Visa Financials

VISA Stock

33.46 0.20 0.59%

Financial data analysis helps to confirm if markets are presently mispricing Visa. We were able to analyze and collect data for twenty-six available drivers for Visa Inc CDR, which can be compared to its competition. The stock experiences a moderate downward daily trend and can be a good diversifier. Check odds of Visa to be traded at 32.79 in 90 days. Key indicators impacting Visa's financial strength include:

Current Value

Last Year

Change From Last Year

10 Year Trend

Operating Income

19.6 B

27.7 B

Way Down

Slightly volatile

Please note, the presentation of Visa's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Visa's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Visa's management manipulating its earnings.

Visa Stock Summary

Visa competes with Precious Metals, Titanium Transportation, Black Mammoth, and Partners Value. Visa is entity of Canada. It is traded as Stock on NEO exchange.

Specialization	Financial Services, Financial Services
Instrument	Canada Stock View All
Exchange	NEO Exchange
ISIN	CA92790D1024
Business Address	PO Box 8999,
Sector	Consumer Finance
Industry	Financials
Benchmark	Dow Jones Industrial
Website	www.visa.com
Phone	650 432 3200

You should never invest in Visa without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Visa Stock, because this is throwing your money away. Analyzing the key information contained in Visa's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Visa Key Financial Ratios

There are many critical financial ratios that Visa's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Visa Inc CDR reports annually and quarterly.

	Revenue	35.93 B
	Gross Profit	36 B
	EBITDA	25.58 B
	Net Income	19.74 B
	Total Asset	94.51 B

More Fundamentals

Visa Key Balance Sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	82.9B	85.5B	90.5B	94.5B	108.7B	90.5B
Other Current Liab	11.3B	14.0B	11.2B	12.6B	14.5B	12.3B
Other Liab	7.7B	8.7B	9.1B	8.1B	9.3B	9.0B
Net Tangible Assets	(14.4B)	(13.8B)	(10.2B)	(11.2B)	(12.9B)	(13.5B)
Net Debt	4.5B	6.8B	4.2B	8.9B	8.0B	5.6B
Retained Earnings	15.4B	16.1B	18.0B	17.3B	19.9B	16.6B
Accounts Payable	266M	340M	375M	479M	550.9M	310.0M
Cash	16.5B	15.7B	16.3B	12.0B	13.8B	14.6B
Other Assets	4.3B	5.8B	6.6B	6.6B	7.6B	5.5B
Long Term Debt	20.0B	20.2B	20.5B	20.8B	24.0B	21.4B
Net Receivables	2.0B	2.0B	2.3B	2.6B	2.3B	2.2B
Good Will	16.0B	17.8B	18.0B	18.9B	21.8B	18.5B
Other Current Assets	4.7B	6.1B	4.2B	5.2B	6.0B	4.9B
Total Liab	45.3B	49.9B	51.8B	55.4B	63.7B	50.3B
Net Invested Capital	55.5B	58.0B	59.2B	58.9B	67.8B	59.4B
Total Current Assets	27.6B	30.2B	33.5B	34.0B	39.1B	30.2B
Capital Stock	3.1B	21.9B	22.2B	1.0B	1.2B	1.1B
Net Working Capital	11.9B	9.4B	10.4B	7.5B	8.6B	10.5B
Intangible Assets	27.7B	25.1B	26.1B	26.9B	24.2B	21.5B

Visa Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.

	2020	2021	2022	2023	2024	2025 (projected)
Tax Provision	3.8B	3.2B	3.8B	4.2B	4.8B	3.6B
Net Interest Income	(513M)	(538M)	(644M)	(641M)	(576.9M)	(605.7M)
Interest Expense	513M	538M	644M	641M	737.2M	628.1M
Total Revenue	24.1B	29.3B	32.7B	35.9B	41.3B	29.5B
Gross Profit	19.1B	23.6B	26.1B	28.9B	33.2B	23.7B
Operating Income	15.8B	19.7B	21.9B	24.1B	27.7B	19.6B
Ebit	15.4B	14.1B	15.9B	19.8B	22.7B	17.3B
Ebitda	16.1B	15.1B	17.4B	19.5B	22.5B	18.1B
Cost Of Revenue	5.0B	5.7B	6.6B	7.0B	8.1B	5.8B
Income Before Tax	16.1B	18.1B	21.0B	23.9B	27.5B	19.0B
Net Income	12.3B	15.0B	17.3B	19.7B	22.7B	15.3B
Income Tax Expense	2.8B	2.9B	3.8B	3.2B	3.7B	3.3B

Visa Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Visa Inc CDR. It measures of how well Visa is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Visa brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Visa had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Visa has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.

	2020	2021	2022	2023	2024	2025 (projected)
Investments	519M	(1.5B)	(2.0B)	(1.9B)	(1.7B)	(1.6B)
Change In Cash	628M	578M	1.6B	(2.2B)	(2.0B)	(1.9B)
Free Cash Flow	14.5B	17.9B	19.7B	18.7B	21.5B	16.4B
Depreciation	804M	861M	943M	1.0B	1.2B	892.3M
Other Non Cash Items	8.1B	10.2B	12.2B	13.8B	15.8B	9.7B
Dividends Paid	2.8B	3.2B	3.8B	4.2B	4.8B	3.3B
Capital Expenditures	705M	970M	1.1B	1.3B	1.4B	974.4M
Net Income	12.3B	15.0B	17.3B	19.7B	22.7B	15.3B
End Period Cash Flow	19.8B	20.4B	22.0B	19.8B	22.7B	18.9B
Change To Netincome	6.4B	7.2B	8.8B	10.7B	12.3B	8.3B

Visa Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Visa's current stock value. Our valuation model uses many indicators to compare Visa value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Visa competition to find correlations between indicators driving Visa's intrinsic value. More Info.

Visa Inc CDR is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about 0.33 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Visa Inc CDR is roughly 3.06 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Visa's earnings, one of the primary drivers of an investment's value.

Visa Inc CDR Systematic Risk

Visa's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Visa volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.

The output start index for this execution was twenty-one with a total number of output elements of fourty. The Beta measures systematic risk based on how returns on Visa Inc CDR correlated with the market. If Beta is less than 0 Visa generally moves in the opposite direction as compared to the market. If Visa Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Visa Inc CDR is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Visa is generally in the same direction as the market. If Beta > 1 Visa moves generally in the same direction as, but more than the movement of the benchmark.

Visa Inc CDR Total Assets Over Time

Visa February 18, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Visa help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Visa Inc CDR. We use our internally-developed statistical techniques to arrive at the intrinsic value of Visa Inc CDR based on widely used predictive technical indicators. In general, we focus on analyzing Visa Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Visa's daily price indicators and compare them against related drivers.

	Downside Deviation	0.9254
	Information Ratio	0.2095
	Maximum Drawdown	3.96
	Value At Risk	(1.16)
	Potential Upside	1.63

Complementary Tools for Visa Stock analysis

When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.

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