Harbors when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Two Harbors - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Two Harbors Investments to buy it.
The correlation of Two Harbors is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Two Harbors moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Two Harbors Investments moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Two Harbors can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Two Harbors Investments offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Two Harbors' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Two Harbors Investments Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Two Harbors Investments Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Two Harbors Investments. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Mortgage Real Estate Investment Trusts (REITs) space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Two Harbors. If investors know Two will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Two Harbors listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.76)
Dividend Share
1.8
Earnings Share
2.38
Revenue Per Share
6.007
Quarterly Revenue Growth
(0.43)
The market value of Two Harbors Investments is measured differently than its book value, which is the value of Two that is recorded on the company's balance sheet. Investors also form their own opinion of Two Harbors' value that differs from its market value or its book value, called intrinsic value, which is Two Harbors' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Two Harbors' market value can be influenced by many factors that don't directly affect Two Harbors' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Two Harbors' value and its price as these two are different measures arrived at by different means. Investors typically determine if Two Harbors is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Two Harbors' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.