Newtek Business Financials

NEWT Stock  USD 13.01  0.29  2.18%   
Based on the key indicators related to Newtek Business' liquidity, profitability, solvency, and operating efficiency, Newtek Business Services is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in January. At this time, Newtek Business' Common Stock Shares Outstanding is comparatively stable compared to the past year. Liabilities And Stockholders Equity is likely to gain to about 1.5 B in 2024, whereas Other Stockholder Equity is likely to drop slightly above 140.3 M in 2024. Key indicators impacting Newtek Business' financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.140.187
Way Down
Pretty Stable
Return On Assets0.02480.0329
Way Down
Pretty Stable
Return On Equity0.20.19
Sufficiently Up
Pretty Stable
Debt Equity Ratio2.262.6184
Fairly Down
Pretty Stable
Current Ratio16.6715.8748
Sufficiently Up
Very volatile
The essential information of the day-to-day investment outlook for Newtek Business includes many different criteria found on its balance sheet. An individual investor should monitor Newtek Business' cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Newtek Business.

Net Income

49.7 Million

  
Please note, the imprecision that can be found in Newtek Business' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Newtek Business Services. Check Newtek Business' Beneish M Score to see the likelihood of Newtek Business' management manipulating its earnings.

Newtek Business Stock Summary

Newtek Business competes with Morningstar Unconstrained, Thrivent High, Via Renewables, T Rowe, and 70082LAB3. Newtek Business Services Corp. is a business development company specializing in providing financial and business services to the small-and medium-sized business market in the United States. ,was founded in 1998 and converted to a BDC company in 2014 and is headquartered in Boca Raton, Florida with additional offices in Lake Success, New York, Garden City, New York Miami, Florida Milwaukee, Wisconsin New Orleans, Louisiana and New York, New York. Newtek Bus operates under Asset Management classification in the United States and is traded on NASDAQ Exchange. It employs 104 people.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS6525262035
CUSIP652526203 652526104
LocationFlorida; U.S.A
Business Address4800 T-Rex Avenue,
SectorCapital Markets
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.newtekone.com
Phone212 356 9500
CurrencyUSD - US Dollar

Newtek Business Key Financial Ratios

Newtek Business Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets797.4M841.0M1.1B998.9M1.4B1.5B
Net Debt440.1M458.4M478.7M493.6M644.1M676.3M
Cash1.8M2.1M2.4M53.7M120.9M127.0M
Other Assets16.1M101.9M239.1M919.6M7.4M7.0M
Total Liab475.2M501.6M652.7M623.5M1.2B1.2B
Total Current Assets87.4M60.9M51.3M72.9M1.2B1.3B
Other Current Liab131K(20.5M)(10.9M)19.3M38.5M40.4M
Retained Earnings31.9M21.9M35.7M20.6M28.1M15.2M
Accounts Payable20.8M20.5M10.9M20.2M15.5M12.3M
Long Term Debt218.2M334.0M435.0M582.9M670.3M703.8M
Other Current Assets(87.4M)58.2M191.2M(1.3M)1.1B1.1B
Short Term Debt31.6M1.6M1.9M55.9M38.1M40.5M
Common Stock411K439K483K492K442.8K432.4K
Other Liab24.2M29.8M159.0M54.9M49.4M39.7M
Intangible Assets24.4M26.1M28.0M30.3M44.0M46.2M
Net Receivables54.1M58.8M48.9M1.3M200K190K
Net Tangible Assets297.8M313.3M375.9M345.1M396.9M293.1M
Short Long Term Debt216.3M34.7M30M61.3M55.1M57.3M

Newtek Business Key Income Statement Accounts

The reason investors look at the income statement is to determine what Newtek Business' earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense20.4M17.9M20.5M26.3M67.7M71.1M
Total Revenue88.8M75.0M147.8M105.2M253.1M265.8M
Gross Profit74.5M56.3M118.0M85.0M208.8M219.3M
Operating Income14.3M32.6M85.5M65.1M97.5M102.4M
Ebit(53.4M)(67K)51.8M(69.2M)122.8M129.0M
Ebitda14.8M52.0M106.5M23.2M125.7M132.0M
Income Before Tax44.3M32.6M85.5M38.8M45.4M47.6M
Net Income41.1M33.6M84.1M32.3M47.3M49.7M
Income Tax Expense3.2M(999K)1.3M6.5M(2.0M)(1.9M)
Cost Of Revenue14.3M18.7M29.8M20.2M44.3M33.7M
Interest Income29.5M64.8M79.0M38.6M80.6M43.3M
Tax Provision3.2M(999K)1.3M6.5M7.0M7.3M
Net Interest Income9.1M46.9M58.5M12.3M22.0M22.9M
Research Development0.370.320.520.250.180.3

Newtek Business Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash1.9M18.2M135.4M(61.3M)58.4M61.3M
Free Cash Flow(89.1M)17.8M140.9M(62.4M)(89.1M)(84.6M)
Other Non Cash Items10.3M(10.1M)(74.0M)(36.6M)(45.8M)(43.5M)
Dividends Paid40.8M42.6M70.1M64.5M14.1M13.4M
Capital Expenditures627K126K10K11K458K435.1K
Net Income41.1M33.6M84.1M32.3M47.3M49.7M
End Period Cash Flow33.2M51.4M186.9M125.6M184.0M193.2M
Investments(627K)(126K)(10K)(11K)(123.0M)(116.9M)
Net Borrowings102.0M18.4M21.5M67.1M77.1M54.8M
Change To Netincome(112.1M)(12.0M)(76.7M)(32.7M)(29.4M)(30.9M)

Newtek Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Newtek Business's current stock value. Our valuation model uses many indicators to compare Newtek Business value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Newtek Business competition to find correlations between indicators driving Newtek Business's intrinsic value. More Info.
Newtek Business Services is considered to be number one stock in return on equity category among its peers. It also is considered to be number one stock in return on asset category among its peers reporting about  0.36  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Newtek Business Services is roughly  2.80 . At this time, Newtek Business' Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Newtek Business by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Newtek Business Services Systematic Risk

Newtek Business' systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Newtek Business volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Newtek Business Services correlated with the market. If Beta is less than 0 Newtek Business generally moves in the opposite direction as compared to the market. If Newtek Business Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Newtek Business Services is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Newtek Business is generally in the same direction as the market. If Beta > 1 Newtek Business moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Newtek Business Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Newtek Business' growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Newtek Business growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.18

At this time, Newtek Business' Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Newtek Business December 27, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Newtek Business help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Newtek Business Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Newtek Business Services based on widely used predictive technical indicators. In general, we focus on analyzing Newtek Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Newtek Business's daily price indicators and compare them against related drivers.

Additional Tools for Newtek Stock Analysis

When running Newtek Business' price analysis, check to measure Newtek Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Newtek Business is operating at the current time. Most of Newtek Business' value examination focuses on studying past and present price action to predict the probability of Newtek Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Newtek Business' price. Additionally, you may evaluate how the addition of Newtek Business to your portfolios can decrease your overall portfolio volatility.