Michele Estep - OceanFirst Financial President

OCFC Stock  USD 19.98  0.04  0.20%   

President

Ms. Michele B. Estep is Executive Vice President, Chief Administrative Officer of OceanFirst Bank. She was appointed Executive Vice President and Chief Administrative Officer of the Bank on January 1, 2019. Prior to joining OceanFirst, Ms. Estep was the Executive Vice President and Chief Administrative Officer of Sun National Bank. Before then, she held leadership roles at KeyBank in Albany, New York. since 2019.
Age 54
Tenure 5 years
Address 110 West Front Street, Red Bank, NJ, United States, 07701
Phone732 240 4500
Webhttps://www.oceanfirst.com

OceanFirst Financial Management Efficiency

At present, OceanFirst Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. At present, OceanFirst Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 11.2 B, whereas Other Assets are forecasted to decline to about 49.3 M. OceanFirst Financial's management efficiency ratios could be used to measure how well OceanFirst Financial manages its routine affairs as well as how well it operates its assets and liabilities.
OceanFirst Financial Corp currently holds 1.14 B in liabilities with Debt to Equity (D/E) ratio of 9.88, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about OceanFirst Financial's use of debt, we should always consider it together with its cash and equity.

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OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. The company was founded in 1902 and is based in Red Bank, New Jersey. OceanFirst Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 894 people. OceanFirst Financial Corp (OCFC) is traded on NASDAQ Exchange in USA. It is located in 110 West Front Street, Red Bank, NJ, United States, 07701 and employs 878 people. OceanFirst Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

OceanFirst Financial Corp Leadership Team

Elected by the shareholders, the OceanFirst Financial's board of directors comprises two types of representatives: OceanFirst Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of OceanFirst. The board's role is to monitor OceanFirst Financial's management team and ensure that shareholders' interests are well served. OceanFirst Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, OceanFirst Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Steven Esq, General VP
Christopher Maher, CEO and President Director and President of Oceanfirst Bank and Director of Oceanfirst Bank
CISSP CISA, Senior Officer
Chad Dally, Defense Aerospace
David Berninger, Executive CRO
Patrick Barrett, CFO VP
Grace Vallacchi, Executive Vice President Chief Risk Officer, Director of the Company and the Bank
Michele Estep, Executive Vice President Chief Administrative Officer of OceanFirst Bank
Joseph III, COO President
Jill Hewitt, Sr. VP, Investor Relations Officer, Sr. VP of OceanFirst Bank and Investor Relations Officer of OceanFirst Bank
Karthik Sridharan, Ex Officer
Patrick Chong, Corporate VP
Angela Ho, Chief Accounting Officer
Anthony III, Executive Operations
David Howard, First Treasurer

OceanFirst Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is OceanFirst Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether OceanFirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OceanFirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oceanfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oceanfirst Financial Corp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OceanFirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OceanFirst Financial. If investors know OceanFirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OceanFirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.258
Dividend Share
0.8
Earnings Share
1.75
Revenue Per Share
6.515
Quarterly Revenue Growth
0.054
The market value of OceanFirst Financial Corp is measured differently than its book value, which is the value of OceanFirst that is recorded on the company's balance sheet. Investors also form their own opinion of OceanFirst Financial's value that differs from its market value or its book value, called intrinsic value, which is OceanFirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OceanFirst Financial's market value can be influenced by many factors that don't directly affect OceanFirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OceanFirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if OceanFirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OceanFirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.