Mogo Financials

MOGO Stock  CAD 1.87  0.02  1.08%   
We recommend to make use of analysis of Mogo Inc fundamentals to see if markets are presently mispricing the entity. We were able to break down and interpolate data for thirty-one available fundamentals for Mogo, which can be compared to its peers in the industry. The stock experiences a large bullish trend. Check odds of Mogo to be traded at C$2.06 in 90 days. Key indicators impacting Mogo's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Current Ratio1.381.45
Notably Down
Slightly volatile
  

Mogo Stock Summary

Mogo competes with Docebo, Mogo, Hut 8, and Dye Durham. Mogo Inc. operates as a financial technology company in Canada. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada. MOGO INC operates under SoftwareApplication classification in Canada and is traded on Toronto Stock Exchange.
Foreign Associate
  USA
Specialization
Information Technology, Software - Infrastructure
InstrumentCanada Stock View All
ExchangeToronto Exchange
ISINCA60800C1095
Business Address516-409 Granville St,
SectorSoftware
IndustryInformation Technology
BenchmarkDow Jones Industrial
Websitewww.mogo.ca
Phone604 659 4380
CurrencyCAD - Canadian Dollar
You should never invest in Mogo without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Mogo Stock, because this is throwing your money away. Analyzing the key information contained in Mogo's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Mogo Key Financial Ratios

Mogo's financial ratios allow both analysts and investors to convert raw data from Mogo's financial statements into concise, actionable information that can be used to evaluate the performance of Mogo over time and compare it to other companies across industries.

Mogo Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets104.5M393.9M221.5M207.8M238.9M149.1M
Net Debt79.3M19.5M58.5M72.8M83.7M51.6M
Retained Earnings(115.1M)(148.3M)(313.9M)(331.8M)(298.6M)(283.7M)
Cash12.1M69.2M29.3M16.1M18.6M24.7M
Other Assets137K0.01.6M1K900.0855.0
Total Liab99.2M124.1M110.6M114.0M131.1M108.1M
Total Current Assets62.3M135.3M100.1M92.7M106.6M86.6M
Intangible Assets18.9M52.3M41.8M36.6M42.0M21.2M
Common Stock106.7M392.6M391.2M389.8M448.3M470.7M
Other Current Liab4.6M15.8M15.3M17.6M20.3M16.2M
Net Tangible Assets(27.4M)(19.5M)(13.7M)147.4M169.5M177.9M
Accounts Payable3.3M5.0M5.7M6.4M7.4M5.5M
Long Term Debt87.1M39.8M38.3M36.8M42.3M57.7M
Net Receivables47.2M61.2M66.7M1.2M1.4M1.3M
Other Current Assets3.0M4.9M(36.4M)1.7M1.6M1.6M
Short Long Term Debt37.6M45.0M46.2M49.4M44.5M44.3M
Short Term Debt37.6M45.0M46.2M49.4M56.8M53.0M
Long Term Debt Total138.1M91.4M88.7M87.7M100.9M65.1M
Capital Surpluse8.9M13.6M24.5M33.0M29.7M39.6M
Cash And Equivalents10.4M12.1M69.2M29.3M33.7M22.2M
Net Invested Capital92.3M354.6M195.3M179.9M206.9M188.7M
Net Working Capital16.9M69.6M32.9M19.2M17.2M26.2M

Mogo Key Income Statement Accounts

202020212022202320242025 (projected)
Total Revenue44.2M57.5M68.9M64.8M74.6M49.0M
Gross Profit35.5M46.0M46.2M46.3M53.2M34.1M
Operating Income2.3M(33.9M)(33.5M)(3.9M)(3.5M)(3.7M)
Ebit(41.6M)(83.4M)(147.6M)(11.3M)(10.1M)(10.6M)
Research Development13.0M10.7M13.0M10.6M12.2M10.3M
Ebitda2.1M(4.5M)(43.5M)(2.2M)(2.0M)(2.1M)
Income Before Tax(13.4M)(33.4M)(166.0M)(18.3M)(16.5M)(17.3M)
Net Income(27.0M)(33.2M)(165.7M)(17.9M)(16.1M)(16.9M)
Interest Expense12.4M9.2M5.9M7.0M8.1M11.6M
Cost Of Revenue8.7M11.5M22.7M18.6M21.3M16.8M
Income Tax Expense13.5M(232K)(336K)(400K)(460K)(437K)
Net Interest Income(12.4M)(11.5M)(8M)(10.5M)(12.1M)(12.7M)

Mogo Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash1.7M57.1M(38.5M)(13.1M)(11.8M)(11.2M)
Free Cash Flow39.0M(37.6M)(34.9M)(12.6M)(14.5M)(15.2M)
Depreciation8.4M12.7M12.6M9.1M10.4M6.1M
Other Non Cash Items44.3M(2.9M)137.0M18.5M21.3M20.9M
Capital Expenditures4.8M8.0M7.9M3.4M3.9M6.3M
Net Income(13.4M)(33.2M)(165.7M)(17.9M)(16.1M)(16.9M)
End Period Cash Flow12.1M69.2M29.3M16.1M18.6M25.2M
Net Borrowings19.8M1.1M(39.7M)4.6M4.2M6.3M
Change To Netincome22.4M9.9M18.0M7.7M8.8M15.6M
Investments(4.8M)(31.2M)(9.1M)(3.1M)(2.8M)(2.9M)

Mogo Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Mogo's current stock value. Our valuation model uses many indicators to compare Mogo value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Mogo competition to find correlations between indicators driving Mogo's intrinsic value. More Info.
Mogo Inc is regarded second in return on equity category among its peers. It is regarded third in return on asset category among its peers . At this time, Mogo's Return On Equity is very stable compared to the past year. Comparative valuation analysis is a catch-all model that can be used if you cannot value Mogo by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Mogo's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.

Mogo Inc Systematic Risk

Mogo's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Mogo volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Mogo Inc correlated with the market. If Beta is less than 0 Mogo generally moves in the opposite direction as compared to the market. If Mogo Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Mogo Inc is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Mogo is generally in the same direction as the market. If Beta > 1 Mogo moves generally in the same direction as, but more than the movement of the benchmark.

Mogo Inc Total Assets Over Time

Today, most investors in Mogo Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Mogo's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Mogo growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0415

At this time, Mogo's Price Earnings To Growth Ratio is very stable compared to the past year.

Mogo January 10, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Mogo help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Mogo Inc. We use our internally-developed statistical techniques to arrive at the intrinsic value of Mogo Inc based on widely used predictive technical indicators. In general, we focus on analyzing Mogo Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Mogo's daily price indicators and compare them against related drivers.
When determining whether Mogo Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Mogo's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mogo Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mogo Inc Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mogo Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Please note, there is a significant difference between Mogo's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mogo is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mogo's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.