Charles Ruch - Shore Bancshares Executive Officer

SHBI Stock  USD 16.45  0.01  0.06%   

Executive

Charles Ruch is Executive Officer of Shore Bancshares
Age 65
Address 18 East Dover Street, Easton, MD, United States, 21601
Phone410 763 7800
Webhttps://www.shorebancshares.com

Shore Bancshares Management Efficiency

The Shore Bancshares' current Return On Capital Employed is estimated to increase to 0.02, while Return On Tangible Assets are projected to decrease to 0. As of now, Shore Bancshares' Fixed Asset Turnover is decreasing as compared to previous years. The Shore Bancshares' current Asset Turnover is estimated to increase to 0.03, while Non Current Assets Total are projected to decrease to under 234.6 M. Shore Bancshares' management efficiency ratios could be used to measure how well Shore Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.
Shore Bancshares currently holds 85.15 M in liabilities with Debt to Equity (D/E) ratio of 6.72, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Shore Bancshares' use of debt, we should always consider it together with its cash and equity.

Similar Executives

Showing other executives

EXECUTIVE Age

John BatsonHome Federal Bancorp
N/A
DeNell MitchellHome Federal Bancorp
68
Corey MooreInvestar Holding Corp
36
Mark HeckerSouthern Missouri Bancorp
58
Eric HohensteinLake Shore Bancorp
N/A
Jeffrey MartinInvestar Holding Corp
58
Thomas HotchkissOld Point Financial
69
Virginia BayesVirginia National Bankshares
63
Jim BrownBogota Financial Corp
N/A
Jeffery BlumInvestar Holding Corp
55
Leo SaganWestern New England
61
Melissa SpragueLake Shore Bancorp
N/A
Dylan RubadeauxLake Shore Bancorp
N/A
Peter BrownMagyar Bancorp
59
Dawn FitzgeraldWilliamsHome Federal Bancorp
N/A
Alison DavisSouthern Missouri Bancorp
N/A
Wendy HarringtonLake Shore Bancorp
N/A
John BoniniWestern New England
55
Christopher RobertsSouthern Missouri Bancorp
N/A
Martin WeishaarSouthern Missouri Bancorp
60
Charles CPASouthern Missouri Bancorp
73
Shore Bancshares, Inc. operates as a bank holding company for the Shore United Bank that provides various commercial and consumer banking products and services to individuals, businesses, and other organizations. The company was founded in 1876 and is headquartered in Easton, Maryland. Shore Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 454 people. Shore Bancshares (SHBI) is traded on NASDAQ Exchange in USA. It is located in 18 East Dover Street, Easton, MD, United States, 21601 and employs 610 people. Shore Bancshares is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Shore Bancshares Leadership Team

Elected by the shareholders, the Shore Bancshares' board of directors comprises two types of representatives: Shore Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Shore. The board's role is to monitor Shore Bancshares' management team and ensure that shareholders' interests are well served. Shore Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Shore Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
Lloyd Beatty, CEO and President Director, Member of Executive Committee and President of Talbot Bank and Director of Talbot Bank
David Morse, General Counsel and Secretary
Todd Capitani, Executive CFO
Todd CPA, Executive CFO
Andrea Colender, Chief VP
Christa Heron, Ex Officer
Brian Ebron, Executive Officer
Charles Ruch, Executive Officer
Charles III, Senior Officer
Christy Lombardi, Executive Officer
Donna Stevens, Executive COO
James Burke, CEO President
Talal Tay, Executive Officer
Edward Allen, CEO of CNB and President of CNB
CGMA CPA, Ex Treasurer
Lacey Pierce, Executive Officer

Shore Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Shore Bancshares a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Shore Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Shore Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Shore Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Shore Bancshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Shore Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Shore Stock please use our How to Invest in Shore Bancshares guide.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Shore Bancshares. If investors know Shore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Shore Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.69
Dividend Share
0.48
Earnings Share
1.31
Revenue Per Share
5.807
Quarterly Revenue Growth
1.078
The market value of Shore Bancshares is measured differently than its book value, which is the value of Shore that is recorded on the company's balance sheet. Investors also form their own opinion of Shore Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Shore Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Shore Bancshares' market value can be influenced by many factors that don't directly affect Shore Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Shore Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Shore Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Shore Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.