Shriram Finance Financials

SHRIRAMFIN   621.30  4.00  0.65%   
We advise to exercise Shriram Finance fundamental analysis to see if markets are presently undervaluing or overvaluing the firm. In other words, this technique allows you to confirm available indicators of Shriram Finance as well as the relationship between them. We were able to analyze and collect data for twenty-nine available drivers for Shriram Finance Limited, which can be compared to its competition. The stock experiences a moderate upward volatility. Check odds of Shriram Finance to be traded at 683.43 in 90 days. Key indicators impacting Shriram Finance's financial strength include:
Operating Margin
0.6233
PE Ratio
14.9467
Profit Margin
0.46
Payout Ratio
0.0563
EPS Estimate Current Year
51.3279
  

Shriram Finance Stock Summary

Shriram Finance competes with Chambal Fertilizers, Ratnamani Metals, DMCC SPECIALITY, Future Retail, and TECIL Chemicals. Shriram Finance is entity of India. It is traded as Stock on NSE exchange.
Specialization
Financial Services, Financial Services
InstrumentIndia Stock View All
ExchangeNational Stock Exchange of India
ISININE721A01013
Business AddressWockhardt Towers, Mumbai,
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websiteshriramfinance.in
Phone91 22 4095 9595
You should never invest in Shriram Finance without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Shriram Stock, because this is throwing your money away. Analyzing the key information contained in Shriram Finance's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Shriram Finance Key Financial Ratios

There are many critical financial ratios that Shriram Finance's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Shriram Finance reports annually and quarterly.

Shriram Finance Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.3T1.4T2.1T2.5T2.9T3.0T
Other Assets1.1T1.2T1.9T(155.2B)(178.5B)(169.6B)
Total Liab1.1T1.2T1.7T2.0T2.3T2.4T
Common Stock2.5B2.7B3.7B3.8B4.3B2.5B
Other Current Liab(2.6B)(2.0B)(5.1B)3.6B3.2B5.0B
Net Debt789.2B816.3B1.2T1.4T1.6T1.7T
Accounts Payable1.6B1.7B3.5B2.7B2.4B2.3B
Cash114.5B112.9B104.9B62.6B72.0B55.6B
Net Receivables2.2B2.1B4.6B3.9B3.5B3.4B
Other Current Assets88M123.7M363M460M414M393.3M
Total Current Assets116.7B115.0B109.5B116.1B104.5B93.6B
Inventory73.0B165.0B165.5B167.5B192.7B202.3B
Short Term Debt329.0B321.6B525.4B1.5T1.7T1.8T
Retained Earnings105.3B123.6B157.0B192.8B221.7B232.8B
Intangible Assets23.9M30.4M12.8B10.3B11.9B12.5B
Net Invested Capital1.1T1.2T1.7T2.0T2.3T1.5T
Capital Stock2.5B2.7B3.7B3.8B4.3B3.3B

Shriram Finance Key Income Statement Accounts

202020212022202320242025 (projected)
Total Revenue81.8B92.9B168.6B161.1B185.3B194.6B
Gross Profit67.9B73.5B136.0B117.5B135.1B141.9B
Operating Income32.9B133.0B82.2B99.9B114.9B120.7B
Ebit(21.0B)121.7B(16.9B)223.5B257.0B269.9B
Ebitda34.3B191.7B88.2B229.4B263.8B276.9B
Income Before Tax32.8B35.5B82.1B99.6B114.5B120.3B
Net Income25.0B27.2B60.1B73.7B84.7B88.9B
Income Tax Expense7.9B8.4B22.0B25.7B29.5B31.0B
Interest Expense90.5B97.3B129.3B155.2B178.5B187.4B
Cost Of Revenue13.9B19.4B32.6B43.6B50.2B52.7B
Research Development0.240.210.190.270.310.25
Tax Provision7.9B8.4B22.0B25.7B29.5B16.1B
Net Interest Income80.8B89.1B162.9B191.9B220.6B133.0B
Interest Income171.3B186.5B350.6M347.1B399.1B419.1B

Shriram Finance Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory(83.5B)(125.2B)(158.8B)(274.1B)(246.7B)(234.3B)
Change In Cash79.6B(3.9B)(7.3B)(37.5B)(33.8B)(32.1B)
Free Cash Flow(42.6B)(88.9B)(178.2B)(313.7B)(282.3B)(268.2B)
Depreciation1.4B1.4B6.0B5.9B6.8B7.1B
Other Non Cash Items49.9B38.3B1.9B35.1B40.3B42.3B
Dividends Paid1.5B8.5B5.6B18.8B21.6B22.6B
Capital Expenditures258.2M357.5M2.0B2.7B3.1B3.2B
Net Income32.8B35.5B82.1B73.7B84.7B88.9B
End Period Cash Flow110.5B106.6B99.3B61.8B71.1B38.6B
Investments(248.9M)(343.3M)(1.9B)(2.6B)(2.3B)(2.2B)

Shriram Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Shriram Finance's current stock value. Our valuation model uses many indicators to compare Shriram Finance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Shriram Finance competition to find correlations between indicators driving Shriram Finance's intrinsic value. More Info.
Shriram Finance Limited is currently regarded as top stock in return on equity category among its peers. It also is currently regarded as top stock in return on asset category among its peers reporting about  0.20  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Shriram Finance Limited is roughly  5.00 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Shriram Finance's earnings, one of the primary drivers of an investment's value.

Shriram Finance Systematic Risk

Shriram Finance's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Shriram Finance volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty with a total number of output elements of thirty-one. The Beta measures systematic risk based on how returns on Shriram Finance correlated with the market. If Beta is less than 0 Shriram Finance generally moves in the opposite direction as compared to the market. If Shriram Finance Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Shriram Finance is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Shriram Finance is generally in the same direction as the market. If Beta > 1 Shriram Finance moves generally in the same direction as, but more than the movement of the benchmark.

Shriram Finance Limited Total Assets Over Time

Shriram Finance March 3, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Shriram Finance help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Shriram Finance Limited. We use our internally-developed statistical techniques to arrive at the intrinsic value of Shriram Finance Limited based on widely used predictive technical indicators. In general, we focus on analyzing Shriram Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Shriram Finance's daily price indicators and compare them against related drivers.

Other Information on Investing in Shriram Stock

Shriram Finance financial ratios help investors to determine whether Shriram Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Shriram with respect to the benefits of owning Shriram Finance security.