Atlanticus Holdings Stock Buy Hold or Sell Recommendation
| ATLC Stock | USD 58.73 1.51 2.64% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Atlanticus Holdings is 'Strong Buy'. Macroaxis provides Atlanticus Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ATLC positions.
Check out Atlanticus Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide. In addition, we conduct extensive research on individual companies such as Atlanticus and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Atlanticus Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.
Atlanticus |
Execute Atlanticus Holdings Buy or Sell Advice
The Atlanticus recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Atlanticus Holdings. Macroaxis does not own or have any residual interests in Atlanticus Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Atlanticus Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Atlanticus Holdings Trading Alerts and Improvement Suggestions
| About 68.0% of the company shares are held by company insiders | |
| Latest headline from investing.com: Atlanticus Holdings SWOT analysis subprime lender navigates regulatory landscape |
Atlanticus Holdings Returns Distribution Density
The distribution of Atlanticus Holdings' historical returns is an attempt to chart the uncertainty of Atlanticus Holdings' future price movements. The chart of the probability distribution of Atlanticus Holdings daily returns describes the distribution of returns around its average expected value. We use Atlanticus Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Atlanticus Holdings returns is essential to provide solid investment advice for Atlanticus Holdings.
| Mean Return | 0.79 | Value At Risk | -2.04 | Potential Upside | 5.83 | Standard Deviation | 2.62 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Atlanticus Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Atlanticus Stock Institutional Investors
| Shares | Bridgeway Capital Management, Llc | 2024-09-30 | 18.6 K | Empowered Funds, Llc | 2024-06-30 | 16.2 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 15.6 K | Charles Schwab Investment Management Inc | 2024-09-30 | 15.1 K | Amvescap Plc. | 2024-06-30 | 14.7 K | Millennium Management Llc | 2024-06-30 | 14.2 K | First Trust Advisors L.p. | 2024-06-30 | 13.3 K | Citadel Advisors Llc | 2024-09-30 | 13.2 K | Nuveen Asset Management, Llc | 2024-06-30 | 12.6 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 618.1 K | Blackrock Inc | 2024-06-30 | 425.4 K |
Atlanticus Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 34.6M | 82.6M | 247.7M | (73.4M) | (49.5M) | (47.1M) | |
| Free Cash Flow | 99.7M | 212.0M | 205.3M | 341.3M | 455.3M | 478.1M | |
| Depreciation | 7.7M | 8.0M | 2.5M | 4.8M | 2.6M | 2.4M | |
| Other Non Cash Items | (12.2M) | 98.9M | 208.7M | 442.2M | 550.7M | 578.3M | |
| Capital Expenditures | 250K | 749K | 7.1M | 4.9M | 4.0M | 7.7M | |
| Net Income | 26.2M | 93.9M | 177.8M | 134.6M | 102.8M | 108.0M | |
| End Period Cash Flow | 176.4M | 259.0M | 506.6M | 433.2M | 383.7M | 402.8M | |
| Change To Netincome | (7.4M) | 131.3M | 250.8M | 581.2M | 668.4M | 701.8M | |
| Change To Inventory | (6.6M) | (8.9M) | 5.5M | 20.1M | 23.2M | 24.3M | |
| Investments | (433.4M) | 998K | (469.0M) | (675.9M) | (617.4M) | (586.5M) | |
| Change Receivables | 1.8M | (43.3M) | (111.8M) | (252.7M) | (227.4M) | (216.1M) | |
| Net Borrowings | 281.0M | 128.0M | 479.8M | 370.8M | 426.4M | 447.7M |
Atlanticus Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Atlanticus Holdings or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Atlanticus Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Atlanticus stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.54 | |
β | Beta against Dow Jones | 2.03 | |
σ | Overall volatility | 2.68 | |
Ir | Information ratio | 0.25 |
Atlanticus Holdings Volatility Alert
Atlanticus Holdings currently demonstrates below-average downside deviation. It has Information Ratio of 0.25 and Jensen Alpha of 0.54. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Atlanticus Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Atlanticus Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Atlanticus Holdings Fundamentals Vs Peers
Comparing Atlanticus Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Atlanticus Holdings' direct or indirect competition across all of the common fundamentals between Atlanticus Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as Atlanticus Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Atlanticus Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing Atlanticus Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Atlanticus Holdings to competition |
| Fundamentals | Atlanticus Holdings | Peer Average |
| Return On Equity | 0.19 | -0.31 |
| Return On Asset | 0.0374 | -0.14 |
| Profit Margin | 0.28 % | (1.27) % |
| Operating Margin | 0.37 % | (5.51) % |
| Current Valuation | 2.95 B | 16.62 B |
| Shares Outstanding | 14.74 M | 571.82 M |
| Shares Owned By Insiders | 67.82 % | 10.09 % |
| Shares Owned By Institutions | 15.21 % | 39.21 % |
| Number Of Shares Shorted | 320.46 K | 4.71 M |
| Price To Earning | 6.97 X | 28.72 X |
| Price To Book | 1.84 X | 9.51 X |
| Price To Sales | 2.25 X | 11.42 X |
| Revenue | 354.18 M | 9.43 B |
| Gross Profit | 290.5 M | 27.38 B |
| EBITDA | 929 M | 3.9 B |
| Net Income | 102.84 M | 570.98 M |
| Cash And Equivalents | 316.33 M | 2.7 B |
| Cash Per Share | 21.85 X | 5.01 X |
| Total Debt | 2.03 B | 5.32 B |
| Debt To Equity | 3.71 % | 48.70 % |
| Current Ratio | 22.07 X | 2.16 X |
| Book Value Per Share | 31.06 X | 1.93 K |
| Cash Flow From Operations | 459.32 M | 971.22 M |
| Short Ratio | 11.30 X | 4.00 X |
| Earnings Per Share | 4.45 X | 3.12 X |
| Target Price | 53.0 | |
| Number Of Employees | 386 | 18.84 K |
| Beta | 1.93 | -0.15 |
| Market Capitalization | 843.36 M | 19.03 B |
| Total Asset | 2.71 B | 29.47 B |
| Retained Earnings | 307.26 M | 9.33 B |
| Net Asset | 2.71 B |
Note: Disposition of 359 shares by Harrod Denise M of Atlanticus Holdings at 49.0 subject to Rule 16b-3 [view details]
Atlanticus Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Atlanticus . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Atlanticus Holdings Buy or Sell Advice
When is the right time to buy or sell Atlanticus Holdings? Buying financial instruments such as Atlanticus Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Atlanticus Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Obamacare Repeal Thematic Idea Now
Obamacare Repeal
Healthcare and drug manufacturing companies that will most likely be affected by the final stages of Obamacare repeal. The Obamacare Repeal theme has 56 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Obamacare Repeal Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Atlanticus Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Atlanticus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.23 | Earnings Share 4.45 | Revenue Per Share 25.457 | Quarterly Revenue Growth 0.134 | Return On Assets 0.0374 |
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Atlanticus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Atlanticus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Atlanticus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.