PayPal Holdings Financials
| PYPL Stock | 5.21 0.04 0.77% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Income | 4.4 B | 5.8 B |
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PayPal | Select Account or Indicator |
Please note, the presentation of PayPal Holdings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PayPal Holdings' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PayPal Holdings' management manipulating its earnings.
PayPal Holdings Stock Summary
PayPal Holdings competes with Cogeco Communications, Blackrock Silver, Kootenay Silver, Calibre Mining, and Major Drilling. PayPal Holdings is entity of Canada. It is traded as Stock on NEO exchange.| Foreign Associates | |
Specialization | Financial Services, Financial Services |
| Instrument | Canada Stock View All |
| Exchange | NEO Exchange |
| ISIN | CA70452C1095 |
| Business Address | 2211 North First |
| Sector | Consumer Finance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | www.paypal.com |
| Phone | 408 967 7000 |
You should never invest in PayPal Holdings without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of PayPal Stock, because this is throwing your money away. Analyzing the key information contained in PayPal Holdings' financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
PayPal Holdings Key Financial Ratios
There are many critical financial ratios that PayPal Holdings' investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that PayPal Holdings CDR reports annually and quarterly.| Revenue | 31.8 B | ||||
| Gross Profit | 12.89 B | ||||
| EBITDA | 6.17 B | ||||
| Net Income | 4.15 B | ||||
| Total Asset | 81.61 B |
PayPal Holdings Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 70.4B | 75.8B | 78.7B | 82.2B | 81.6B | 76.0B | |
| Other Current Liab | 24.8B | 36.1B | 39.5B | 41.4B | 47.6B | 36.0B | |
| Other Liab | 2.1B | 2.3B | 2.4B | 2.4B | 2.7B | 2.5B | |
| Retained Earnings | 12.4B | 16.5B | 19.0B | 23.2B | 27.3B | 17.7B | |
| Accounts Payable | 252M | 197M | 126M | 42.1B | 39.9B | 41.9B | |
| Cash | 4.8B | 5.2B | 7.8B | 9.1B | 6.6B | 7.6B | |
| Other Assets | 813M | 605M | 1.1B | 1.9B | 2.2B | 1.1B | |
| Net Receivables | 34.0B | 36.9B | 37.2B | 40.0B | 38.7B | 30.5B | |
| Good Will | 9.1B | 11.5B | 11.2B | 11.0B | 10.8B | 10.4B | |
| Other Current Assets | 33.8B | 36.4B | 36.6B | 2.5B | 4.7B | 4.4B | |
| Total Liab | 50.3B | 54.1B | 58.4B | 61.1B | 61.2B | 54.6B | |
| Net Invested Capital | 29.0B | 30.8B | 30.7B | 30.7B | 30.3B | 30.0B | |
| Total Current Assets | 51.0B | 52.6B | 57.5B | 62.6B | 61.1B | 56.0B | |
| Net Working Capital | 12.5B | 9.5B | 12.4B | 14.1B | 12.7B | 12.6B | |
| Intangible Assets | 1.0B | 1.3B | 788M | 537M | 326M | 643.9M | |
| Long Term Debt | 8.9B | 8.0B | 10.4B | 9.7B | 9.9B | 9.5B |
PayPal Holdings Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Tax Provision | 863M | (70M) | 947M | 1.2B | 1.2B | 777.1M | |
| Net Interest Income | (121M) | (175M) | (130M) | 133M | 280M | 294M | |
| Interest Income | 88M | 57M | 174M | 480M | 662M | 695.1M | |
| Interest Expense | 209M | 232M | 304M | 347M | 382M | 261.8M | |
| Total Revenue | 21.5B | 25.4B | 27.5B | 29.8B | 31.8B | 26.6B | |
| Gross Profit | 11.8B | 14.0B | 13.8B | 13.7B | 14.7B | 13.5B | |
| Operating Income | 3.4B | 4.3B | 4.0B | 4.9B | 5.8B | 4.4B | |
| Ebit | 2.8B | 3.4B | 4.3B | 4.0B | 4.6B | 3.7B | |
| Research Development | 2.6B | 3.0B | 3.3B | 3.0B | 3.0B | 2.8B | |
| Ebitda | 4.0B | 6.5B | 5.6B | 5.0B | 5.7B | 5.3B | |
| Cost Of Revenue | 9.7B | 11.4B | 13.7B | 16.1B | 17.1B | 13.0B | |
| Income Before Tax | 5.1B | 4.1B | 3.4B | 5.4B | 5.3B | 4.5B | |
| Net Income | 4.2B | 4.2B | 2.4B | 4.2B | 4.1B | 3.7B | |
| Income Tax Expense | 539M | 863M | (70M) | 947M | 1.1B | 571.6M |
PayPal Holdings Key Cash Accounts
