Is OceanFirst Financial Stock a Good Investment?
OceanFirst Financial Investment Advice | OCFC |
- Examine OceanFirst Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research OceanFirst Financial's leadership team and their track record. Good management can help OceanFirst Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact OceanFirst Financial's business and its evolving consumer preferences.
- Compare OceanFirst Financial's performance and market position to its competitors. Analyze how OceanFirst Financial is positioned in terms of product offerings, innovation, and market share.
- Check if OceanFirst Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about OceanFirst Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in OceanFirst Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if OceanFirst Financial Corp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine OceanFirst Financial Stock
Researching OceanFirst Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 75.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.59. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OceanFirst Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 3rd of February 2025. The firm had 3:2 split on the 20th of May 2002.
To determine if OceanFirst Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding OceanFirst Financial's research are outlined below:
| OceanFirst Financial generated a negative expected return over the last 90 days | |
| OceanFirst Financial has a frail financial position based on the latest SEC disclosures | |
| Over 75.0% of the company shares are owned by institutional investors | |
| On 14th of February 2025 OceanFirst Financial paid $ 0.2 per share dividend to its current shareholders |
OceanFirst Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in OceanFirst Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to OceanFirst Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 18th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 16th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
OceanFirst Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.01 B.OceanFirst Financial's profitablity analysis
The company has Profit Margin (PM) of 0.27 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.Determining OceanFirst Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if OceanFirst Financial is a good buy. For example, gross profit margin measures OceanFirst Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of OceanFirst Financial's profitability and make more informed investment decisions.
Please note, the presentation of OceanFirst Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, OceanFirst Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of OceanFirst Financial's management manipulating its earnings.
Basic technical analysis of OceanFirst Stock
As of the 27th of March, OceanFirst Financial holds the Risk Adjusted Performance of (0.03), coefficient of variation of (2,769), and Variance of 2.28. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of OceanFirst Financial, as well as the relationship between them.OceanFirst Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OceanFirst Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on OceanFirst Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OceanFirst Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
OceanFirst Financial's Outstanding Corporate Bonds
OceanFirst Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. OceanFirst Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most OceanFirst bonds can be classified according to their maturity, which is the date when OceanFirst Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| Oceaneering 6 percent Corp BondUS675232AB89 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand OceanFirst Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing OceanFirst Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (2,769) | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.28 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.06) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 6.54 | |||
| Value At Risk | (2.42) | |||
| Potential Upside | 2.41 | |||
| Skewness | 0.2311 | |||
| Kurtosis | (0.51) |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (2,769) | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.28 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.06) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 6.54 | |||
| Value At Risk | (2.42) | |||
| Potential Upside | 2.41 | |||
| Skewness | 0.2311 | |||
| Kurtosis | (0.51) |
Consider OceanFirst Financial's intraday indicators
OceanFirst Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of OceanFirst Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 6195.39 | |||
| Daily Balance Of Power | (0.20) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 17.24 | |||
| Day Typical Price | 17.2 | |||
| Price Action Indicator | (0.19) | |||
| Period Momentum Indicator | (0.10) | |||
| Relative Strength Index | 37.94 |
OceanFirst Stock media impact
Far too much social signal, news, headlines, and media speculation about OceanFirst Financial that are available to investors today. That information is available publicly through OceanFirst media outlets and privately through word of mouth or via OceanFirst internal channels. However, regardless of the origin, that massive amount of OceanFirst data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of OceanFirst Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of OceanFirst Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to OceanFirst Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive OceanFirst Financial alpha.
OceanFirst Financial Corporate Management
| Steven Esq | General VP | Profile | |
| CISSP CISA | Senior Officer | Profile | |
| Chad Dally | Defense Aerospace | Profile | |
| David Berninger | Executive CRO | Profile | |
| Kevin Georgetti | Senior Officer | Profile | |
| Patrick Barrett | CFO VP | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OceanFirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OceanFirst Financial. If investors know OceanFirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OceanFirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of OceanFirst Financial Corp is measured differently than its book value, which is the value of OceanFirst that is recorded on the company's balance sheet. Investors also form their own opinion of OceanFirst Financial's value that differs from its market value or its book value, called intrinsic value, which is OceanFirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OceanFirst Financial's market value can be influenced by many factors that don't directly affect OceanFirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between OceanFirst Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if OceanFirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OceanFirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.