Fair Isaac Stock Buy Hold or Sell Recommendation
| FICO Stock | USD 2,354 28.40 1.19% |
Given the investment horizon of 90 days and your complete indifference towards market risk, our recommendation regarding Fair Isaac is 'Strong Buy'. The recommendation algorithm takes into account all of Fair Isaac's available fundamental, technical, and predictive indicators you will find on this site.
Check out Fair Isaac Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide. In addition, we conduct extensive research on individual companies such as Fair and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Fair Isaac. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
Fair |
Execute Fair Isaac Buy or Sell Advice
The Fair recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Fair Isaac. Macroaxis does not own or have any residual interests in Fair Isaac or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Fair Isaac's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Fair Isaac Trading Alerts and Improvement Suggestions
| Fair Isaac is unlikely to experience financial distress in the next 2 years | |
| Over 90.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Swedbank AB Has 19.09 Million Stock Holdings in Fair Isaac Co. |
Fair Isaac Returns Distribution Density
The distribution of Fair Isaac's historical returns is an attempt to chart the uncertainty of Fair Isaac's future price movements. The chart of the probability distribution of Fair Isaac daily returns describes the distribution of returns around its average expected value. We use Fair Isaac price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Fair Isaac returns is essential to provide solid investment advice for Fair Isaac.
| Mean Return | 0.52 | Value At Risk | -2 | Potential Upside | 3.72 | Standard Deviation | 1.65 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Fair Isaac historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Fair Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Fair Isaac, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Fair Isaac back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2024-09-30 | 388.6 K | T. Rowe Price Investment Management,inc. | 2024-09-30 | 373.3 K | Principal Financial Group Inc | 2024-09-30 | 372.6 K | Af Advisors, Inc. | 2024-09-30 | 358.7 K | Franklin Resources Inc | 2024-09-30 | 358 K | Lindsell Train Ltd | 2024-09-30 | 294.4 K | Neuberger Berman Group Llc | 2024-06-30 | 267.7 K | Winslow Capital Management, Llc | 2024-06-30 | 265 K | Amvescap Plc. | 2024-06-30 | 251.8 K | Vanguard Group Inc | 2024-09-30 | 2.9 M | Blackrock Inc | 2024-06-30 | 2.3 M |
Fair Isaac Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | (267K) | (26.2M) | (21.5M) | (19.0M) | (17.1M) | (16.2M) | |
| Change In Cash | 51.0M | 38.0M | (62.2M) | 3.6M | 13.9M | 14.6M | |
| Free Cash Flow | 342.9M | 416.2M | 503.4M | 464.7M | 624.1M | 655.3M | |
| Depreciation | 30.4M | 25.6M | 20.5M | 14.6M | 13.8M | 13.1M | |
| Dividends Paid | 229M | 613M | 20.9M | 407M | 468.1M | 491.5M | |
| Capital Expenditures | 22.0M | 7.6M | 6.0M | 4.2M | 8.9M | 8.4M | |
| Net Income | 236.4M | 392.1M | 373.5M | 429.4M | 512.8M | 538.5M | |
| End Period Cash Flow | 157.4M | 195.4M | 133.2M | 136.8M | 150.7M | 94.1M | |
| Other Non Cash Items | 54.4M | (87.6M) | 28.2M | 11.9M | 4.7M | 3.6M | |
| Investments | (2.6M) | (1.8M) | (1.9M) | (16.0M) | (28.0M) | (26.6M) | |
| Change Receivables | (36.2M) | (59.9M) | 24.5M | (31.6M) | (28.4M) | (27.0M) | |
| Net Borrowings | 8.2M | 422.8M | 591.9M | 5M | 5.8M | 5.5M | |
| Change To Netincome | 91.4M | 18.9M | 135.4M | 88.4M | 101.6M | 58.5M |
Fair Isaac Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Fair Isaac or Software sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Fair Isaac's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Fair stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.39 | |
β | Beta against Dow Jones | 0.97 | |
σ | Overall volatility | 1.70 | |
Ir | Information ratio | 0.24 |
Fair Isaac Volatility Alert
Fair Isaac has relatively low volatility with skewness of 0.96 and kurtosis of 3.49. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Fair Isaac's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Fair Isaac's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Fair Isaac Fundamentals Vs Peers
Comparing Fair Isaac's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Fair Isaac's direct or indirect competition across all of the common fundamentals between Fair Isaac and the related equities. This way, we can detect undervalued stocks with similar characteristics as Fair Isaac or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Fair Isaac's fundamental indicators could also be used in its relative valuation, which is a method of valuing Fair Isaac by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Fair Isaac to competition |
| Fundamentals | Fair Isaac | Peer Average |
| Return On Equity | 0.36 | -0.31 |
| Return On Asset | 0.28 | -0.14 |
| Profit Margin | 0.30 % | (1.27) % |
| Operating Margin | 0.43 % | (5.51) % |
| Current Valuation | 59.56 B | 16.62 B |
| Shares Outstanding | 24.35 M | 571.82 M |
| Shares Owned By Insiders | 2.26 % | 10.09 % |
| Shares Owned By Institutions | 89.89 % | 39.21 % |
| Number Of Shares Shorted | 595.85 K | 4.71 M |
| Price To Earning | 65.60 X | 28.72 X |
| Price To Book | 82.33 X | 9.51 X |
| Price To Sales | 33.77 X | 11.42 X |
| Revenue | 1.72 B | 9.43 B |
| Gross Profit | 1.2 B | 27.38 B |
| EBITDA | 761.49 M | 3.9 B |
| Net Income | 512.81 M | 570.98 M |
| Cash And Equivalents | 155.06 M | 2.7 B |
| Cash Per Share | 6.14 X | 5.01 X |
| Total Debt | 2.24 B | 5.32 B |
| Debt To Equity | 8.92 % | 48.70 % |
| Current Ratio | 1.23 X | 2.16 X |
| Book Value Per Share | (39.47) X | 1.93 K |
| Cash Flow From Operations | 632.96 M | 971.22 M |
| Short Ratio | 4.13 X | 4.00 X |
| Earnings Per Share | 20.49 X | 3.12 X |
| Price To Earnings To Growth | 2.18 X | 4.89 X |
| Target Price | 2101.33 | |
| Number Of Employees | 3.59 K | 18.84 K |
| Beta | 1.35 | -0.15 |
| Market Capitalization | 58.01 B | 19.03 B |
| Total Asset | 1.72 B | 29.47 B |
| Retained Earnings | 3.9 B | 9.33 B |
| Working Capital | 237.13 M | 1.48 B |
Note: Disposition of 156 shares by Mark Scadina of Fair Isaac at 1371.0 subject to Rule 16b-3 [view details]
Fair Isaac Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Fair . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.0159 | |||
| Daily Balance Of Power | (0.75) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 2371.43 | |||
| Day Typical Price | 2365.62 | |||
| Market Facilitation Index | 38.04 | |||
| Price Action Indicator | (31.63) | |||
| Period Momentum Indicator | (28.40) | |||
| Relative Strength Index | 83.01 |
About Fair Isaac Buy or Sell Advice
When is the right time to buy or sell Fair Isaac? Buying financial instruments such as Fair Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Fair Isaac Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.353 | Earnings Share 20.49 | Revenue Per Share 69.603 | Quarterly Revenue Growth 0.164 | Return On Assets 0.2785 |
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.