Kinsale Capital Financials

KNSL Stock  USD 470.04  11.02  2.40%   
Kinsale Capital Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in April. At this time, Kinsale Capital's Net Debt is quite stable compared to the past year. Retained Earnings is expected to rise to about 1.3 B this year, although the value of Other Current Liabilities is projected to rise to (81.8 M). Key indicators impacting Kinsale Capital's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.170.2613
Way Down
Slightly volatile
Return On Assets0.04430.0849
Way Down
Slightly volatile
Return On Equity0.140.2796
Way Down
Slightly volatile
Debt Equity Ratio0.180.1241
Way Up
Slightly volatile
Operating Income471.8 M449.4 M
Sufficiently Up
Slightly volatile
Current Ratio34.3938.2454
Moderately Down
Slightly volatile
The financial analysis of Kinsale Capital is a critical element in measuring its lifeblood. Investors should not minimize Kinsale Capital's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

435.59 Million

  

Kinsale Capital Stock Summary

Kinsale Capital competes with Selective Insurance, Horace Mann, Kemper, ProAssurance, and CNA Financial. Kinsale Capital Group, Inc., a specialty insurance company, provides property and casualty insurance products in the United States. The company was founded in 2009 and is headquartered in Richmond, Virginia. Kinsale Capital operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 364 people.
Specialization
Financial Services, Insurance - Property & Casualty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS49714P1084
CUSIP49714P108
LocationVirginia; U.S.A
Business Address2035 Maywill Street,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.kinsalecapitalgroup.com
Phone804 289 1300
CurrencyUSD - US Dollar

Kinsale Capital Key Financial Ratios

Kinsale Capital Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets1.5B2.0B2.7B3.8B4.9B5.1B
Other Current Liab(26.3M)(39.4M)(66.3M)(95.7M)(86.1M)(81.8M)
Other Liab577K4.8M15.2M162K145.8K138.5K
Net Tangible Assets402.3M572.7M695.8M741.9M853.2M895.9M
Net Debt(34.5M)(78.3M)39.5M57.2M70.9M74.5M
Retained Earnings243.3M385.9M533.1M828.2M1.2B1.3B
Accounts Payable26.3M39.4M63.4M92.5M99.1M104.1M
Cash77.1M121.0M156.3M126.7M113.2M95.1M
Other Assets(1.0B)(1.3B)(1.5B)(391.0M)1.0B1.1B
Net Receivables141.9M194.0M326.2M391.0M140.0M176.0M
Other Current Assets150.9M211.6M42.9M489.0M52.7M72.7M
Total Liab970.7M82.1M2.0B2.7B3.4B3.6B
Total Current Assets1.3B1.7B2.3B517.7M3.8B4.0B
Capital Surpluse229.2M291.3M295.0M347.0M399.1M235.1M
Inventory(150.9M)(211.6M)(330.2M)(3.2B)(2.9B)(2.8B)
Net Invested Capital618.8M42.7M195.7M1.3B1.7B1.8B

Kinsale Capital Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense168K994K4.3M10.3M10.1M10.6M
Total Revenue459.9M639.8M819.2M1.2B1.6B1.7B
Gross Profit459.9M639.8M819.2M1.2B1.6B1.7B
Operating Income99.8M188.6M199.8M390.8M449.4M471.8M
Ebit100.6M189.8M199.8M394.3M453.5M476.1M
Ebitda102.2M192.1M202.6M397.6M457.2M480.1M
Income Before Tax100.4M188.8M195.6M384.0M514.7M540.5M
Net Income88.4M152.7M159.1M308.1M414.8M435.6M
Income Tax Expense12.0M36.1M36.5M75.9M99.9M104.9M
Cost Of Revenue263.8M324.4M457.9M(187K)(215.1K)(204.3K)
Tax Provision12.0M36.1M36.5M66.2M99.9M104.9M
Interest Income27.9M33.1M53.8M89.9M154.3M162.0M

Kinsale Capital Key Cash Accounts

202020212022202320242025 (projected)
Change To Inventory74.9M141.5M237.7M317.1M364.7M382.9M
Change In Cash(23.3M)43.9M35.2M(29.6M)(13.5M)(12.8M)
Free Cash Flow247.1M401.1M550.9M853.2M952.4M1000.0M
Depreciation1.6M2.3M2.7M3.3M5.8M6.1M
Other Non Cash Items(20.4M)(25.6M)26.9M(21.1M)(50.7M)(48.2M)
Capital Expenditures32.9M5.9M6.9M6.6M23.9M25.1M
Net Income88.4M152.7M159.1M308.1M414.8M435.6M
End Period Cash Flow77.1M121.0M156.3M126.7M113.2M88.6M
Investments(317.2M)(325.8M)(695.2M)(805.1M)(960.1M)(912.1M)
Net Borrowings16.7M25.7M155M152.6M175.5M184.3M
Dividends Paid8.1M10.0M11.9M13.0M13.9M8.1M
Change To Netincome2.3M658K1.4M(8.7M)(7.8M)(7.4M)
Change Receivables(24.4M)(39.3M)(59.1M)(132.4M)(119.1M)(113.2M)

Kinsale Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Kinsale Capital's current stock value. Our valuation model uses many indicators to compare Kinsale Capital value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Kinsale Capital competition to find correlations between indicators driving Kinsale Capital's intrinsic value. More Info.
Kinsale Capital Group is rated second overall in return on equity category among its peers. It is currently regarded as number one stock in return on asset category among its peers reporting about  0.23  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Kinsale Capital Group is roughly  4.26 . At this time, Kinsale Capital's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Kinsale Capital by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Kinsale Capital Group Systematic Risk

Kinsale Capital's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Kinsale Capital volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Kinsale Capital Group correlated with the market. If Beta is less than 0 Kinsale Capital generally moves in the opposite direction as compared to the market. If Kinsale Capital Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Kinsale Capital Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Kinsale Capital is generally in the same direction as the market. If Beta > 1 Kinsale Capital moves generally in the same direction as, but more than the movement of the benchmark.

Kinsale Capital Thematic Clasifications

Kinsale Capital Group is part of Insurance Providers investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services
Insurance ProvidersView
This theme covers All types of insurance and insurance brokerages. Companies providing all types of insurance and insurance services. Get More Thematic Ideas
Today, most investors in Kinsale Capital Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Kinsale Capital's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Kinsale Capital growth as a starting point in their analysis.

Price Earnings To Growth Ratio

1.14

At this time, Kinsale Capital's Price Earnings To Growth Ratio is quite stable compared to the past year.

Kinsale Capital March 24, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Kinsale Capital help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Kinsale Capital Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Kinsale Capital Group based on widely used predictive technical indicators. In general, we focus on analyzing Kinsale Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Kinsale Capital's daily price indicators and compare them against related drivers.
When determining whether Kinsale Capital Group is a strong investment it is important to analyze Kinsale Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Kinsale Capital's future performance. For an informed investment choice regarding Kinsale Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kinsale Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kinsale Capital. If investors know Kinsale will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kinsale Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.056
Dividend Share
0.6
Earnings Share
17.77
Revenue Per Share
68.567
Quarterly Revenue Growth
0.174
The market value of Kinsale Capital Group is measured differently than its book value, which is the value of Kinsale that is recorded on the company's balance sheet. Investors also form their own opinion of Kinsale Capital's value that differs from its market value or its book value, called intrinsic value, which is Kinsale Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kinsale Capital's market value can be influenced by many factors that don't directly affect Kinsale Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kinsale Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kinsale Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kinsale Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.