Loandepot Stock Buy Hold or Sell Recommendation
| LDI Stock | USD 1.38 0.01 0.73% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Loandepot is 'Strong Sell'. The recommendation algorithm takes into account all of Loandepot's available fundamental, technical, and predictive indicators you will find on this site.
Check out Loandepot Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Loandepot Stock please use our How to Invest in Loandepot guide. In addition, we conduct extensive research on individual companies such as Loandepot and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Loandepot. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
Loandepot |
Execute Loandepot Buy or Sell Advice
The Loandepot recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Loandepot. Macroaxis does not own or have any residual interests in Loandepot or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Loandepot's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very risky | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Quite High | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Loandepot Trading Alerts and Improvement Suggestions
| Loandepot generated a negative expected return over the last 90 days | |
| Loandepot may become a speculative penny stock | |
| Loandepot has high historical volatility and very poor performance | |
| Loandepot has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the last year's revenue of 1.06 B. Reported Net Loss for the year was (110.14 M) with profit before taxes, overhead, and interest of 750.08 M. | |
| Loandepot has about 419.57 M in cash with (174.22 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.31, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Loandepot has a poor financial position based on the latest SEC disclosures | |
| Roughly 21.0% of the company outstanding shares are owned by corporate insiders |
Loandepot Returns Distribution Density
The distribution of Loandepot's historical returns is an attempt to chart the uncertainty of Loandepot's future price movements. The chart of the probability distribution of Loandepot daily returns describes the distribution of returns around its average expected value. We use Loandepot price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Loandepot returns is essential to provide solid investment advice for Loandepot.
| Mean Return | -0.64 | Value At Risk | -6.09 | Potential Upside | 4.15 | Standard Deviation | 3.40 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Loandepot historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Loandepot Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Loandepot or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Loandepot's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Loandepot stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.56 | |
β | Beta against Dow Jones | 0.88 | |
σ | Overall volatility | 3.40 | |
Ir | Information ratio | -0.16 |
Loandepot Volatility Alert
Loandepot exhibits very low volatility with skewness of -0.1 and kurtosis of -0.14. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Loandepot's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Loandepot's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Loandepot Fundamentals Vs Peers
Comparing Loandepot's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Loandepot's direct or indirect competition across all of the common fundamentals between Loandepot and the related equities. This way, we can detect undervalued stocks with similar characteristics as Loandepot or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Loandepot's fundamental indicators could also be used in its relative valuation, which is a method of valuing Loandepot by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Loandepot to competition |
| Fundamentals | Loandepot | Peer Average |
| Return On Equity | -0.33 | -0.31 |
| Return On Asset | -0.0324 | -0.14 |
| Profit Margin | (0.11) % | (1.27) % |
| Operating Margin | (0.39) % | (5.51) % |
| Current Valuation | 5.17 B | 16.62 B |
| Shares Outstanding | 98.08 M | 571.82 M |
| Shares Owned By Insiders | 20.56 % | 10.09 % |
| Shares Owned By Institutions | 36.75 % | 39.21 % |
| Number Of Shares Shorted | 1.71 M | 4.71 M |
| Price To Earning | 5.54 X | 28.72 X |
| Price To Book | 0.53 X | 9.51 X |
| Price To Sales | 0.51 X | 11.42 X |
| Revenue | 1.06 B | 9.43 B |
| Gross Profit | 750.08 M | 27.38 B |
| EBITDA | (354.07 M) | 3.9 B |
| Net Income | (110.14 M) | 570.98 M |
| Cash And Equivalents | 419.57 M | 2.7 B |
| Cash Per Share | 9.31 X | 5.01 X |
| Total Debt | 4.27 B | 5.32 B |
| Debt To Equity | 5.18 % | 48.70 % |
| Current Ratio | 1.93 X | 2.16 X |
| Book Value Per Share | 2.62 X | 1.93 K |
| Cash Flow From Operations | (174.22 M) | 971.22 M |
| Short Ratio | 2.44 X | 4.00 X |
| Earnings Per Share | (0.53) X | 3.12 X |
| Price To Earnings To Growth | 0.05 X | 4.89 X |
| Target Price | 2.49 | |
| Number Of Employees | 26 | 18.84 K |
| Beta | 2.99 | -0.15 |
| Market Capitalization | 447.99 M | 19.03 B |
| Total Asset | 6.15 B | 29.47 B |
| Retained Earnings | (451.71 M) | 9.33 B |
| Net Asset | 6.15 B |
Note: Disposition of 242355 shares by Anthony Hsieh of Loandepot at 2.0428 subject to Rule 16b-3 [view details]
Loandepot Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Loandepot . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Loandepot Buy or Sell Advice
When is the right time to buy or sell Loandepot? Buying financial instruments such as Loandepot Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Loandepot Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Loandepot Stock please use our How to Invest in Loandepot guide.You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Loandepot. If investors know Loandepot will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Loandepot listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Loandepot is measured differently than its book value, which is the value of Loandepot that is recorded on the company's balance sheet. Investors also form their own opinion of Loandepot's value that differs from its market value or its book value, called intrinsic value, which is Loandepot's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Loandepot's market value can be influenced by many factors that don't directly affect Loandepot's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Loandepot's value and its price as these two are different measures arrived at by different means. Investors typically determine if Loandepot is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Loandepot's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.