Origin Bancorp, Financials

OBK Stock   33.39  0.09  0.27%   
Based on the key measurements obtained from Origin Bancorp,'s financial statements, Origin Bancorp, is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February. At this time, Origin Bancorp,'s Non Currrent Assets Other are quite stable compared to the past year. Good Will is expected to rise to about 155.4 M this year, although the value of Property Plant And Equipment Net will most likely fall to about 103 M. Key indicators impacting Origin Bancorp,'s financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.180.22
Significantly Down
Slightly volatile
Return On Assets0.00640.0078
Significantly Down
Slightly volatile
Return On Equity0.06260.071
Fairly Down
Slightly volatile
Debt Equity Ratio0.220.23
Sufficiently Down
Slightly volatile
Operating Income81 M160.6 M
Way Down
Slightly volatile
Current Ratio0.03010.0316
Sufficiently Down
Pretty Stable
The essential information of the day-to-day investment outlook for Origin Bancorp, includes many different criteria found on its balance sheet. An individual investor should monitor Origin Bancorp,'s cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Origin Bancorp,.

Net Income

61.8 Million

  

Origin Bancorp, Stock Summary

Origin Bancorp, competes with European Wax, Edgewell Personal, Virgin Group, SLR Investment, and Church Dwight. Origin Bancorp, is entity of United States. It is traded as Stock on NYSE exchange.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CUSIP68621T102
LocationLouisiana; U.S.A
Business Address500 South Service
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.origin.bank
Phone318 255 2222

Origin Bancorp, Key Financial Ratios

Origin Bancorp, Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets7.6B7.9B9.7B9.7B11.2B7.3B
Other Current Liab(650M)5.8B(580M)7.9B9.1B9.5B
Net Debt764.6M(238.4M)482.0M(9.7M)(11.1M)(10.6M)
Retained Earnings266.6M363.6M435.4M500.4M575.5M313.5M
Cash377.2M705.6M359.0M279.6M321.5M354.3M
Other Assets4.9B3.8B5.5B4.8M4.3M4.1M
Net Receivables110.9M141.0M141.8M209.2M240.6M130.3M
Good Will31.5M30.5M51.3M128.7M148.0M155.4M
Inventory(296.2M)(378.8M)(707.1M)(359.8M)(323.8M)(340.0M)
Other Current Assets378.8M707.1M359.8M284.3M327.0M356.9M
Total Liab7.0B467.2M8.7B8.7B10.0B10.5B
Total Current Assets1.5B2.4B2.2B279.6M321.5M305.4M
Short Term Debt650M14.5M580M70M80.5M76.5M
Intangible Assets13.7M16.2M70.7M61.1M70.3M36.5M
Common Stock117.5M118.7M153.7M154.9M178.2M134.2M
Long Term Debt157.2M157.4M201.8M200.8M180.7M183.0M
Net Invested Capital1.8B1.2B1.8B1.3B1.5B1.6B
Capital Stock117.5M118.7M153.7M154.9M178.2M145.7M

Origin Bancorp, Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense37.2M25.4M51.3M223.8M257.4M270.3M
Total Revenue250.1M278.4M332.6M341.1M392.3M263.0M
Gross Profit250.1M278.4M332.6M581.3M668.5M701.9M
Operating Income44.4M132.4M107.4M139.7M160.6M81.0M
Ebit38.9M132.4M107.5M105.9M121.8M75.0M
Ebitda45.8M139.3M119.7M123.6M142.1M84.5M
Income Before Tax44.4M132.4M107.4M105.9M121.8M76.4M
Net Income36.4M108.5M87.7M83.8M96.4M61.8M
Income Tax Expense8.0M23.9M19.7M22.1M25.4M14.6M
Tax Provision8.0M23.9M19.7M24.8M28.5M19.6M
Net Interest Income191.5M216.3M275.3M311.3M358.0M257.0M
Interest Income207.3M216.3M275.3M499.2M574.1M313.5M

Origin Bancorp, Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash85.7M328.4M(346.6M)(78.5M)(70.7M)(67.1M)
Free Cash Flow(6.3M)166.5M137.2M103.1M118.6M86.3M
Depreciation6.9M6.8M12.3M17.6M20.3M21.3M
Other Non Cash Items(31.9M)48.3M24.6M(4.4M)(4.0M)(3.8M)
Dividends Paid8.9M11.5M15.9M(18.6M)(16.7M)(15.9M)
Capital Expenditures7.2M5.0M8.5M26.8M30.9M32.4M
Net Income36.4M108.5M87.7M83.8M96.4M61.8M
End Period Cash Flow377.2M705.6M359.0M280.4M322.5M354.4M
Investments(2.1B)12.9M(456.0M)(312.1M)(358.9M)(376.9M)

Origin Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Origin Bancorp,'s current stock value. Our valuation model uses many indicators to compare Origin Bancorp, value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Origin Bancorp, competition to find correlations between indicators driving Origin Bancorp,'s intrinsic value. More Info.
Origin Bancorp, is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Origin Bancorp, is roughly  9.16 . At this time, Origin Bancorp,'s Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Origin Bancorp, by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Origin Bancorp, Systematic Risk

Origin Bancorp,'s systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Origin Bancorp, volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Origin Bancorp, correlated with the market. If Beta is less than 0 Origin Bancorp, generally moves in the opposite direction as compared to the market. If Origin Bancorp, Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Origin Bancorp, is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Origin Bancorp, is generally in the same direction as the market. If Beta > 1 Origin Bancorp, moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Origin Bancorp, Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Origin Bancorp,'s growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Origin Bancorp, growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.91)

At this time, Origin Bancorp,'s Price Earnings To Growth Ratio is quite stable compared to the past year.

Origin Bancorp, January 5, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Origin Bancorp, help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Origin Bancorp,. We use our internally-developed statistical techniques to arrive at the intrinsic value of Origin Bancorp, based on widely used predictive technical indicators. In general, we focus on analyzing Origin Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Origin Bancorp,'s daily price indicators and compare them against related drivers.
When determining whether Origin Bancorp, is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Origin Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Origin Bancorp, Stock. Highlighted below are key reports to facilitate an investment decision about Origin Bancorp, Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Origin Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Origin Stock please use our How to buy in Origin Stock guide.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Origin Bancorp,. If investors know Origin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Origin Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
0.6
Earnings Share
2.43
Revenue Per Share
11.07
Quarterly Revenue Growth
(0.03)
The market value of Origin Bancorp, is measured differently than its book value, which is the value of Origin that is recorded on the company's balance sheet. Investors also form their own opinion of Origin Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Origin Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Origin Bancorp,'s market value can be influenced by many factors that don't directly affect Origin Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Origin Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Origin Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Origin Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.