Cash flow analysis captures how much money flows into and out of PayPal Holdings CDR. It measures of how well PayPal is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money PayPal Holdings brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money PayPal had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what PayPal Holdings has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Investments | (10.6B) | (418M) | 3.2B | 1.2B | 1.6B | 1.7B | |
| Change In Cash | 2.3B | (11M) | 1.1B | (141M) | 556M | 528.2M | |
| Net Borrowings | 3.0B | 4.0B | (89M) | 1.8B | 1.6B | 1.5B | |
| Free Cash Flow | 5.0B | 5.4B | 5.1B | 3.2B | 6.8B | 5.3B | |
| Depreciation | 867M | 899M | 891M | 1.1B | 1.0B | 935.3M | |
| Other Non Cash Items | 47M | 1.2B | 1.8B | (882M) | 1.4B | 1.5B | |
| Capital Expenditures | 866M | 908M | 706M | 636M | 683M | 608.7M | |
| Net Income | 4.2B | 4.2B | 2.4B | 4.2B | 4.1B | 3.7B | |
| End Period Cash Flow | 18.0B | 18.0B | 19.2B | 16.6B | 22.4B | 19.4B | |
| Change To Netincome | 1.8B | 1.4B | 2.0B | 2.5B | 2.9B | 2.1B |
PayPal Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining PayPal Holdings's current stock value. Our valuation model uses many indicators to compare PayPal Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PayPal Holdings competition to find correlations between indicators driving PayPal Holdings's intrinsic value. More Info.PayPal Holdings CDR is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about 0.21 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for PayPal Holdings CDR is roughly 4.65 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PayPal Holdings' earnings, one of the primary drivers of an investment's value.PayPal Holdings CDR Systematic Risk
PayPal Holdings' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. PayPal Holdings volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was five with a total number of output elements of fifty-six. The Beta measures systematic risk based on how returns on PayPal Holdings CDR correlated with the market. If Beta is less than 0 PayPal Holdings generally moves in the opposite direction as compared to the market. If PayPal Holdings Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one PayPal Holdings CDR is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of PayPal Holdings is generally in the same direction as the market. If Beta > 1 PayPal Holdings moves generally in the same direction as, but more than the movement of the benchmark.
PayPal Holdings CDR Total Assets Over Time
PayPal Holdings March 24, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of PayPal Holdings help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of PayPal Holdings CDR. We use our internally-developed statistical techniques to arrive at the intrinsic value of PayPal Holdings CDR based on widely used predictive technical indicators. In general, we focus on analyzing PayPal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build PayPal Holdings's daily price indicators and compare them against related drivers.
| Information Ratio | (0.13) | |||
| Maximum Drawdown | 16.26 | |||
| Value At Risk | (3.81) | |||
| Potential Upside | 3.18 |
Complementary Tools for PayPal Stock analysis
When running PayPal Holdings' price analysis, check to measure PayPal Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PayPal Holdings is operating at the current time. Most of PayPal Holdings' value examination focuses on studying past and present price action to predict the probability of PayPal Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PayPal Holdings' price. Additionally, you may evaluate how the addition of PayPal Holdings to your portfolios can decrease your overall portfolio volatility.
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