Lo Nestman - Heartland Financial Marketing, Retail

HTLF Stock  USD 67.57  0.15  0.22%   

Executive

Lo Nestman is Marketing, Retail of Heartland Financial USA
Address 1800 Larimer Street, Denver, CO, United States, 80202
Phone303 285 9200
Webhttps://www.htlf.com

Lo Nestman Latest Insider Activity

Tracking and analyzing the buying and selling activities of Lo Nestman against Heartland Financial stock is an integral part of due diligence when investing in Heartland Financial. Lo Nestman insider activity provides valuable insight into whether Heartland Financial is net buyers or sellers over its current business cycle. Note, Heartland Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Heartland Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Heartland Financial Management Efficiency

The Heartland Financial's current Return On Tangible Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.01. At this time, Heartland Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The Heartland Financial's current Return On Tangible Assets is estimated to increase to 0.01, while Non Currrent Assets Other are projected to decrease to (239 M). Heartland Financial's management efficiency ratios could be used to measure how well Heartland Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Heartland Financial USA currently holds 1.02 B in liabilities with Debt to Equity (D/E) ratio of 10.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Heartland Financial's use of debt, we should always consider it together with its cash and equity.

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Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. Heartland Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2087 people. Heartland Financial USA (HTLF) is traded on NASDAQ Exchange in USA. It is located in 1800 Larimer Street, Denver, CO, United States, 80202 and employs 1,725 people. Heartland Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Heartland Financial USA Leadership Team

Elected by the shareholders, the Heartland Financial's board of directors comprises two types of representatives: Heartland Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Heartland. The board's role is to monitor Heartland Financial's management team and ensure that shareholders' interests are well served. Heartland Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Heartland Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Dennis Mochal, Ex Officer
Bruce Lee, CEO President
Lo Nestman, Marketing, Retail
Bryan McKeag, CFO and Executive VP
David Prince, Executive Vice President Head of Commercial Banking
Jay Esq, Exec Counsel
Mark Frank, Ex Operations
Deborah Deters, Chief Human Resource Officer, Executive Vice President
Kevin Quinn, Executive Officer
Michael CFA, Vice Relations
Kevin CPA, Executive CFO
Ryan Lund, Senior Communications
Janet Quick, Executive Vice President Chief Accounting Officer
Shelley Reed, Exec Devel

Heartland Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Heartland Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heartland Financial USA. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.336
Dividend Share
1.2
Earnings Share
1.78
Revenue Per Share
13.33
Quarterly Revenue Growth
0.148
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.