Progressive Corp Financials

PGR Stock  USD 274.62  1.33  0.49%   
Based on the analysis of Progressive Corp's profitability, liquidity, and operating efficiency, Progressive Corp is performing exceptionally good at the present time. It has a great chance to report excellent financial results in April. At this time, Progressive Corp's Non Current Liabilities Total is relatively stable compared to the past year. As of 03/21/2025, Total Liabilities is likely to grow to about 84.2 B, while Property Plant And Equipment Net is likely to drop slightly above 783.4 M. Key indicators impacting Progressive Corp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin1.020.9677
Notably Up
Slightly volatile
Return On Assets0.08420.0802
Sufficiently Up
Slightly volatile
Return On Equity0.350.3314
Notably Up
Slightly volatile
Debt Equity Ratio0.260.2694
Sufficiently Down
Slightly volatile
Operating Income6.2 B5.9 B
Sufficiently Up
Slightly volatile
Current Ratio0.880.92
Sufficiently Down
Slightly volatile
The essential information of the day-to-day investment outlook for Progressive Corp includes many different criteria found on its balance sheet. An individual investor should monitor Progressive Corp's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Progressive Corp.

Net Income

8.9 Billion

  

Progressive Corp Stock Summary

Progressive Corp competes with Travelers Companies, Chubb, Cincinnati Financial, W R, and Allstate. The Progressive Corporation, an insurance holding company, provides personal and commercial auto, personal residential and commercial property, general liability, and other specialty property-casualty insurance products and related services in the United States. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio. Progressive Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 49077 people.
Foreign Associate
  Germany
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS7433151039
CUSIP743315103
LocationOhio; U.S.A
Business Address300 North Commons
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.progressive.com
Phone440 461 5000
CurrencyUSD - US Dollar

Progressive Corp Key Financial Ratios

Progressive Corp Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets64.1B71.1B70.2B88.7B105.7B111.0B
Net Debt5.3B4.7B6.3B6.8B6.8B7.1B
Retained Earnings13.4B15.3B15.7B18.8B24.3B25.5B
Total Liab47.1B52.9B54.3B68.4B80.2B84.2B
Other Assets(39.4B)(41.3B)1.028.1B105.7B111.0B
Net Receivables12.2B14.4B16.2B17.1B19.1B20.1B
Total Current Assets54.2B59.2B19.7B84.9M95.6B100.4B
Cash76.5M187.1M220.9M84.9M143M94.4M
Common Stock585.2M584.4M584.9M585.3M2.7B2.8B
Other Current Liab(5.0B)(6.0B)(5.5B)(311.8M)(280.6M)(266.6M)
Other Liab5.9M9.5B8.0B297.8M268.0M254.6M
Accounts Payable6.0B5.0B6.0B5.5B6.4B6.7B
Long Term Debt5.4B4.9B6.4B6.9B6.9B7.2B
Inventory(19.5B)(16.4B)(25.2B)(79.3B)(71.4B)(67.8B)
Intangible Assets171.4M117.3M314.2M1.7B1.9B2.0B
Net Tangible Assets12.7B15.9B17.7B15.1B17.3B10.6B
Long Term Debt Total4.4B5.4B4.9B6.4B7.3B3.8B
Capital Surpluse1.6B1.7B1.8B1.9B2.2B1.5B
Other Current Assets19.4B16.3B295.5M249.8M349M366.5M

Progressive Corp Key Income Statement Accounts

The reason investors look at the income statement is to determine what Progressive Corp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202020212022202320242025 (projected)
Interest Expense217M218.6M243.5M268.4M280M294M
Total Revenue42.6B47.7B49.6B62.1B8.8B16.3B
Gross Profit42.6B47.7B49.6B62.1B8.8B16.3B
Operating Income7.2B4.2B922.1M5.2B5.9B6.2B
Ebit7.2B4.2B1.2B5.2B5.9B6.2B
Ebitda7.5B4.5B1.5B5.5B6.3B6.6B
Net Income5.7B3.4B721.5M3.9B8.5B8.9B
Income Tax Expense1.5B859.1M200.6M1.0B(59M)(56.1M)
Income Before Tax7.2B4.2B922.1M4.9B8.4B8.8B
Cost Of Revenue5.5M7.2M6.87.6M6.8M6.5M
Tax Provision1.5B859.1M200.6M684.6M2.2B2.3B
Interest Income189.7M217M218.6M243.5M280.0M201.5M
Net Interest Income(217M)(218.6M)(243.5M)(261.8M)(279M)(293.0M)

Progressive Corp Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(150.9M)125.6M18.8M(121.3M)54M56.7M
Free Cash Flow6.7B7.5B6.6B10.4B14.8B15.6B
Depreciation331.8M337.4M336.6M299.7M284M174.6M
Other Non Cash Items(1.5B)(1.4B)2.1B(275.5M)(281M)(295.1M)
Dividends Paid1.6B3.8B260.8M277.6M682M462.0M
Capital Expenditures223.5M243.5M292M252M285M158.0M
Net Income5.7B3.4B721.5M3.9B8.5B8.9B
End Period Cash Flow76.5M202.1M220.9M99.6M154M86.2M
Change To Inventory4.0B3.3B6.7B7.5B6.7B7.0B
Change To Netincome(928M)(1.5B)(1.3B)2.2B2.0B2.1B
Investments(6.0B)(2.7B)(8.0B)(9.5B)(13.7B)(13.1B)
Change Receivables(1.6B)(2.0B)(1.0B)(1.7B)(1.6B)(1.5B)

Progressive Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Progressive Corp's current stock value. Our valuation model uses many indicators to compare Progressive Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Progressive Corp competition to find correlations between indicators driving Progressive Corp's intrinsic value. More Info.
Progressive Corp is considered to be number one stock in return on equity category among its peers. It is regarded second in return on asset category among its peers reporting about  0.19  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Progressive Corp is roughly  5.23 . At this time, Progressive Corp's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Progressive Corp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Progressive Corp Systematic Risk

Progressive Corp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Progressive Corp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Progressive Corp correlated with the market. If Beta is less than 0 Progressive Corp generally moves in the opposite direction as compared to the market. If Progressive Corp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Progressive Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Progressive Corp is generally in the same direction as the market. If Beta > 1 Progressive Corp moves generally in the same direction as, but more than the movement of the benchmark.

Progressive Corp Thematic Clasifications

Progressive Corp is part of several thematic ideas from Macroaxis Picks to FinTech. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Progressive Corp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Progressive Corp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Progressive Corp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.15

At this time, Progressive Corp's Price Earnings To Growth Ratio is relatively stable compared to the past year.

Progressive Corp March 21, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Progressive Corp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Progressive Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Progressive Corp based on widely used predictive technical indicators. In general, we focus on analyzing Progressive Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Progressive Corp's daily price indicators and compare them against related drivers.

Additional Tools for Progressive Stock Analysis

When running Progressive Corp's price analysis, check to measure Progressive Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Progressive Corp is operating at the current time. Most of Progressive Corp's value examination focuses on studying past and present price action to predict the probability of Progressive Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Progressive Corp's price. Additionally, you may evaluate how the addition of Progressive Corp to your portfolios can decrease your overall portfolio volatility.