Michael Rizzo - Five Star Senior Officer

FSBC Stock  USD 33.05  0.06  0.18%   

Executive

Michael Rizzo is Senior Officer of Five Star Bancorp
Age 58
Address 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670
Phone916 626 5000
Webhttps://www.fivestarbank.com

Michael Rizzo Latest Insider Activity

Tracking and analyzing the buying and selling activities of Michael Rizzo against Five Star stock is an integral part of due diligence when investing in Five Star. Michael Rizzo insider activity provides valuable insight into whether Five Star is net buyers or sellers over its current business cycle. Note, Five Star insiders must abide by specific rules, including filing SEC forms every time they buy or sell Five Star'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
 
Michael Rizzo over a year ago
Five Star exotic insider transaction detected

Five Star Management Efficiency

The company has return on total asset (ROA) of 0.0117 % which means that it generated a profit of $0.0117 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.13 %, meaning that it created $0.13 on every $100 dollars invested by stockholders. Five Star's management efficiency ratios could be used to measure how well Five Star manages its routine affairs as well as how well it operates its assets and liabilities. As of December 2, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Five Star's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 347.4 M, whereas Total Assets are forecasted to decline to about 1.9 B.
Five Star Bancorp currently holds 249.35 M in liabilities with Debt to Equity (D/E) ratio of 10.76, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Five Star's use of debt, we should always consider it together with its cash and equity.

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Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. Five Star operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 163 people. Five Star Bancorp (FSBC) is traded on NASDAQ Exchange in USA. It is located in 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670 and employs 180 people. Five Star is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Five Star Bancorp Leadership Team

Elected by the shareholders, the Five Star's board of directors comprises two types of representatives: Five Star inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Five. The board's role is to monitor Five Star's management team and ensure that shareholders' interests are well served. Five Star's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Five Star's outside directors are responsible for providing unbiased perspectives on the board's policies.
Heather CPA, Senior CFO
Michael Lee, Senior Officer
John Dalton, Senior Officer
Michael Campbell, Secretary
Shelley Wetton, Senior Officer
Heather Luck, Senior CFO
Brett Wait, Senior Officer
James Beckwith, CEO President
Chris Rudberg, Senior MD
Lydia RamirezMedina, COO VP
DJ Kurtze, Senior President
Michael Rizzo, Senior Officer
Greg Kogan, Senior MD
Reagan Ballo, Managing Banking

Five Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Five Star a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.19)
Dividend Share
0.8
Earnings Share
2.26
Revenue Per Share
5.91
Quarterly Revenue Growth
0.043
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.